Mwalimu Commercial Bank (DAR:MCB) Effective Interest Rate on Debt %: 0.00% (As of . 20)

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DAR:MCB Mwalimu Commercial Bank PLC DAR:MCB
58 GF Score
Price TZS310.00
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What is Mwalimu Commercial Bank Effective Interest Rate on Debt %?

Mwalimu Commercial Bank DAR:MCB +3.11% 58 Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus rates DAR:MCB with a GF Score™ of 58/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mwalimu Commercial Bank's annualized positive value of Interest Expense for the quarter that ended in . 20 was TZS Mil. Mwalimu Commercial Bank's average total debt for the quarter that ended in . 20 was TZS Mil. Therefore, Mwalimu Commercial Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 was %.

Mwalimu Commercial Bank  (DAR:MCB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Mwalimu Commercial Bank Effective Interest Rate on Debt % Related Terms

Mwalimu Commercial Bank Effective Interest Rate on Debt % Historical Data

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The historical data trend for Mwalimu Commercial Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mwalimu Commercial Bank Effective Interest Rate on Debt % Chart

Mwalimu Commercial Bank Annual Data
Trend
Effective Interest Rate on Debt %

Mwalimu Commercial Bank Semi-Annual Data
Effective Interest Rate on Debt %

DAR:MCB vs : Effective Interest Rate on Debt % Comparison

For the Banks - Regional subindustry, Mwalimu Commercial Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mwalimu Commercial Bank Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Mwalimu Commercial Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mwalimu Commercial Bank's Effective Interest Rate on Debt % falls into.


DAR:MCB
58GF Score
Mwalimu Commercial Bank PLC DAR:MCB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mwalimu Commercial Bank Effective Interest Rate on Debt % Calculation

Mwalimu Commercial Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Mwalimu Commercial Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: . 20 )+Total Debt  (Q: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (. 20) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Mwalimu Commercial Bank (DAR:MCB) has a Effective Interest Rate on Debt % of 0.00% as of . 20. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mwalimu Commercial Bank and its competitors.
Is Mwalimu Commercial Bank's Effective Interest Rate on Debt % too high?
Mwalimu Commercial Bank's current Effective Interest Rate on Debt % is 0.00%. Overall, Mwalimu Commercial Bank has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Mwalimu Commercial Bank's Effective Interest Rate on Debt % compare to ?
Mwalimu Commercial Bank's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mwalimu Commercial Bank and its competitors. Mwalimu Commercial Bank's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mwalimu Commercial Bank stock overvalued right now?
Mwalimu Commercial Bank (DAR:MCB) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Mwalimu Commercial Bank's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mwalimu Commercial Bank (DAR:MCB), the current Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mwalimu Commercial Bank Business Description

Comparable Companies
Address Sam Nujoma Road, P.O. Box 61002, Mlimani Tower, Mezzanine Floor, Ubungo Municipality, Dar Es Salaam, TZA
Mwalimu Commercial Bank PLC is engaged in provision of a wide range of financial services and products to Tanzanian education ecosystem, its related sectors and public at larger. Bank accept deposits on current, saving and time deposits accounts as well as issuing short term, medium term and long-term loans to individual, Micro and SMEs clients and provision of other banking services such as alternative delivery channels and money transfer services.
58GF Score

Get the complete analysis for DAR:MCB

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS310.00
Price