Mwalimu Commercial Bank (DAR:MCB) Return-on-Tangible-Equity: 0.00% (As of . 20)

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DAR:MCB Mwalimu Commercial Bank PLC DAR:MCB
58 GF Score
Price TZS310.00
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What is Mwalimu Commercial Bank Return-on-Tangible-Equity?

Mwalimu Commercial Bank DAR:MCB +3.11% 58 Return-on-Tangible-Equity is 0.00% as of . 20. GuruFocus rates DAR:MCB with a GF Score™ of 58/100. Among 1,522 Banks companies, Mwalimu Commercial Bank ranks worse than 65702.96% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Mwalimu Commercial Bank's annualized net income for the quarter that ended in . 20 was TZS Mil. Mwalimu Commercial Bank's average shareholder tangible equity for the quarter that ended in . 20 was TZS Mil. Therefore, Mwalimu Commercial Bank's annualized Return-on-Tangible-Equity for the quarter that ended in . 20 was %.

The historical rank and industry rank for Mwalimu Commercial Bank's Return-on-Tangible-Equity or its related term are showing as below:

DAR:MCB's Return-on-Tangible-Equity is not ranked *
in the Banks industry.
Industry Median: 11.375
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

Mwalimu Commercial Bank  (DAR:MCB) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Mwalimu Commercial Bank Return-on-Tangible-Equity Related Terms


Mwalimu Commercial Bank Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Mwalimu Commercial Bank's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mwalimu Commercial Bank Return-on-Tangible-Equity Chart

Mwalimu Commercial Bank Annual Data
Trend
Return-on-Tangible-Equity

Mwalimu Commercial Bank Semi-Annual Data
Return-on-Tangible-Equity

DAR:MCB vs : Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Mwalimu Commercial Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mwalimu Commercial Bank Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Mwalimu Commercial Bank's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Mwalimu Commercial Bank's Return-on-Tangible-Equity falls into.


DAR:MCB
58GF Score
Mwalimu Commercial Bank PLC DAR:MCB
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Mwalimu Commercial Bank Return-on-Tangible-Equity Calculation

Mwalimu Commercial Bank's annualized Return-on-Tangible-Equity for the fiscal year that ended in . 20 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=/( (+ )/ )
=/
= %

Mwalimu Commercial Bank's annualized Return-on-Tangible-Equity for the quarter that ended in . 20 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: . 20 )  (Q: . 20 )(Q: . 20 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: . 20 )  (Q: . 20 )(Q: . 20 )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (. 20) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 0.00% mean?
Mwalimu Commercial Bank (DAR:MCB) has a Return-on-Tangible-Equity of 0.00% as of . 20. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mwalimu Commercial Bank and its competitors. According to the industry distribution chart, Mwalimu Commercial Bank ranks #999999 out of 1522 companies in the Banks industry.
Is Mwalimu Commercial Bank's Return-on-Tangible-Equity too high?
Mwalimu Commercial Bank's current Return-on-Tangible-Equity is 0.00%. Based on the distribution chart, Mwalimu Commercial Bank ranks #999999 out of 1522 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mwalimu Commercial Bank has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Mwalimu Commercial Bank's Return-on-Tangible-Equity compare to ?
According to the Banks industry distribution chart, Mwalimu Commercial Bank ranks #999999 out of 1522 companies for Return-on-Tangible-Equity. This places Mwalimu Commercial Bank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.38, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mwalimu Commercial Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mwalimu Commercial Bank's current Return-on-Tangible-Equity is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mwalimu Commercial Bank stock overvalued right now?
Mwalimu Commercial Bank (DAR:MCB) has a current Return-on-Tangible-Equity of 0.00%. The current Return-on-Tangible-Equity is 0.00%. Mwalimu Commercial Bank's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Mwalimu Commercial Bank (DAR:MCB), the current Return-on-Tangible-Equity is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mwalimu Commercial Bank Business Description

Comparable Companies
Address Sam Nujoma Road, P.O. Box 61002, Mlimani Tower, Mezzanine Floor, Ubungo Municipality, Dar Es Salaam, TZA
Mwalimu Commercial Bank PLC is engaged in provision of a wide range of financial services and products to Tanzanian education ecosystem, its related sectors and public at larger. Bank accept deposits on current, saving and time deposits accounts as well as issuing short term, medium term and long-term loans to individual, Micro and SMEs clients and provision of other banking services such as alternative delivery channels and money transfer services.
58GF Score

Get the complete analysis for DAR:MCB

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS310.00
Price