Mwalimu Commercial Bank (DAR:MCB) Profitability Rank: 6 (As of . 20) — 50% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DAR:MCB Mwalimu Commercial Bank PLC DAR:MCB
53 GF Score
Price TZS395.00
View Full Analysis

What is Mwalimu Commercial Bank Profitability Rank?

Mwalimu Commercial Bank DAR:MCB +3.11% 53 Profitability Rank is 6 as of . 20, which is 50% above its 10-year median of 4.00. GuruFocus rates DAR:MCB with a GF Score™ of 53/100.

Mwalimu Commercial Bank has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Mwalimu Commercial Bank's Operating Margin % for the quarter that ended in . 20 was %. As of today, Mwalimu Commercial Bank's Piotroski F-Score is 9999.


Mwalimu Commercial Bank Profitability Rank Related Terms


DAR:MCB vs : Profitability Rank Comparison

For the Banks - Regional subindustry, Mwalimu Commercial Bank's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mwalimu Commercial Bank Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Mwalimu Commercial Bank's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Mwalimu Commercial Bank's Profitability Rank falls into.


DAR:MCB
53GF Score
Mwalimu Commercial Bank PLC DAR:MCB
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mwalimu Commercial Bank Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Mwalimu Commercial Bank has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Mwalimu Commercial Bank's Operating Margin % for the quarter that ended in . 20 is calculated as:

Operating Margin %=Operating Income (Q: . 20 ) / Revenue (Q: . 20 )
= /
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Mwalimu Commercial Bank has an F-score of 9999. It is a bad or low score, which usually implies poor business operation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Mwalimu Commercial Bank (DAR:MCB) has a Profitability Rank of 6 as of . 20. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Mwalimu Commercial Bank and its competitors. This is 50% above median its historical median of 4.00. Over the past decade, Mwalimu Commercial Bank's Profitability Rank has ranged from 2.00 to 7.00.
Is Mwalimu Commercial Bank's Profitability Rank too high?
Mwalimu Commercial Bank's current Profitability Rank of 6 is 50% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 7.00. Overall, Mwalimu Commercial Bank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Mwalimu Commercial Bank's Profitability Rank compare to ?
Mwalimu Commercial Bank's Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, Mwalimu Commercial Bank's own Profitability Rank has ranged from 2.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Mwalimu Commercial Bank and its competitors. Mwalimu Commercial Bank's current Profitability Rank is 6, which is 50% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mwalimu Commercial Bank stock overvalued right now?
Mwalimu Commercial Bank (DAR:MCB) has a current Profitability Rank of 6. The current Profitability Rank is 6, which is 50% above median its 10-year median of 4.00. Mwalimu Commercial Bank's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Mwalimu Commercial Bank (DAR:MCB), the current Profitability Rank is 6 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mwalimu Commercial Bank Business Description

Comparable Companies
Address Sam Nujoma Road, P.O. Box 61002, Mlimani Tower, Mezzanine Floor, Ubungo Municipality, Dar Es Salaam, TZA
Mwalimu Commercial Bank PLC is engaged in provision of a wide range of financial services and products to Tanzanian education ecosystem, its related sectors and public at larger. Bank accept deposits on current, saving and time deposits accounts as well as issuing short term, medium term and long-term loans to individual, Micro and SMEs clients and provision of other banking services such as alternative delivery channels and money transfer services.
53GF Score

Get the complete analysis for DAR:MCB

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS395.00
Price