Meghna Insurance (DHA:MEGHNAINS) Effective Interest Rate on Debt %: 6.89% (As of Jun. 2026)

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DHA:MEGHNAINS Meghna Insurance PLC DHA:MEGHNAINS
61 GF Score
Price BDT35.00
GF Value BDT29.17
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Meghna Insurance Effective Interest Rate on Debt %?

Meghna Insurance DHA:MEGHNAINS -1.41% 61 Effective Interest Rate on Debt % is 6.89% as of Jun. 2026. GuruFocus rates DHA:MEGHNAINS with a GF Score™ of 61/100 and a GF Value™ of BDT29.17 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Meghna Insurance's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was BDT0.7 Mil. Meghna Insurance's average total debt for the quarter that ended in Jun. 2026 was BDT10.1 Mil. Therefore, Meghna Insurance's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 6.89%.


Meghna Insurance  (DHA:MEGHNAINS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Meghna Insurance Effective Interest Rate on Debt % Related Terms


Meghna Insurance Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Meghna Insurance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Meghna Insurance Effective Interest Rate on Debt % Chart

Meghna Insurance Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
18.15 5.03 6.57 5.06 6.98

Meghna Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.23 6.11 6.27 6.55 6.89

DHA:MEGHNAINS vs CB, PGR, TRV: Effective Interest Rate on Debt % Comparison

For the Insurance - Property & Casualty subindustry, Meghna Insurance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Meghna Insurance Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Meghna Insurance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Meghna Insurance's Effective Interest Rate on Debt % falls into.


DHA:MEGHNAINS
61GF Score
Meghna Insurance PLC DHA:MEGHNAINS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Meghna Insurance Effective Interest Rate on Debt % Calculation

Meghna Insurance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.802/( (10.395+12.586)/ 2 )
=-1  *  -0.802/11.4905
=6.98 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.199 + 5.196
=10.395

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.968 + 7.618
=12.586

Meghna Insurance's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.696/( (10.487+9.711)/ 2 )
=-1  *  -0.696/10.099
=6.89 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.984 + 6.503
=10.487

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.691 + 6.02
=9.711

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.89% mean?
Meghna Insurance (DHA:MEGHNAINS) has a Effective Interest Rate on Debt % of 6.89% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Meghna Insurance and its competitors.
Is Meghna Insurance's Effective Interest Rate on Debt % too high?
Meghna Insurance's current Effective Interest Rate on Debt % is 6.89%. Overall, Meghna Insurance has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Meghna Insurance's Effective Interest Rate on Debt % compare to CB and PGR?
Meghna Insurance's Effective Interest Rate on Debt % of 6.89% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Meghna Insurance and its competitors. Meghna Insurance's current Effective Interest Rate on Debt % is 6.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meghna Insurance stock overvalued right now?
Based on GuruFocus' analysis, Meghna Insurance (DHA:MEGHNAINS) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT29.17, compared to a current price of BDT35.00 — trading 20% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.89%. Meghna Insurance's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Meghna Insurance (DHA:MEGHNAINS), the current Effective Interest Rate on Debt % is 6.89% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Meghna Insurance (DHA:MEGHNAINS) Overvalued in 2026?

Based on GuruFocus' analysis, Meghna Insurance stock appears to be overvalued. The current stock price of BDT35.00 is trading 20% above its estimated GF Value™ of BDT29.17. GuruFocus considers Meghna Insurance to be Modestly Overvalued.

Key valuation signals for DHA:MEGHNAINS:

  • Effective Interest Rate on Debt %: 6.89%
  • GF Value™: BDT29.17 vs. price of BDT35.00 (20% above fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the DHA:MEGHNAINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Meghna Insurance Business Description

Address 37/2, Purana Panltan, Pritom Zaman Tower, 4th Floor, Dhaka, BGD, 1000
Meghna Insurance PLC, formerly Meghna Insurance Co Ltd carries on all kinds of insurance, guarantee, and indemnity business other than life insurance business. The company has four business segments for reporting purposes, namely fire, marine, motor, and miscellaneous. The company engages in the underwriting business of the company and covers fire insurance, marine insurance, motor insurance, and miscellaneous insurance businesses.
61GF Score

Get the complete analysis for DHA:MEGHNAINS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT35.00
Price
BDT29.17
GF Value