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Meghna InsuranceDHA:MEGHNAINS -1.50%64 ROA % is 4.50% as of Mar. 2026, which is 30% above its 10-year median of 3.47. GuruFocus rates DHA:MEGHNAINS with a GF Score™ of 64/100 and a GF Value™ of BDT29.27 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 506 Insurance companies, Meghna Insurance ranks better than 62.85% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Meghna Insurance's annualizedNet Income for the quarter that ended in Mar. 2026 was BDT75.1 Mil.
Meghna Insurance's average Total Assets over the quarter that ended in Mar. 2026 was BDT1,671.1 Mil. Therefore, Meghna Insurance's annualized ROA % for the quarter that ended in Mar. 2026 was 4.50%.
The historical rank and industry rank for Meghna Insurance's ROA % or its related term are showing as below:
DHA:MEGHNAINS'
s ROA % Range Over the Past 10 Years
Min: 1.66 Med: 3.47 Max: 3.78
Current: 3.6
During the past 5 years, Meghna Insurance's highest ROA % was 3.78%. The lowest was 1.66%. And the median was 3.47%.
DHA:MEGHNAINS's ROA % is ranked better than 62.85% of 506
companies
in the Insurance industry
Industry Median: 2.62
vs DHA:MEGHNAINS: 3.60
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Meghna Insurance ROA % Related Terms
Meghna Insurance ROA % Historical Data
* Premium members only.
The historical data trend for Meghna Insurance's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Meghna Insurance's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Meghna Insurance ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Meghna Insurance's ROA % distribution charts can be found below:
* The bar in red indicates where Meghna Insurance's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Meghna Insurance (DHA:MEGHNAINS) has a ROA % of 4.50% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Meghna Insurance and its competitors. This is 30% above median its historical median of 3.47. Over the past decade, Meghna Insurance's ROA % has ranged from 1.66 to 3.78. According to the industry distribution chart, Meghna Insurance ranks #188 out of 506 companies in the Insurance industry, placing it in the top 37.2%.
Is Meghna Insurance's ROA % too high?
Meghna Insurance's current ROA % of 4.50% is 30% above median its 10-year median of 3.47. Over the past 10 years, this metric has ranged from a low of 1.66 to a high of 3.78. The Insurance industry median ROA % is 2.62. Meghna Insurance's value of 4.50% is 71.8% above this industry median. Based on the distribution chart, Meghna Insurance ranks #188 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Meghna Insurance has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Meghna Insurance's ROA % compare to CB and PGR?
According to the Insurance industry distribution chart, Meghna Insurance ranks #188 out of 506 companies for ROA %. This puts Meghna Insurance in the upper half of its industry. The industry median ROA % is 2.62. Meghna Insurance's value of 4.50% is 71.8% above this benchmark. Historically, Meghna Insurance's own ROA % has ranged from 1.66 to 3.78 over the past decade. While the company's 10-year median is 3.47 vs. the industry median of 2.62, Meghna Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Meghna Insurance's current ROA % of 4.50% is 71.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Meghna Insurance and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Meghna Insurance's current ROA % is 4.50%, which is 30% above median its own 10-year median of 3.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meghna Insurance stock overvalued right now?
Based on GuruFocus' analysis, Meghna Insurance (DHA:MEGHNAINS) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT29.27, compared to a current price of BDT39.30 — trading 34.3% above its estimated fair value. The current ROA % is 4.50%, which is 30% above median its 10-year median of 3.47 and 71.8% above the Insurance industry median of 2.62. Meghna Insurance's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Meghna Insurance (DHA:MEGHNAINS), the current ROA % is 4.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Meghna Insurance (DHA:MEGHNAINS) Overvalued in 2026?
Based on GuruFocus' analysis, Meghna Insurance stock appears to be overvalued.
The current stock price of BDT39.30 is trading 34.3% above its estimated GF Value™ of BDT29.27.
GuruFocus considers Meghna Insurance to be Significantly Overvalued.
Key valuation signals for DHA:MEGHNAINS:
ROA %: 4.50% (30% above median its 10-year median of 3.47)
GF Value™: BDT29.27 vs. price of BDT39.30 (34.3% above fair value)
Industry Position: 71.8% above the Insurance median (#188 of 506)
No single metric tells the full story. See the DHA:MEGHNAINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Meghna Insurance PLC, formerly Meghna Insurance Co Ltd carries on all kinds of insurance, guarantee, and indemnity business other than life insurance business. The company has four business segments for reporting purposes, namely fire, marine, motor, and miscellaneous. The company engages in the underwriting business of the company and covers fire insurance, marine insurance, motor insurance, and miscellaneous insurance businesses.
64GF Score
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