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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. One Bank's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was BDT23,253 Mil. One Bank's average total debt for the quarter that ended in Jun. 2026 was BDT13,082 Mil. Therefore, One Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 177.75%.
One Bank (DHA:ONEBANKPLC) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
One Bank Effective Interest Rate on Debt % Related Terms
One Bank Effective Interest Rate on Debt % Historical Data
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The historical data trend for One Bank's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
One Bank Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, One Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
One Bank Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, One Bank's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where One Bank's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 177.75% mean?
One Bank (DHA:ONEBANKPLC) has a Effective Interest Rate on Debt % of 177.75% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on One Bank and its competitors.
Is One Bank's Effective Interest Rate on Debt % too high?
One Bank's current Effective Interest Rate on Debt % is 177.75%. Overall, One Bank has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does One Bank's Effective Interest Rate on Debt % compare to competitors?
One Bank's Effective Interest Rate on Debt % of 177.75% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on One Bank and its competitors. One Bank's current Effective Interest Rate on Debt % is 177.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One Bank stock overvalued right now?
Based on GuruFocus' analysis, One Bank (DHA:ONEBANKPLC) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT6.96, compared to a current price of BDT8.20 — trading 17.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 177.75%. One Bank's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For One Bank (DHA:ONEBANKPLC), the current Effective Interest Rate on Debt % is 177.75% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is One Bank (DHA:ONEBANKPLC) Overvalued in 2026?
Based on GuruFocus' analysis, One Bank stock appears to be overvalued.
The current stock price of BDT8.20 is trading 17.8% above its estimated GF Value™ of BDT6.96.
GuruFocus considers One Bank to be Modestly Overvalued.
Key valuation signals for DHA:ONEBANKPLC:
Effective Interest Rate on Debt %: 177.75%
GF Value™: BDT6.96 vs. price of BDT8.20 (17.8% above fair value)
No single metric tells the full story. See the DHA:ONEBANKPLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
One Bank PLC is a private-sector commercial bank that provides banking services in Bangladesh. The company offers Retail Banking, Corporate Banking, and Small and Enterprise Banking. Its products and services include deposits, loans and advances, personal and commercial banking, cash management, treasury, brokerage services, export and import financing, local and international remittance facilities, etc. The bank also provides offshore banking services through its Offshore Banking Unit (OBU). It serves various industries such as Trade Finance, Steel, Ready-made Garments, Textiles, Power, Transport and Communication, Construction/Engineering, Pharmaceuticals, Real Estate, and others.
70GF Score
Get the complete analysis for DHA:ONEBANKPLC
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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