One Bank (DHA:ONEBANKPLC) Graham Number: BDT10.52 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:ONEBANKPLC One Bank PLC DHA:ONEBANKPLC
70 GF Score
Price BDT7.60
GF Value BDT6.97
Valuation Fairly Valued
! 3 Warning Signs
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What is One Bank Graham Number?

One Bank DHA:ONEBANKPLC -1.30% 70 Graham Number is BDT10.52 as of Jun. 2026. GuruFocus rates DHA:ONEBANKPLC with a GF Score™ of 70/100 and a GF Value™ of BDT6.97 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,420 Banks companies, One Bank ranks better than 62.75% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-09-09), the stock price of One Bank is BDT7.60. One Bank's graham number for the quarter that ended in Jun. 2026 was BDT10.52. Therefore, One Bank's Price to Graham Number ratio for today is 0.72.

The historical rank and industry rank for One Bank's Graham Number or its related term are showing as below:

DHA:ONEBANKPLC' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.26   Med: 0.45   Max: 2.8
Current: 0.72

During the past 13 years, the highest Price to Graham Number ratio of One Bank was 2.80. The lowest was 0.26. And the median was 0.45.

DHA:ONEBANKPLC's Price-to-Graham-Number is ranked better than
62.75% of 1420 companies
in the Banks industry
Industry Median: 0.81 vs DHA:ONEBANKPLC: 0.72

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


One Bank  (DHA:ONEBANKPLC) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

One Bank's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Jun. 2026 )
=7.60/10.52
=0.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


One Bank Graham Number Related Terms


One Bank Graham Number Historical Data

* Premium members only.

The historical data trend for One Bank's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

One Bank Graham Number Chart

One Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Graham Number
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.20 26.28 23.08 25.03 11.87

One Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.31 18.73 11.96 2.68 10.52

One Bank Graham Number Competitor Comparison

For the Banks - Regional subindustry, One Bank's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


One Bank Price-to-Graham-Number vs Banks Industry

For the Banks industry and Financial Services sector, One Bank's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where One Bank's Price-to-Graham-Number falls into.


DHA:ONEBANKPLC
70GF Score
One Bank PLC DHA:ONEBANKPLC
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

One Bank Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

One Bank's Graham Number for the fiscal year that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*22.379*0.28)
=11.87

One Bank's Graham Number for the quarter that ended in Jun. 2026 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*22.991*0.214)
=10.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of BDT10.52 mean?
One Bank (DHA:ONEBANKPLC) has a Graham Number of BDT10.52 as of Jun. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on One Bank and its competitors. According to the industry distribution chart, One Bank ranks #529 out of 1420 companies in the Banks industry, placing it in the top 37.3%.
Is One Bank's Graham Number too high?
One Bank's current Graham Number is BDT10.52. Based on the distribution chart, One Bank ranks #529 out of 1420 companies in the Banks industry, which is above the industry midpoint. Overall, One Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does One Bank's Graham Number compare to competitors?
According to the Banks industry distribution chart, One Bank ranks #529 out of 1420 companies for Graham Number. This puts One Bank in the upper half of its industry. The industry median Graham Number is 0.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Banks company?
The median Graham Number among Banks companies is 0.81, based on 1,420 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on One Bank and its competitors. For the Banks industry, the median Graham Number is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. One Bank's current Graham Number is BDT10.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One Bank stock overvalued right now?
Based on GuruFocus' analysis, One Bank (DHA:ONEBANKPLC) is currently considered Fairly Valued. The stock's GF Value™ is BDT6.97, compared to a current price of BDT7.60 — trading 9% above its estimated fair value. The current Graham Number is BDT10.52. One Bank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For One Bank (DHA:ONEBANKPLC), the current Graham Number is BDT10.52 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is One Bank (DHA:ONEBANKPLC) Overvalued in 2026?

Based on GuruFocus' analysis, One Bank stock appears to be overvalued. The current stock price of BDT7.60 is trading 9% above its estimated GF Value™ of BDT6.97. GuruFocus considers One Bank to be Fairly Valued.

Key valuation signals for DHA:ONEBANKPLC:

  • Graham Number: BDT10.52
  • GF Value™: BDT6.97 vs. price of BDT7.60 (9% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the DHA:ONEBANKPLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


One Bank Business Description

Address 46, Kawran Bazar C.A, 2nd Floor, HRC Bhaban, Dhaka, BGD, 1215
One Bank PLC is a private-sector commercial bank that provides banking services in Bangladesh. The company offers Retail Banking, Corporate Banking, and Small and Enterprise Banking. Its products and services include deposits, loans and advances, personal and commercial banking, cash management, treasury, brokerage services, export and import financing, local and international remittance facilities, etc. The bank also provides offshore banking services through its Offshore Banking Unit (OBU). It serves various industries such as Trade Finance, Steel, Ready-made Garments, Textiles, Power, Transport and Communication, Construction/Engineering, Pharmaceuticals, Real Estate, and others.
70GF Score

Get the complete analysis for DHA:ONEBANKPLC

Graham Number is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT7.60
Price
BDT6.97
GF Value