Seiko Group (FRA:89M) Effective Interest Rate on Debt %: 1.21% (As of Mar. 2026)

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FRA:89M Seiko Group Corp FRA:89M
32 GF Score
Price €56.50
GF Value €13.79
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Seiko Group Effective Interest Rate on Debt %?

Seiko Group FRA:89M -2.59% 32 Effective Interest Rate on Debt % is 1.21% as of Mar. 2026. GuruFocus rates FRA:89M with a GF Score™ of 32/100 and a GF Value™ of €13.79 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Seiko Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €7 Mil. Seiko Group's average total debt for the quarter that ended in Mar. 2026 was €576 Mil. Therefore, Seiko Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.21%.


Seiko Group  (FRA:89M) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Seiko Group Effective Interest Rate on Debt % Related Terms


Seiko Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Seiko Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seiko Group Effective Interest Rate on Debt % Chart

Seiko Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.71 0.84 0.96 1.30 1.17

Seiko Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.21 1.30 1.33 1.21 1.42

FRA:89M vs NKE, DECK, ONON: Effective Interest Rate on Debt % Comparison

For the Footwear & Accessories subindustry, Seiko Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seiko Group Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Seiko Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Seiko Group's Effective Interest Rate on Debt % falls into.


FRA:89M
32GF Score
Seiko Group Corp FRA:89M
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Seiko Group Effective Interest Rate on Debt % Calculation

Seiko Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -7.572/( (723.834+571.644)/ 2 )
=-1  *  -7.572/647.739
=1.17 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=267.023 + 456.811
=723.834

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=183.665 + 387.979
=571.644

Seiko Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6.956/( (580.702+571.644)/ 2 )
=-1  *  -6.956/576.173
=1.21 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=149.482 + 431.22
=580.702

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=183.665 + 387.979
=571.644

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.21% mean?
Seiko Group (FRA:89M) has a Effective Interest Rate on Debt % of 1.21% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seiko Group and its competitors.
Is Seiko Group's Effective Interest Rate on Debt % too high?
Seiko Group's current Effective Interest Rate on Debt % is 1.21%. Overall, Seiko Group has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Seiko Group's Effective Interest Rate on Debt % compare to NKE and DECK?
Seiko Group's Effective Interest Rate on Debt % of 1.21% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seiko Group and its competitors. Seiko Group's current Effective Interest Rate on Debt % is 1.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seiko Group stock overvalued right now?
Based on GuruFocus' analysis, Seiko Group (FRA:89M) is currently considered Significantly Overvalued. The stock's GF Value™ is €13.79, compared to a current price of €56.50 — trading 309.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.21%. Seiko Group's overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Seiko Group (FRA:89M), the current Effective Interest Rate on Debt % is 1.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seiko Group (FRA:89M) Overvalued in 2026?

Based on GuruFocus' analysis, Seiko Group stock appears to be overvalued. The current stock price of €56.50 is trading 309.7% above its estimated GF Value™ of €13.79. GuruFocus considers Seiko Group to be Significantly Overvalued.

Key valuation signals for FRA:89M:

  • Effective Interest Rate on Debt %: 1.21%
  • GF Value™: €13.79 vs. price of €56.50 (309.7% above fair value)
  • GF Score™: 32/100 with 5 warning signs

No single metric tells the full story. See the FRA:89M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seiko Group Business Description

Other Exchanges 8050:Japan
Address 8-10, Toranomon 2-chome, Minato-ku, Tokyo, JPN, 105-8505
Seiko Group Corp is a Japanese manufacturer of watches and electronic devices. The company organizes itself into four segments, based on product type: watches, electronic devices, systems solutions, and others. The watches business, which contributes more than half of the company's revenue, manufactures men's and ladies' fashion watches. The electronic devices business, the next most significant contributor to revenue, produces components such as semiconductors, camera shutters, inkjet print heads, thermal printers, micro-batteries, and radiation-measuring equipment. Combined sales in the watches and electronic devices segments constitute the vast majority of consolidated revenue. The company derives approximately half its revenue domestically.
32GF Score

Get the complete analysis for FRA:89M

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€56.50
Price
€13.79
GF Value