Knowit AB (FRA:KOW) Effective Interest Rate on Debt %: 6.64% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:KOW Knowit AB FRA:KOW
66 GF Score
Price €8.02
GF Value €9.97
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Knowit AB Effective Interest Rate on Debt %?

Knowit AB FRA:KOW +2.30% 66 Effective Interest Rate on Debt % is 6.64% as of Jun. 2026. GuruFocus rates FRA:KOW with a GF Score™ of 66/100 and a GF Value™ of €9.97 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Knowit AB's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was €4.4 Mil. Knowit AB's average total debt for the quarter that ended in Jun. 2026 was €66.5 Mil. Therefore, Knowit AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 6.64%.


Knowit AB  (FRA:KOW) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Knowit AB Effective Interest Rate on Debt % Related Terms


Knowit AB Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Knowit AB's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Knowit AB Effective Interest Rate on Debt % Chart

Knowit AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.39 2.78 4.68 5.24 4.90

Knowit AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.72 4.87 5.72 4.28 6.64

FRA:KOW vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Knowit AB's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Knowit AB Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Knowit AB's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Knowit AB's Effective Interest Rate on Debt % falls into.


FRA:KOW
66GF Score
Knowit AB FRA:KOW
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Knowit AB Effective Interest Rate on Debt % Calculation

Knowit AB's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -3.795/( (85.615+69.284)/ 2 )
=-1  *  -3.795/77.4495
=4.90 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=72.57 + 13.045
=85.615

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.444 + 13.84
=69.284

Knowit AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -4.416/( (69.481+63.589)/ 2 )
=-1  *  -4.416/66.535
=6.64 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.527 + 13.954
=69.481

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=52.287 + 11.302
=63.589

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.64% mean?
Knowit AB (FRA:KOW) has a Effective Interest Rate on Debt % of 6.64% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Knowit AB and its competitors.
Is Knowit AB's Effective Interest Rate on Debt % too high?
Knowit AB's current Effective Interest Rate on Debt % is 6.64%. Overall, Knowit AB has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Knowit AB's Effective Interest Rate on Debt % compare to IBM and ACN?
Knowit AB's Effective Interest Rate on Debt % of 6.64% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Knowit AB and its competitors. Knowit AB's current Effective Interest Rate on Debt % is 6.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Knowit AB stock overvalued right now?
Based on GuruFocus' analysis, Knowit AB (FRA:KOW) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.97, compared to a current price of €8.02 — trading 19.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.64%. Knowit AB's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Knowit AB (FRA:KOW), the current Effective Interest Rate on Debt % is 6.64% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Knowit AB (FRA:KOW) Overvalued in 2026?

Based on GuruFocus' analysis, Knowit AB stock appears to be undervalued. The current stock price of €8.02 is trading 19.6% below its estimated GF Value™ of €9.97. GuruFocus considers Knowit AB to be Modestly Undervalued.

Key valuation signals for FRA:KOW:

  • Effective Interest Rate on Debt %: 6.64%
  • GF Value™: €9.97 vs. price of €8.02 (19.6% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the FRA:KOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Knowit AB Business Description

Address Klarabergsgatan 60, Box 3383, Stockholm, SWE, 10368
Knowit AB is a Nordic consultancy, operating three divisions: IT and system development; Customer experience technology and communications; Management consultancy. The company has about 2200 employees in 20 locations in Sweden, Norway, Denmark, Finland and Germany. Knowit provides services towards most industries, both public and private sector. Knowit AB (Publ) was founded in 1990 and is headquartered in Stockholm, Sweden.
66GF Score

Get the complete analysis for FRA:KOW

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.02
Price
€9.97
GF Value