Lemonsoft Oyj (FRA:M36) Effective Interest Rate on Debt %: 4.03% (As of Mar. 2026)

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FRA:M36 Lemonsoft Oyj FRA:M36
73 GF Score
Price €4.52
GF Value €6.71
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Lemonsoft Oyj Effective Interest Rate on Debt %?

Lemonsoft Oyj FRA:M36 +0.22% 73 Effective Interest Rate on Debt % is 4.03% as of Mar. 2026. GuruFocus rates FRA:M36 with a GF Score™ of 73/100 and a GF Value™ of €6.71 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lemonsoft Oyj's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €0.49 Mil. Lemonsoft Oyj's average total debt for the quarter that ended in Mar. 2026 was €12.11 Mil. Therefore, Lemonsoft Oyj's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.03%.


Lemonsoft Oyj  (FRA:M36) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Lemonsoft Oyj Effective Interest Rate on Debt % Related Terms


Lemonsoft Oyj Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Lemonsoft Oyj's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lemonsoft Oyj Effective Interest Rate on Debt % Chart

Lemonsoft Oyj Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.76 2.07 5.72 6.96 15.42

Lemonsoft Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.73 7.95 3.38 4.22 4.03

FRA:M36 vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Lemonsoft Oyj's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lemonsoft Oyj Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Lemonsoft Oyj's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lemonsoft Oyj's Effective Interest Rate on Debt % falls into.


FRA:M36
73GF Score
Lemonsoft Oyj FRA:M36
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lemonsoft Oyj Effective Interest Rate on Debt % Calculation

Lemonsoft Oyj's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.617/( (10.406+10.569)/ 2 )
=-1  *  -1.617/10.4875
=15.42 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.928 + 2.478
=10.406

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.757 + 2.812
=10.569

Lemonsoft Oyj's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.488/( (10.569+13.648)/ 2 )
=-1  *  -0.488/12.1085
=4.03 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.757 + 2.812
=10.569

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.036 + 3.612
=13.648

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.03% mean?
Lemonsoft Oyj (FRA:M36) has a Effective Interest Rate on Debt % of 4.03% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lemonsoft Oyj and its competitors.
Is Lemonsoft Oyj's Effective Interest Rate on Debt % too high?
Lemonsoft Oyj's current Effective Interest Rate on Debt % is 4.03%. Overall, Lemonsoft Oyj has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lemonsoft Oyj's Effective Interest Rate on Debt % compare to QH and SHOP?
Lemonsoft Oyj's Effective Interest Rate on Debt % of 4.03% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lemonsoft Oyj and its competitors. Lemonsoft Oyj's current Effective Interest Rate on Debt % is 4.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lemonsoft Oyj stock overvalued right now?
Based on GuruFocus' analysis, Lemonsoft Oyj (FRA:M36) is currently considered Significantly Undervalued. The stock's GF Value™ is €6.71, compared to a current price of €4.52 — trading 32.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.03%. Lemonsoft Oyj's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Lemonsoft Oyj (FRA:M36), the current Effective Interest Rate on Debt % is 4.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lemonsoft Oyj (FRA:M36) Overvalued in 2026?

Based on GuruFocus' analysis, Lemonsoft Oyj stock appears to be undervalued. The current stock price of €4.52 is trading 32.6% below its estimated GF Value™ of €6.71. GuruFocus considers Lemonsoft Oyj to be Significantly Undervalued.

Key valuation signals for FRA:M36:

  • Effective Interest Rate on Debt %: 4.03%
  • GF Value™: €6.71 vs. price of €4.52 (32.6% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the FRA:M36 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lemonsoft Oyj Business Description

Other Exchanges LEMON:Finland
Address Vaasanpuistikko 20 A, 4th floor, Vaasa, FIN, 65100
Lemonsoft Oyj is a Finnish software company that designs, develops, and sells ERP software solutions to streamline its customers' processes across different business lines and administration. The Company operates in the ERP software market in Finland as a service provider for SMEs.
73GF Score

Get the complete analysis for FRA:M36

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.52
Price
€6.71
GF Value