Lemonsoft Oyj (FRA:M36) Interest Coverage: 12.52 (As of Mar. 2026) — 90% Below Median


FRA:M36 Lemonsoft Oyj FRA:M36
83 GF Score
Price €4.82
GF Value €6.50
! 4 Warning Signs
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What is Lemonsoft Oyj Interest Coverage?

Lemonsoft Oyj FRA:M36 +2.55% 83 Interest Coverage is 12.52 as of Mar. 2026, which is 90% below its 10-year median of 131.41. GuruFocus rates FRA:M36 with a GF Score™ of 83/100 and a GF Value™ of €6.50. The stock has 4 warning signs investors should review. Among 1,705 Software companies, Lemonsoft Oyj ranks worse than 63.7% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Lemonsoft Oyj's Operating Income for the three months ended in Mar. 2026 was €1.53 Mil. Lemonsoft Oyj's Interest Expense for the three months ended in Mar. 2026 was €-0.12 Mil. Lemonsoft Oyj's interest coverage for the quarter that ended in Mar. 2026 was 12.52. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Lemonsoft Oyj's Interest Coverage or its related term are showing as below:

FRA:M36' s Interest Coverage Range Over the Past 10 Years
Min: 3.68   Med: 131.41   Max: 1243
Current: 11.3


FRA:M36's Interest Coverage is ranked worse than
63.7% of 1705 companies
in the Software industry
Industry Median: 24.78 vs FRA:M36: 11.30

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Lemonsoft Oyj  (FRA:M36) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Lemonsoft Oyj Interest Coverage Related Terms


Lemonsoft Oyj Interest Coverage Historical Data

* Premium members only.

The historical data trend for Lemonsoft Oyj's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Lemonsoft Oyj Interest Coverage Chart

Lemonsoft Oyj Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 172.48 90.33 19.57 8.26 3.68

Lemonsoft Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.03 4.41 24.99 11.35 12.52

FRA:M36 vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Lemonsoft Oyj's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lemonsoft Oyj Interest Coverage vs Software Industry

For the Software industry and Technology sector, Lemonsoft Oyj's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Lemonsoft Oyj's Interest Coverage falls into.


FRA:M36
83GF Score
Lemonsoft Oyj FRA:M36
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lemonsoft Oyj Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Lemonsoft Oyj's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Lemonsoft Oyj's Interest Expense was €-1.62 Mil. Its Operating Income was €5.95 Mil. And its Long-Term Debt & Capital Lease Obligation was €7.76 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*5.949/-1.617
=3.68

Lemonsoft Oyj's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Lemonsoft Oyj's Interest Expense was €-0.12 Mil. Its Operating Income was €1.53 Mil. And its Long-Term Debt & Capital Lease Obligation was €10.04 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.527/-0.122
=12.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.52 mean?
Lemonsoft Oyj (FRA:M36) has a Interest Coverage of 12.52 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lemonsoft Oyj and its competitors. This is 90% below median its historical median of 131.41. Over the past decade, Lemonsoft Oyj's Interest Coverage has ranged from 3.68 to 1,243.00. According to the industry distribution chart, Lemonsoft Oyj ranks #1086 out of 1705 companies in the Software industry, placing it in the top 63.7%.
Is Lemonsoft Oyj's Interest Coverage too high?
Lemonsoft Oyj's current Interest Coverage of 12.52 is 90% below median its 10-year median of 131.41. Over the past 10 years, this metric has ranged from a low of 3.68 to a high of 1,243.00. The Software industry median Interest Coverage is 24.78. Lemonsoft Oyj's value of 12.52 is 49.5% below this industry median. Based on the distribution chart, Lemonsoft Oyj ranks #1086 out of 1705 companies in the Software industry, which is below the industry midpoint. Overall, Lemonsoft Oyj has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Lemonsoft Oyj's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Lemonsoft Oyj ranks #1086 out of 1705 companies for Interest Coverage. This places Lemonsoft Oyj in the lower half of its industry. The industry median Interest Coverage is 24.78. Lemonsoft Oyj's value of 12.52 is 49.5% below this benchmark. Historically, Lemonsoft Oyj's own Interest Coverage has ranged from 3.68 to 1,243.00 over the past decade. While the company's 10-year median is 131.41 vs. the industry median of 24.78, Lemonsoft Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lemonsoft Oyj's current Interest Coverage of 12.52 is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lemonsoft Oyj and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lemonsoft Oyj's current Interest Coverage is 12.52, which is 90% below median its own 10-year median of 131.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lemonsoft Oyj stock overvalued right now?
Lemonsoft Oyj (FRA:M36) has a current Interest Coverage of 12.52. The stock's GF Value™ is €6.50, compared to a current price of €4.82 — trading 25.8% below its estimated fair value. The current Interest Coverage is 12.52, which is 90% below median its 10-year median of 131.41 and 49.5% below the Software industry median of 24.78. Lemonsoft Oyj's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lemonsoft Oyj (FRA:M36), the current Interest Coverage is 12.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lemonsoft Oyj (FRA:M36) Overvalued in 2026?

Based on GuruFocus' analysis, Lemonsoft Oyj stock appears to be undervalued. The current stock price of €4.82 is trading 25.8% below its estimated GF Value™ of €6.50.

Key valuation signals for FRA:M36:

  • Interest Coverage: 12.52 (90% below median its 10-year median of 131.41)
  • GF Value™: €6.50 vs. price of €4.82 (25.8% below fair value)
  • GF Score™: 83/100 with 4 warning signs
  • Industry Position: 49.5% below the Software median (#1086 of 1705)

No single metric tells the full story. See the FRA:M36 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lemonsoft Oyj Business Description

Other Exchanges LEMON:Finland
Address Vaasanpuistikko 20 A, 4th floor, Vaasa, FIN, 65100
Lemonsoft Oyj is a Finnish software company that designs, develops, and sells ERP software solutions to streamline its customers' processes across different business lines and administration. The Company operates in the ERP software market in Finland as a service provider for SMEs.
83GF Score

Get the complete analysis for FRA:M36

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.82
Price
€6.50
GF Value