GORV (Lazydays Holdings) Effective Interest Rate on Debt %: 7.94% (As of Sep. 2025)

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GORV Lazydays Holdings Inc GORV
35 GF Score
Price $0.42
GF Value $15.30
! 6 Warning Signs
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What is Lazydays Holdings Effective Interest Rate on Debt %?

Lazydays Holdings GORV -45.31% 35 Effective Interest Rate on Debt % is 7.94% as of Sep. 2025. GuruFocus rates GORV with a GF Score™ of 35/100 and a GF Value™ of $15.30. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lazydays Holdings's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $23.2 Mil. Lazydays Holdings's average total debt for the quarter that ended in Sep. 2025 was $292.5 Mil. Therefore, Lazydays Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 7.94%.


Lazydays Holdings  (NAS:GORV) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Lazydays Holdings Effective Interest Rate on Debt % Related Terms


Lazydays Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Lazydays Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lazydays Holdings Effective Interest Rate on Debt % Chart

Lazydays Holdings Annual Data
Trend Nov15 Nov16 Nov17 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 3.47 2.93 4.00 6.00 7.99

Lazydays Holdings Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.56 8.62 10.19 12.61 7.94

GORV vs AZI, CVNA, PAG: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, Lazydays Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lazydays Holdings Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Lazydays Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lazydays Holdings's Effective Interest Rate on Debt % falls into.


GORV
35GF Score
Lazydays Holdings Inc GORV
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lazydays Holdings Effective Interest Rate on Debt % Calculation

Lazydays Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -46.914/( (680.245+494.284)/ 2 )
=-1  *  -46.914/587.2645
=7.99 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=224.572 + 455.673
=680.245

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=170.577 + 323.707
=494.284

Lazydays Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -23.236/( (326.797+258.143)/ 2 )
=-1  *  -23.236/292.47
=7.94 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=126.012 + 200.785
=326.797

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=32.131 + 226.012
=258.143

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.94% mean?
Lazydays Holdings (GORV) has a Effective Interest Rate on Debt % of 7.94% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lazydays Holdings and its competitors.
Is Lazydays Holdings' Effective Interest Rate on Debt % too high?
Lazydays Holdings' current Effective Interest Rate on Debt % is 7.94%. Overall, Lazydays Holdings has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Lazydays Holdings' Effective Interest Rate on Debt % compare to AZI and CVNA?
Lazydays Holdings' Effective Interest Rate on Debt % of 7.94% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lazydays Holdings and its competitors. Lazydays Holdings's current Effective Interest Rate on Debt % is 7.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lazydays Holdings stock overvalued right now?
Lazydays Holdings (GORV) has a current Effective Interest Rate on Debt % of 7.94%. The stock's GF Value™ is $15.30, compared to a current price of $0.42 — trading 97.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.94%. Lazydays Holdings' overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Lazydays Holdings (GORV), the current Effective Interest Rate on Debt % is 7.94% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lazydays Holdings (GORV) Overvalued in 2026?

Based on GuruFocus' analysis, Lazydays Holdings stock appears to be undervalued. The current stock price of $0.42 is trading 97.2% below its estimated GF Value™ of $15.30.

Key valuation signals for GORV:

  • Effective Interest Rate on Debt %: 7.94%
  • GF Value™: $15.30 vs. price of $0.42 (97.2% below fair value)
  • GF Score™: 35/100 with 6 warning signs

No single metric tells the full story. See the GORV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lazydays Holdings Business Description

Address 4042 Park Oaks Boulevard, Suite 350, Tampa, FL, USA, 33610
Lazydays Holdings Inc operates recreational vehicle dealerships. It provides products and services for RV owners and outdoor enthusiasts. The company generates revenue by providing a full spectrum of RV products: New and pre-owned RV sales, RV parts and services, financing and insurance products, third-party protection plans, after-market parts and accessories, and RV camping facilities.
35GF Score

Get the complete analysis for GORV

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.42
Price
$15.30
GF Value