GRDN (Guardian Pharmacy Services) Effective Interest Rate on Debt %: 1.66% (As of Mar. 2026)


GRDN Guardian Pharmacy Services Inc GRDN
42 GF Score
Price $40.96
! 4 Warning Signs
View Full Analysis

What is Guardian Pharmacy Services Effective Interest Rate on Debt %?

Guardian Pharmacy Services GRDN -0.24% 42 Effective Interest Rate on Debt % is 1.66% as of Mar. 2026. GuruFocus rates GRDN with a GF Score™ of 42/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Guardian Pharmacy Services's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1 Mil. Guardian Pharmacy Services's average total debt for the quarter that ended in Mar. 2026 was $37 Mil. Therefore, Guardian Pharmacy Services's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.66%.

Guardian Pharmacy Services  (NYSE:GRDN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Guardian Pharmacy Services Effective Interest Rate on Debt % Related Terms

Guardian Pharmacy Services Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Guardian Pharmacy Services's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guardian Pharmacy Services Effective Interest Rate on Debt % Chart

Guardian Pharmacy Services Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.00 3.59 4.85 7.19 1.98

Guardian Pharmacy Services Quarterly Data
Dec20 Mar21 Sep21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.32 2.21 1.89 1.83 1.66

GRDN vs ACHC, ASTH, NHC: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, Guardian Pharmacy Services's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Guardian Pharmacy Services Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Guardian Pharmacy Services's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Guardian Pharmacy Services's Effective Interest Rate on Debt % falls into.


GRDN
42GF Score
Guardian Pharmacy Services Inc GRDN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guardian Pharmacy Services Effective Interest Rate on Debt % Calculation

Guardian Pharmacy Services's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.665/( (30.133+37.142)/ 2 )
=-1  *  -0.665/33.6375
=1.98 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=23.297 + 6.836
=30.133

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.992 + 7.15
=37.142

Guardian Pharmacy Services's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.616/( (37.142+36.885)/ 2 )
=-1  *  -0.616/37.0135
=1.66 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.992 + 7.15
=37.142

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.665 + 7.22
=36.885

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.66% mean?
Guardian Pharmacy Services (GRDN) has a Effective Interest Rate on Debt % of 1.66% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Guardian Pharmacy Services and its competitors.
Is Guardian Pharmacy Services' Effective Interest Rate on Debt % too high?
Guardian Pharmacy Services' current Effective Interest Rate on Debt % is 1.66%. Overall, Guardian Pharmacy Services has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Guardian Pharmacy Services' Effective Interest Rate on Debt % compare to ACHC and ASTH?
Guardian Pharmacy Services' Effective Interest Rate on Debt % of 1.66% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Guardian Pharmacy Services and its competitors. Guardian Pharmacy Services's current Effective Interest Rate on Debt % is 1.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guardian Pharmacy Services stock overvalued right now?
Guardian Pharmacy Services (GRDN) has a current Effective Interest Rate on Debt % of 1.66%. The current Effective Interest Rate on Debt % is 1.66%. Guardian Pharmacy Services' overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Guardian Pharmacy Services (GRDN), the current Effective Interest Rate on Debt % is 1.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Guardian Pharmacy Services Business Description

Address 300 Galleria Parkway SE, Suite 800, Atlanta, GA, USA, 30339
Guardian Pharmacy Services Inc is a pharmacy services company providing technology-enabled services to help residents of long-term health care facilities (LTCFs) adhere to appropriate drug regimens, reducing the cost of care and improving clinical outcomes. The Company provides high-touch clinical, drug dispensing, and administration services tailored to residents in assisted living facilities, behavioral health facilities, and group homes, while also serving residents in all types of LTCFs. It partners with residents, LTCFs, and health plan payors to help reduce errors in drug administration, manage drug regimens, and improve adherence. The Company derives its revenue mainly from the sale of pharmaceutical and medical products.
42GF Score

Get the complete analysis for GRDN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.96
Price