GRDN (Guardian Pharmacy Services) Interest Coverage: 114.77 (As of Mar. 2026) — 631% Above Median


GRDN Guardian Pharmacy Services Inc GRDN
42 GF Score
Price $40.96
! 4 Warning Signs
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What is Guardian Pharmacy Services Interest Coverage?

Guardian Pharmacy Services GRDN -0.24% 42 Interest Coverage is 114.77 as of Mar. 2026, which is 631% above its 10-year median of 15.69. GuruFocus rates GRDN with a GF Score™ of 42/100. The stock has 4 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Guardian Pharmacy Services ranks better than 85.43% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Guardian Pharmacy Services's Operating Income for the three months ended in Mar. 2026 was $18 Mil. Guardian Pharmacy Services's Interest Expense for the three months ended in Mar. 2026 was $-0 Mil. Guardian Pharmacy Services's interest coverage for the quarter that ended in Mar. 2026 was 114.77. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Guardian Pharmacy Services's Interest Coverage or its related term are showing as below:

GRDN' s Interest Coverage Range Over the Past 10 Years
Min: 13.75   Med: 15.69   Max: 119.22
Current: 119.22


GRDN's Interest Coverage is ranked better than
85.43% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 7.98 vs GRDN: 119.22

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Guardian Pharmacy Services  (NYSE:GRDN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Guardian Pharmacy Services Interest Coverage Related Terms


Guardian Pharmacy Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for Guardian Pharmacy Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Guardian Pharmacy Services Interest Coverage Chart

Guardian Pharmacy Services Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 18.42 26.99 14.32 0.00 109.32

Guardian Pharmacy Services Quarterly Data
Dec20 Mar21 Sep21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 76.50 73.14 102.21 188.72 114.77

GRDN vs ACHC, ASTH, NHC: Interest Coverage Comparison

For the Medical Care Facilities subindustry, Guardian Pharmacy Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guardian Pharmacy Services Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Guardian Pharmacy Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Guardian Pharmacy Services's Interest Coverage falls into.


GRDN
42GF Score
Guardian Pharmacy Services Inc GRDN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Guardian Pharmacy Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Guardian Pharmacy Services's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Guardian Pharmacy Services's Interest Expense was $-1 Mil. Its Operating Income was $73 Mil. And its Long-Term Debt & Capital Lease Obligation was $30 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*72.701/-0.665
=109.32

Guardian Pharmacy Services's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Guardian Pharmacy Services's Interest Expense was $-0 Mil. Its Operating Income was $18 Mil. And its Long-Term Debt & Capital Lease Obligation was $30 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*17.675/-0.154
=114.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 114.77 mean?
Guardian Pharmacy Services (GRDN) has a Interest Coverage of 114.77 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Guardian Pharmacy Services and its competitors. This is 631% above median its historical median of 15.69. Over the past decade, Guardian Pharmacy Services' Interest Coverage has ranged from 13.75 to 119.22. According to the industry distribution chart, Guardian Pharmacy Services ranks #66 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 14.6%.
Is Guardian Pharmacy Services' Interest Coverage too high?
Guardian Pharmacy Services' current Interest Coverage of 114.77 is 631% above median its 10-year median of 15.69. Over the past 10 years, this metric has ranged from a low of 13.75 to a high of 119.22. The Healthcare Providers & Services industry median Interest Coverage is 7.98. Guardian Pharmacy Services' value of 114.77 is 1338.2% above this industry median. Based on the distribution chart, Guardian Pharmacy Services ranks #66 out of 453 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, Guardian Pharmacy Services has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Guardian Pharmacy Services' Interest Coverage compare to ACHC and ASTH?
According to the Healthcare Providers & Services industry distribution chart, Guardian Pharmacy Services ranks #66 out of 453 companies for Interest Coverage. This places Guardian Pharmacy Services in the top 15% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.98. Guardian Pharmacy Services' value of 114.77 is 1338.2% above this benchmark. Historically, Guardian Pharmacy Services' own Interest Coverage has ranged from 13.75 to 119.22 over the past decade. While the company's 10-year median is 15.69 vs. the industry median of 7.98, Guardian Pharmacy Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guardian Pharmacy Services's current Interest Coverage of 114.77 is 1338.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Guardian Pharmacy Services and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guardian Pharmacy Services's current Interest Coverage is 114.77, which is 631% above median its own 10-year median of 15.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guardian Pharmacy Services stock overvalued right now?
Guardian Pharmacy Services (GRDN) has a current Interest Coverage of 114.77. The current Interest Coverage is 114.77, which is 631% above median its 10-year median of 15.69 and 1338.2% above the Healthcare Providers & Services industry median of 7.98. Guardian Pharmacy Services' overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Guardian Pharmacy Services (GRDN), the current Interest Coverage is 114.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Guardian Pharmacy Services Business Description

Address 300 Galleria Parkway SE, Suite 800, Atlanta, GA, USA, 30339
Guardian Pharmacy Services Inc is a pharmacy services company providing technology-enabled services to help residents of long-term health care facilities (LTCFs) adhere to appropriate drug regimens, reducing the cost of care and improving clinical outcomes. The Company provides high-touch clinical, drug dispensing, and administration services tailored to residents in assisted living facilities, behavioral health facilities, and group homes, while also serving residents in all types of LTCFs. It partners with residents, LTCFs, and health plan payors to help reduce errors in drug administration, manage drug regimens, and improve adherence. The Company derives its revenue mainly from the sale of pharmaceutical and medical products.
42GF Score

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