Zeta Global Holdings (HAM:8EO) Effective Interest Rate on Debt %: 1.55% (As of Mar. 2026)

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HAM:8EO Zeta Global Holdings Corp HAM:8EO
80 GF Score
Price €18.74
GF Value €17.23
Valuation Fairly Valued
! 3 Warning Signs
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What is Zeta Global Holdings Effective Interest Rate on Debt %?

Zeta Global Holdings HAM:8EO -1.06% 80 Effective Interest Rate on Debt % is 1.55% as of Mar. 2026. GuruFocus rates HAM:8EO with a GF Score™ of 80/100 and a GF Value™ of €17.23 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Zeta Global Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €3 Mil. Zeta Global Holdings's average total debt for the quarter that ended in Mar. 2026 was €169 Mil. Therefore, Zeta Global Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.55%.


Zeta Global Holdings  (HAM:8EO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Zeta Global Holdings Effective Interest Rate on Debt % Related Terms


Zeta Global Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Zeta Global Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zeta Global Holdings Effective Interest Rate on Debt % Chart

Zeta Global Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.91 4.10 5.86 3.83 0.18

Zeta Global Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.33 0.00 0.11 1.55

HAM:8EO vs RELY, WEX, VRNS: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Zeta Global Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zeta Global Holdings Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Zeta Global Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Zeta Global Holdings's Effective Interest Rate on Debt % falls into.


HAM:8EO
80GF Score
Zeta Global Holdings Corp HAM:8EO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zeta Global Holdings Effective Interest Rate on Debt % Calculation

Zeta Global Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.317/( (187.455+168.309)/ 2 )
=-1  *  -0.317/177.882
=0.18 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=187.455 + 0
=187.455

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=168.309 + 0
=168.309

Zeta Global Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2.632/( (168.309+170.649)/ 2 )
=-1  *  -2.632/169.479
=1.55 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=168.309 + 0
=168.309

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=170.649 + 0
=170.649

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.55% mean?
Zeta Global Holdings (HAM:8EO) has a Effective Interest Rate on Debt % of 1.55% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zeta Global Holdings and its competitors.
Is Zeta Global Holdings' Effective Interest Rate on Debt % too high?
Zeta Global Holdings' current Effective Interest Rate on Debt % is 1.55%. Overall, Zeta Global Holdings has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zeta Global Holdings' Effective Interest Rate on Debt % compare to RELY and WEX?
Zeta Global Holdings' Effective Interest Rate on Debt % of 1.55% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zeta Global Holdings and its competitors. Zeta Global Holdings's current Effective Interest Rate on Debt % is 1.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zeta Global Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zeta Global Holdings (HAM:8EO) is currently considered Fairly Valued. The stock's GF Value™ is €17.23, compared to a current price of €18.74 — trading 8.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.55%. Zeta Global Holdings' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Zeta Global Holdings (HAM:8EO), the current Effective Interest Rate on Debt % is 1.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zeta Global Holdings (HAM:8EO) Overvalued in 2026?

Based on GuruFocus' analysis, Zeta Global Holdings stock appears to be overvalued. The current stock price of €18.74 is trading 8.8% above its estimated GF Value™ of €17.23. GuruFocus considers Zeta Global Holdings to be Fairly Valued.

Key valuation signals for HAM:8EO:

  • Effective Interest Rate on Debt %: 1.55%
  • GF Value™: €17.23 vs. price of €18.74 (8.8% above fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the HAM:8EO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zeta Global Holdings Business Description

Address 3 Park Avenue, 33rd Floor, New York, NY, USA, 10016
Zeta Global Holdings Corp is an omnichannel data-driven cloud platform that provides enterprises with consumer intelligence and marketing automation software. It serves enterprise customers across multiple industries, including financial services, insurance, telecommunications, automotive, travel and hospitality, and retail. Its Zeta Marketing Platform, or ZMP, is an omnichannel marketing platform with identity data at its core. The ZMP can analyze billions of structured and unstructured data points to predict consumer intent by leveraging sophisticated machine learning algorithms and the industry's opted-in data set for omnichannel marketing. The company operates in U.S, where it generates maximum revenue and Internationally as well.
80GF Score

Get the complete analysis for HAM:8EO

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.74
Price
€17.23
GF Value