Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. The Intergroup's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $13.99 Mil. The Intergroup's average total debt for the quarter that ended in Mar. 2026 was $194.86 Mil. Therefore, The Intergroup's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.18%.
The Intergroup (NAS:INTG) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
The Intergroup Effective Interest Rate on Debt % Related Terms
The Intergroup Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for The Intergroup's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Intergroup Effective Interest Rate on Debt % Chart
INTG vs PHSE, GHG, PRSI: Effective Interest Rate on Debt % Comparison
For the Lodging subindustry, The Intergroup's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Intergroup Effective Interest Rate on Debt % vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, The Intergroup's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where The Intergroup's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 7.18% mean?
The Intergroup (INTG) has a Effective Interest Rate on Debt % of 7.18% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Intergroup and its competitors.
Is The Intergroup's Effective Interest Rate on Debt % too high?
The Intergroup's current Effective Interest Rate on Debt % is 7.18%. Overall, The Intergroup has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Intergroup's Effective Interest Rate on Debt % compare to PHSE and GHG?
The Intergroup's Effective Interest Rate on Debt % of 7.18% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Intergroup and its competitors. The Intergroup's current Effective Interest Rate on Debt % is 7.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Intergroup stock overvalued right now?
Based on GuruFocus' analysis, The Intergroup (INTG) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.53, compared to a current price of $48.07 — trading 68.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 7.18%. The Intergroup's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For The Intergroup (INTG), the current Effective Interest Rate on Debt % is 7.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Intergroup (INTG) Overvalued in 2026?
Based on GuruFocus' analysis, The Intergroup stock appears to be overvalued.
The current stock price of $48.07 is trading 68.5% above its estimated GF Value™ of $28.53.
GuruFocus considers The Intergroup to be Significantly Overvalued.
Key valuation signals for INTG:
Effective Interest Rate on Debt %: 7.18%
GF Value™: $28.53 vs. price of $48.07 (68.5% above fair value)
No single metric tells the full story. See the INTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Intergroup Corp is a company operating in the real estate sector. It was formed to buy, develop, operate, rehabilitate, and dispose of real property of various types and descriptions, as well as to engage in other related business and investment activities. The company operates through three segments: Hotel, Real Estate, and Investment Transactions. The Hotel Operations segment, which generates the majority of the revenue, covers the operation of the Hilton hotel and garage. The Real Estate Operations segment involves the management of multifamily rental properties, while the Investment Transactions segment includes investments of cash in marketable securities and other assets.
50GF Score
Get the complete analysis for INTG
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
INTG has been successfully added to your 
