PT M Cash Integrasi Tbk (ISX:MCAS) Effective Interest Rate on Debt %: 2.94% (As of Mar. 2026)

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ISX:MCAS PT M Cash Integrasi Tbk ISX:MCAS
47 GF Score
Price Rp157.00
GF Value Rp629.87
Valuation Possible Value Trap
! 7 Warning Signs
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What is PT M Cash Integrasi Tbk Effective Interest Rate on Debt %?

PT M Cash Integrasi Tbk ISX:MCAS -3.68% 47 Effective Interest Rate on Debt % is 2.94% as of Mar. 2026. GuruFocus rates ISX:MCAS with a GF Score™ of 47/100 and a GF Value™ of Rp629.87 (Possible Value Trap). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT M Cash Integrasi Tbk's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was Rp9,783 Mil. PT M Cash Integrasi Tbk's average total debt for the quarter that ended in Mar. 2026 was Rp332,225 Mil. Therefore, PT M Cash Integrasi Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.94%.


PT M Cash Integrasi Tbk  (ISX:MCAS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT M Cash Integrasi Tbk Effective Interest Rate on Debt % Related Terms


PT M Cash Integrasi Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT M Cash Integrasi Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT M Cash Integrasi Tbk Effective Interest Rate on Debt % Chart

PT M Cash Integrasi Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.70 9.74 6.02 5.47 4.60

PT M Cash Integrasi Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.50 3.60 6.61 4.08 2.94

PT M Cash Integrasi Tbk Effective Interest Rate on Debt % Competitor Comparison

For the Business Equipment & Supplies subindustry, PT M Cash Integrasi Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT M Cash Integrasi Tbk Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, PT M Cash Integrasi Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT M Cash Integrasi Tbk's Effective Interest Rate on Debt % falls into.


ISX:MCAS
47GF Score
PT M Cash Integrasi Tbk ISX:MCAS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT M Cash Integrasi Tbk Effective Interest Rate on Debt % Calculation

PT M Cash Integrasi Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -15525.1/( (352767.86+322833.007)/ 2 )
=-1  *  -15525.1/337800.4335
=4.60 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4286.759 + 348481.101
=352767.86

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=31410.938 + 291422.069
=322833.007

PT M Cash Integrasi Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -9783.092/( (322833.007+341616.185)/ 2 )
=-1  *  -9783.092/332224.596
=2.94 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=31410.938 + 291422.069
=322833.007

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26313.412 + 315302.773
=341616.185

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.94% mean?
PT M Cash Integrasi Tbk (ISX:MCAS) has a Effective Interest Rate on Debt % of 2.94% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT M Cash Integrasi Tbk and its competitors.
Is PT M Cash Integrasi Tbk's Effective Interest Rate on Debt % too high?
PT M Cash Integrasi Tbk's current Effective Interest Rate on Debt % is 2.94%. Overall, PT M Cash Integrasi Tbk has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT M Cash Integrasi Tbk's Effective Interest Rate on Debt % compare to competitors?
PT M Cash Integrasi Tbk's Effective Interest Rate on Debt % of 2.94% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT M Cash Integrasi Tbk and its competitors. PT M Cash Integrasi Tbk's current Effective Interest Rate on Debt % is 2.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT M Cash Integrasi Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT M Cash Integrasi Tbk (ISX:MCAS) is currently considered Possible Value Trap. The stock's GF Value™ is Rp629.87, compared to a current price of Rp157.00 — trading 75.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.94%. PT M Cash Integrasi Tbk's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT M Cash Integrasi Tbk (ISX:MCAS), the current Effective Interest Rate on Debt % is 2.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT M Cash Integrasi Tbk (ISX:MCAS) Overvalued in 2026?

Based on GuruFocus' analysis, PT M Cash Integrasi Tbk stock appears to be undervalued. The current stock price of Rp157.00 is trading 75.1% below its estimated GF Value™ of Rp629.87. GuruFocus considers PT M Cash Integrasi Tbk to be Possible Value Trap.

Key valuation signals for ISX:MCAS:

  • Effective Interest Rate on Debt %: 2.94%
  • GF Value™: Rp629.87 vs. price of Rp157.00 (75.1% below fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the ISX:MCAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT M Cash Integrasi Tbk Business Description

Address Jalan Jenderal Gatot Subroto Kav. 1-3, RT 001, RW 004, Mangkuluhur City, 7th Floor, Kelurahan Karet Semanggi, Kecamatan Setiabudi, Kota Administrasi, Jakarta Selatan, Jakarta, IDN, 12930
PT M Cash Integrasi Tbk is an Indonesia-based digital distribution company. The company's operating segment include Digital Products and Services; Digital product aggregator; Digital cloud advertising; Software as a Service; Clean Energy Products and Services; Digital Wholesale and Content & Entertainment. It generates maximum revenue from the Digital cloud advertising segment.
47GF Score

Get the complete analysis for ISX:MCAS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp157.00
Price
Rp629.87
GF Value