PT M Cash Integrasi Tbk (ISX:MCAS) Financial Strength: 5 (As of Jun. 2026) — 29% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:MCAS PT M Cash Integrasi Tbk ISX:MCAS
48 GF Score
Price Rp286.00
GF Value Rp533.37
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is PT M Cash Integrasi Tbk Financial Strength?

PT M Cash Integrasi Tbk ISX:MCAS -1.38% 48 Financial Strength is 5 as of Jun. 2026, which is 29% below its 10-year median of 7.00. GuruFocus rates ISX:MCAS with a GF Score™ of 48/100 and a GF Value™ of Rp533.37 (Possible Value Trap). The stock has 6 warning signs investors should review.

PT M Cash Integrasi Tbk has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT M Cash Integrasi Tbk did not have earnings to cover the interest expense. PT M Cash Integrasi Tbk's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.14. As of today, PT M Cash Integrasi Tbk's Altman Z-Score is 2.65.


PT M Cash Integrasi Tbk  (ISX:MCAS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT M Cash Integrasi Tbk has the Financial Strength Rank of 5.


PT M Cash Integrasi Tbk Financial Strength Related Terms


PT M Cash Integrasi Tbk Financial Strength Competitor Comparison

For the Business Equipment & Supplies subindustry, PT M Cash Integrasi Tbk's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT M Cash Integrasi Tbk Financial Strength vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, PT M Cash Integrasi Tbk's Financial Strength distribution charts can be found below:

* The bar in red indicates where PT M Cash Integrasi Tbk's Financial Strength falls into.


ISX:MCAS
48GF Score
PT M Cash Integrasi Tbk ISX:MCAS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT M Cash Integrasi Tbk Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

PT M Cash Integrasi Tbk's Interest Expense for the months ended in Jun. 2026 was Rp-6,051 Mil. Its Operating Income for the months ended in Jun. 2026 was Rp-17,757 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was Rp27,416 Mil.

PT M Cash Integrasi Tbk's Interest Coverage for the quarter that ended in Jun. 2026 is

PT M Cash Integrasi Tbk did not have earnings to cover the interest expense.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

PT M Cash Integrasi Tbk's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(356343.635 + 27416.127) / 2784085.804
=0.14

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

PT M Cash Integrasi Tbk has a Z-score of 2.65, indicating it is in Grey Zones. This implies that PT M Cash Integrasi Tbk is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.65 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
PT M Cash Integrasi Tbk (ISX:MCAS) has a Financial Strength of 5 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PT M Cash Integrasi Tbk and its competitors. This is 29% below median its historical median of 7.00. Over the past decade, PT M Cash Integrasi Tbk's Financial Strength has ranged from 3.00 to 9.00.
Is PT M Cash Integrasi Tbk's Financial Strength too high?
PT M Cash Integrasi Tbk's current Financial Strength of 5 is 29% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 9.00. Overall, PT M Cash Integrasi Tbk has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT M Cash Integrasi Tbk's Financial Strength compare to competitors?
PT M Cash Integrasi Tbk's Financial Strength of 5 can be compared against companies in the Industrial Products industry. Historically, PT M Cash Integrasi Tbk's own Financial Strength has ranged from 3.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Industrial Products company?
A good Financial Strength depends on the Industrial Products industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PT M Cash Integrasi Tbk and its competitors. PT M Cash Integrasi Tbk's current Financial Strength is 5, which is 29% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT M Cash Integrasi Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT M Cash Integrasi Tbk (ISX:MCAS) is currently considered Possible Value Trap. The stock's GF Value™ is Rp533.37, compared to a current price of Rp286.00 — trading 46.4% below its estimated fair value. The current Financial Strength is 5, which is 29% below median its 10-year median of 7.00. PT M Cash Integrasi Tbk's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For PT M Cash Integrasi Tbk (ISX:MCAS), the current Financial Strength is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT M Cash Integrasi Tbk (ISX:MCAS) Overvalued in 2026?

Based on GuruFocus' analysis, PT M Cash Integrasi Tbk stock appears to be undervalued. The current stock price of Rp286.00 is trading 46.4% below its estimated GF Value™ of Rp533.37. GuruFocus considers PT M Cash Integrasi Tbk to be Possible Value Trap.

Key valuation signals for ISX:MCAS:

  • Financial Strength: 5 (29% below median its 10-year median of 7.00)
  • GF Value™: Rp533.37 vs. price of Rp286.00 (46.4% below fair value)
  • GF Score™: 48/100 with 6 warning signs

No single metric tells the full story. See the ISX:MCAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT M Cash Integrasi Tbk Business Description

Address Jalan Jenderal Gatot Subroto Kav. 1-3, RT 001, RW 004, Mangkuluhur City, 7th Floor, Kelurahan Karet Semanggi, Kecamatan Setiabudi, Kota Administrasi, Jakarta Selatan, Jakarta, IDN, 12930
PT M Cash Integrasi Tbk is an Indonesia-based digital distribution company. The company's operating segment include Digital Products and Services; Digital product aggregator; Digital cloud advertising; Software as a Service; Clean Energy Products and Services; Digital Wholesale and Content & Entertainment. It generates maximum revenue from the Digital cloud advertising segment.
48GF Score

Get the complete analysis for ISX:MCAS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp286.00
Price
Rp533.37
GF Value