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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. JNBY Design's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $4.0 Mil. JNBY Design's average total debt for the quarter that ended in Dec. 2025 was $59.6 Mil. Therefore, JNBY Design's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.76%.
JNBY Design (OTCPK:JNBBY) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
JNBY Design Effective Interest Rate on Debt % Related Terms
JNBY Design Effective Interest Rate on Debt % Historical Data
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The historical data trend for JNBY Design's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JNBY Design Effective Interest Rate on Debt % Chart
JNBBY vs RL, LEVI, VFC: Effective Interest Rate on Debt % Comparison
For the Apparel Manufacturing subindustry, JNBY Design's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JNBY Design Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry
For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, JNBY Design's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where JNBY Design's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 6.76% mean?
JNBY Design (JNBBY) has a Effective Interest Rate on Debt % of 6.76% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on JNBY Design and its competitors.
Is JNBY Design's Effective Interest Rate on Debt % too high?
JNBY Design's current Effective Interest Rate on Debt % is 6.76%. Overall, JNBY Design has a GF Score™ of 97/100, reflecting its overall financial health beyond just this single metric.
How does JNBY Design's Effective Interest Rate on Debt % compare to RL and LEVI?
JNBY Design's Effective Interest Rate on Debt % of 6.76% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on JNBY Design and its competitors. JNBY Design's current Effective Interest Rate on Debt % is 6.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JNBY Design stock overvalued right now?
JNBY Design (JNBBY) has a current Effective Interest Rate on Debt % of 6.76%. The stock's GF Value™ is $7.95, compared to a current price of $8.86 — trading 11.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.76%. JNBY Design's overall GF Score™ is 97/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For JNBY Design (JNBBY), the current Effective Interest Rate on Debt % is 6.76% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JNBY Design (JNBBY) Overvalued in 2026?
Based on GuruFocus' analysis, JNBY Design stock appears to be overvalued.
The current stock price of $8.86 is trading 11.4% above its estimated GF Value™ of $7.95.
Key valuation signals for JNBBY:
Effective Interest Rate on Debt %: 6.76%
GF Value™: $7.95 vs. price of $8.86 (11.4% above fair value)
No single metric tells the full story. See the JNBBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JNBY Design Ltd is a designer brand fashion house based in China. The company designs, promotes, and sells contemporary apparel, footwear, and accessories for women, men, children, and teenagers, as well as household products. Its brand portfolio comprises JNBY, CROQUIS, JNBY by JNBY, POMME DE TERRE, and JNBYHOME. The company operates in three segments: Mature Brand, Younger brands, and Emerging brands. Geographically, it generates the majority of the revenue from Mainland China and also from the Mature Brand segment.
97GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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