JNBBY (JNBY Design) Interest Coverage: 62.82 (As of Dec. 2025) — 82% Above Median


JNBBY JNBY Design Ltd JNBBY
98 GF Score
Price $8.86
GF Value $8.35
! 1 Warning Sign
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What is JNBY Design Interest Coverage?

JNBY Design JNBBY 98 Interest Coverage is 62.82 as of Dec. 2025, which is 82% above its 10-year median of 34.48. GuruFocus rates JNBBY with a GF Score™ of 98/100 and a GF Value™ of $8.35. The stock has 1 warning sign investors should review. Among 736 Manufacturing - Apparel & Accessories companies, JNBY Design ranks better than 82.47% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. JNBY Design's Operating Income for the six months ended in Dec. 2025 was $126.5 Mil. JNBY Design's Interest Expense for the six months ended in Dec. 2025 was $-2.0 Mil. JNBY Design's interest coverage for the quarter that ended in Dec. 2025 was 62.82. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for JNBY Design's Interest Coverage or its related term are showing as below:

JNBBY' s Interest Coverage Range Over the Past 10 Years
Min: 18.56   Med: 34.48   Max: No Debt
Current: 41.89


JNBBY's Interest Coverage is ranked better than
82.47% of 736 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.435 vs JNBBY: 41.89

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


JNBY Design  (OTCPK:JNBBY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


JNBY Design Interest Coverage Related Terms


JNBY Design Interest Coverage Historical Data

* Premium members only.

The historical data trend for JNBY Design's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

JNBY Design Interest Coverage Chart

JNBY Design Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.75 19.91 18.55 31.67 37.29

JNBY Design Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.66 22.48 51.25 23.54 62.82

JNBBY vs RL, LEVI, VFC: Interest Coverage Comparison

For the Apparel Manufacturing subindustry, JNBY Design's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JNBY Design Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, JNBY Design's Interest Coverage distribution charts can be found below:

* The bar in red indicates where JNBY Design's Interest Coverage falls into.


JNBBY
98GF Score
JNBY Design Ltd JNBBY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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JNBY Design Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

JNBY Design's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, JNBY Design's Interest Expense was $-4.5 Mil. Its Operating Income was $168.6 Mil. And its Long-Term Debt & Capital Lease Obligation was $21.8 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*168.551/-4.52
=37.29

JNBY Design's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, JNBY Design's Interest Expense was $-2.0 Mil. Its Operating Income was $126.5 Mil. And its Long-Term Debt & Capital Lease Obligation was $20.2 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*126.511/-2.014
=62.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 62.82 mean?
JNBY Design (JNBBY) has a Interest Coverage of 62.82 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JNBY Design and its competitors. This is 82% above median its historical median of 34.48. Over the past decade, JNBY Design's Interest Coverage has ranged from 18.56 to 10,000.00. According to the industry distribution chart, JNBY Design ranks #129 out of 736 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 17.5%.
Is JNBY Design's Interest Coverage too high?
JNBY Design's current Interest Coverage of 62.82 is 82% above median its 10-year median of 34.48. Over the past 10 years, this metric has ranged from a low of 18.56 to a high of 10,000.00. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.44. JNBY Design's value of 62.82 is 1055.8% above this industry median. Based on the distribution chart, JNBY Design ranks #129 out of 736 companies in the Manufacturing - Apparel & Accessories industry, which is in the top quartile — a strong position relative to peers. Overall, JNBY Design has a GF Score™ of 98/100, reflecting its overall financial health beyond just this single metric.
How does JNBY Design's Interest Coverage compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, JNBY Design ranks #129 out of 736 companies for Interest Coverage. This places JNBY Design in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.44. JNBY Design's value of 62.82 is 1055.8% above this benchmark. Historically, JNBY Design's own Interest Coverage has ranged from 18.56 to 10,000.00 over the past decade. While the company's 10-year median is 34.48 vs. the industry median of 5.44, JNBY Design has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.44, based on 736 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JNBY Design's current Interest Coverage of 62.82 is 1055.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JNBY Design and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JNBY Design's current Interest Coverage is 62.82, which is 82% above median its own 10-year median of 34.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JNBY Design stock overvalued right now?
JNBY Design (JNBBY) has a current Interest Coverage of 62.82. The stock's GF Value™ is $8.35, compared to a current price of $8.86 — trading 6.1% above its estimated fair value. The current Interest Coverage is 62.82, which is 82% above median its 10-year median of 34.48 and 1055.8% above the Manufacturing - Apparel & Accessories industry median of 5.44. JNBY Design's overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For JNBY Design (JNBBY), the current Interest Coverage is 62.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JNBY Design (JNBBY) Overvalued in 2026?

Based on GuruFocus' analysis, JNBY Design stock appears to be overvalued. The current stock price of $8.86 is trading 6.1% above its estimated GF Value™ of $8.35.

Key valuation signals for JNBBY:

  • Interest Coverage: 62.82 (82% above median its 10-year median of 34.48)
  • GF Value™: $8.35 vs. price of $8.86 (6.1% above fair value)
  • GF Score™: 98/100 with 1 warning sign
  • Industry Position: 1055.8% above the Manufacturing - Apparel & Accessories median (#129 of 736)

No single metric tells the full story. See the JNBBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JNBY Design Business Description

Other Exchanges 03306:Hong Kong
Address No. 398 Tianmushan Road, Building 2-6, OELi, Xihu District, Zhejiang Province, Hangzhou, CHN
JNBY Design Ltd is a designer brand fashion house based in China. The company designs, promotes, and sells contemporary apparel, footwear, and accessories for women, men, children, and teenagers, as well as household products. Its brand portfolio comprises JNBY, CROQUIS, JNBY by JNBY, POMME DE TERRE, and JNBYHOME. The company operates in three segments: Mature Brand, Younger brands, and Emerging brands. Geographically, it generates the majority of the revenue from Mainland China and also from the Mature Brand segment.
98GF Score

Get the complete analysis for JNBBY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.86
Price
$8.35
GF Value