Rafhan Maize Product Co (KAR:RMPL) Effective Interest Rate on Debt %: 8.35% (As of Mar. 2026)

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KAR:RMPL Rafhan Maize Product Co Ltd KAR:RMPL
96 GF Score
Price ₨9,467.36
GF Value ₨9,738.70
Valuation Fairly Valued
! 5 Warning Signs
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What is Rafhan Maize Product Co Effective Interest Rate on Debt %?

Rafhan Maize Product Co KAR:RMPL -0.24% 96 Effective Interest Rate on Debt % is 8.35% as of Mar. 2026. GuruFocus rates KAR:RMPL with a GF Score™ of 96/100 and a GF Value™ of ₨9,738.70 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Rafhan Maize Product Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₨591 Mil. Rafhan Maize Product Co's average total debt for the quarter that ended in Mar. 2026 was ₨7,083 Mil. Therefore, Rafhan Maize Product Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.35%.


Rafhan Maize Product Co  (KAR:RMPL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Rafhan Maize Product Co Effective Interest Rate on Debt % Related Terms


Rafhan Maize Product Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Rafhan Maize Product Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rafhan Maize Product Co Effective Interest Rate on Debt % Chart

Rafhan Maize Product Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.74 10.90 10.32 9.11 8.60

Rafhan Maize Product Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.70 5.77 10.72 5.31 8.35

KAR:RMPL vs ADM, BG, TSN: Effective Interest Rate on Debt % Comparison

For the Farm Products subindustry, Rafhan Maize Product Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rafhan Maize Product Co Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Rafhan Maize Product Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Rafhan Maize Product Co's Effective Interest Rate on Debt % falls into.


KAR:RMPL
96GF Score
Rafhan Maize Product Co Ltd KAR:RMPL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Rafhan Maize Product Co Effective Interest Rate on Debt % Calculation

Rafhan Maize Product Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -742.729/( (8572.451+8696.149)/ 2 )
=-1  *  -742.729/8634.3
=8.60 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=404.512 + 8167.939
=8572.451

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=282.691 + 8413.458
=8696.149

Rafhan Maize Product Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -591.116/( (8696.149+5470.11)/ 2 )
=-1  *  -591.116/7083.1295
=8.35 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=282.691 + 8413.458
=8696.149

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=288.385 + 5181.725
=5470.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.35% mean?
Rafhan Maize Product Co (KAR:RMPL) has a Effective Interest Rate on Debt % of 8.35% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Rafhan Maize Product Co and its competitors.
Is Rafhan Maize Product Co's Effective Interest Rate on Debt % too high?
Rafhan Maize Product Co's current Effective Interest Rate on Debt % is 8.35%. Overall, Rafhan Maize Product Co has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rafhan Maize Product Co's Effective Interest Rate on Debt % compare to ADM and BG?
Rafhan Maize Product Co's Effective Interest Rate on Debt % of 8.35% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Rafhan Maize Product Co and its competitors. Rafhan Maize Product Co's current Effective Interest Rate on Debt % is 8.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rafhan Maize Product Co stock overvalued right now?
Based on GuruFocus' analysis, Rafhan Maize Product Co (KAR:RMPL) is currently considered Fairly Valued. The stock's GF Value™ is ₨9,738.70, compared to a current price of ₨9,467.36 — trading 2.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.35%. Rafhan Maize Product Co's overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Rafhan Maize Product Co (KAR:RMPL), the current Effective Interest Rate on Debt % is 8.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rafhan Maize Product Co (KAR:RMPL) Overvalued in 2026?

Based on GuruFocus' analysis, Rafhan Maize Product Co stock appears to be undervalued. The current stock price of ₨9,467.36 is trading 2.8% below its estimated GF Value™ of ₨9,738.70. GuruFocus considers Rafhan Maize Product Co to be Fairly Valued.

Key valuation signals for KAR:RMPL:

  • Effective Interest Rate on Debt %: 8.35%
  • GF Value™: ₨9,738.70 vs. price of ₨9,467.36 (2.8% below fair value)
  • GF Score™: 96/100 with 5 warning signs

No single metric tells the full story. See the KAR:RMPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rafhan Maize Product Co Business Description

Address Rakh Canal, East Road, Faisalabad, PB, PAK, 38060
Rafhan Maize Product Co Ltd is involved in the business of using maize as the basic raw material to manufacture and sell industrial products. Its products are Industrial Starches, Liquid Glucose, Dextrose, Dextrin, and Gluten Meals. It supplies its products to textiles, pharmaceuticals, paper, food, baking, confectionery, and other industries. The company sells its products in Pakistan and also exports them to other countries, of which key revenue is derived within Pakistan.
96GF Score

Get the complete analysis for KAR:RMPL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨9,467.36
Price
₨9,738.70
GF Value