Rafhan Maize Product Co (KAR:RMPL) Debt-to-EBITDA : 0.37 (As of Mar. 2026) — 85% Above Median

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KAR:RMPL Rafhan Maize Product Co Ltd KAR:RMPL
96 GF Score
Price ₨9,242.49
GF Value ₨9,758.61
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Rafhan Maize Product Co Debt-to-EBITDA?

Rafhan Maize Product Co KAR:RMPL +0.54% 96 Debt-to-EBITDA is 0.37 as of Mar. 2026, which is 85% above its 10-year median of 0.20. GuruFocus rates KAR:RMPL with a GF Score™ of 96/100 and a GF Value™ of ₨9,758.61 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,551 Consumer Packaged Goods companies, Rafhan Maize Product Co ranks better than 80.01% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Rafhan Maize Product Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨5,182 Mil. Rafhan Maize Product Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨288 Mil. Rafhan Maize Product Co's annualized EBITDA for the quarter that ended in Mar. 2026 was ₨14,735 Mil. Rafhan Maize Product Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.37.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Rafhan Maize Product Co's Debt-to-EBITDA or its related term are showing as below:

KAR:RMPL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0   Med: 0.2   Max: 0.71
Current: 0.45

During the past 13 years, the highest Debt-to-EBITDA Ratio of Rafhan Maize Product Co was 0.71. The lowest was 0.00. And the median was 0.20.

KAR:RMPL's Debt-to-EBITDA is ranked better than
80.01% of 1551 companies
in the Consumer Packaged Goods industry
Industry Median: 2.08 vs KAR:RMPL: 0.45

Rafhan Maize Product Co  (KAR:RMPL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Rafhan Maize Product Co Debt-to-EBITDA Related Terms


Rafhan Maize Product Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Rafhan Maize Product Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rafhan Maize Product Co Debt-to-EBITDA Chart

Rafhan Maize Product Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.20 0.51 0.64 0.71

Rafhan Maize Product Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.64 1.02 0.80 0.37

KAR:RMPL vs ADM, BG, TSN: Debt-to-EBITDA Comparison

For the Farm Products subindustry, Rafhan Maize Product Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rafhan Maize Product Co Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Rafhan Maize Product Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Rafhan Maize Product Co's Debt-to-EBITDA falls into.


KAR:RMPL
96GF Score
Rafhan Maize Product Co Ltd KAR:RMPL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rafhan Maize Product Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Rafhan Maize Product Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8413.458 + 282.691) / 12220.438
=0.71

Rafhan Maize Product Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5181.725 + 288.385) / 14735.068
=0.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.37 mean?
Rafhan Maize Product Co (KAR:RMPL) has a Debt-to-EBITDA of 0.37 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rafhan Maize Product Co. This is 85% above median its historical median of 0.20. According to the industry distribution chart, Rafhan Maize Product Co ranks #310 out of 1551 companies in the Consumer Packaged Goods industry, placing it in the top 20%.
Is Rafhan Maize Product Co's Debt-to-EBITDA too high?
Rafhan Maize Product Co's current Debt-to-EBITDA of 0.37 is 85% above median its 10-year median of 0.20. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.08. Rafhan Maize Product Co's value of 0.37 is 82.2% below this industry median. Based on the distribution chart, Rafhan Maize Product Co ranks #310 out of 1551 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Rafhan Maize Product Co has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rafhan Maize Product Co's Debt-to-EBITDA compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Rafhan Maize Product Co ranks #310 out of 1551 companies for Debt-to-EBITDA. This places Rafhan Maize Product Co in the top 20% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.08. Rafhan Maize Product Co's value of 0.37 is 82.2% below this benchmark. While the company's 10-year median is 0.20 vs. the industry median of 2.08, Rafhan Maize Product Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.08, based on 1,551 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rafhan Maize Product Co's current Debt-to-EBITDA of 0.37 is 82.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rafhan Maize Product Co. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rafhan Maize Product Co's current Debt-to-EBITDA is 0.37, which is 85% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rafhan Maize Product Co stock overvalued right now?
Based on GuruFocus' analysis, Rafhan Maize Product Co (KAR:RMPL) is currently considered Fairly Valued. The stock's GF Value™ is ₨9,758.61, compared to a current price of ₨9,242.49 — trading 5.3% below its estimated fair value. The current Debt-to-EBITDA is 0.37, which is 85% above median its 10-year median of 0.20 and 82.2% below the Consumer Packaged Goods industry median of 2.08. Rafhan Maize Product Co's overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Rafhan Maize Product Co (KAR:RMPL), the current Debt-to-EBITDA is 0.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rafhan Maize Product Co (KAR:RMPL) Overvalued in 2026?

Based on GuruFocus' analysis, Rafhan Maize Product Co stock appears to be undervalued. The current stock price of ₨9,242.49 is trading 5.3% below its estimated GF Value™ of ₨9,758.61. GuruFocus considers Rafhan Maize Product Co to be Fairly Valued.

Key valuation signals for KAR:RMPL:

  • Debt-to-EBITDA: 0.37 (85% above median its 10-year median of 0.20)
  • GF Value™: ₨9,758.61 vs. price of ₨9,242.49 (5.3% below fair value)
  • GF Score™: 96/100 with 5 warning signs
  • Industry Position: 82.2% below the Consumer Packaged Goods median (#310 of 1551)

No single metric tells the full story. See the KAR:RMPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rafhan Maize Product Co Business Description

Address Rakh Canal, East Road, Faisalabad, PB, PAK, 38060
Rafhan Maize Product Co Ltd is involved in the business of using maize as the basic raw material to manufacture and sell industrial products. Its products are Industrial Starches, Liquid Glucose, Dextrose, Dextrin, and Gluten Meals. It supplies its products to textiles, pharmaceuticals, paper, food, baking, confectionery, and other industries. The company sells its products in Pakistan and also exports them to other countries, of which key revenue is derived within Pakistan.
96GF Score

Get the complete analysis for KAR:RMPL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨9,242.49
Price
₨9,758.61
GF Value