Rafhan Maize Product Co (KAR:RMPL) Interest Coverage: 21.61 (As of Mar. 2026) — 95% Below Median


KAR:RMPL Rafhan Maize Product Co Ltd KAR:RMPL
92 GF Score
Price ₨9,506.37
GF Value ₨9,698.88
Valuation Fairly Valued
! 5 Warning Signs
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What is Rafhan Maize Product Co Interest Coverage?

Rafhan Maize Product Co KAR:RMPL 92 Interest Coverage is 21.61 as of Mar. 2026, which is 95% below its 10-year median of 467.09. GuruFocus rates KAR:RMPL with a GF Score™ of 92/100 and a GF Value™ of ₨9,698.88 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, Rafhan Maize Product Co ranks better than 60.99% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Rafhan Maize Product Co's Operating Income for the three months ended in Mar. 2026 was ₨3,194 Mil. Rafhan Maize Product Co's Interest Expense for the three months ended in Mar. 2026 was ₨-148 Mil. Rafhan Maize Product Co's interest coverage for the quarter that ended in Mar. 2026 was 21.61. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Rafhan Maize Product Co's Interest Coverage or its related term are showing as below:

KAR:RMPL' s Interest Coverage Range Over the Past 10 Years
Min: 13.97   Med: 467.09   Max: 625375.67
Current: 16.36


KAR:RMPL's Interest Coverage is ranked better than
60.99% of 1510 companies
in the Consumer Packaged Goods industry
Industry Median: 8.64 vs KAR:RMPL: 16.36

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Rafhan Maize Product Co  (KAR:RMPL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Rafhan Maize Product Co Interest Coverage Related Terms


Rafhan Maize Product Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Rafhan Maize Product Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Rafhan Maize Product Co Interest Coverage Chart

Rafhan Maize Product Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 553.10 57.92 25.18 16.88 13.97

Rafhan Maize Product Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.05 23.56 8.50 18.80 21.61

KAR:RMPL vs ADM, BG, TSN: Interest Coverage Comparison

For the Farm Products subindustry, Rafhan Maize Product Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rafhan Maize Product Co Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Rafhan Maize Product Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Rafhan Maize Product Co's Interest Coverage falls into.


KAR:RMPL
92GF Score
Rafhan Maize Product Co Ltd KAR:RMPL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rafhan Maize Product Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Rafhan Maize Product Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Rafhan Maize Product Co's Interest Expense was ₨-743 Mil. Its Operating Income was ₨10,374 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨283 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*10373.753/-742.729
=13.97

Rafhan Maize Product Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Rafhan Maize Product Co's Interest Expense was ₨-148 Mil. Its Operating Income was ₨3,194 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨288 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*3194.031/-147.779
=21.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 21.61 mean?
Rafhan Maize Product Co (KAR:RMPL) has a Interest Coverage of 21.61 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rafhan Maize Product Co and its competitors. This is 95% below median its historical median of 467.09. Over the past decade, Rafhan Maize Product Co's Interest Coverage has ranged from 13.97 to 625,375.67. According to the industry distribution chart, Rafhan Maize Product Co ranks #589 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 39%.
Is Rafhan Maize Product Co's Interest Coverage too high?
Rafhan Maize Product Co's current Interest Coverage of 21.61 is 95% below median its 10-year median of 467.09. Over the past 10 years, this metric has ranged from a low of 13.97 to a high of 625,375.67. The Consumer Packaged Goods industry median Interest Coverage is 8.64. Rafhan Maize Product Co's value of 21.61 is 150.1% above this industry median. Based on the distribution chart, Rafhan Maize Product Co ranks #589 out of 1510 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Rafhan Maize Product Co has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rafhan Maize Product Co's Interest Coverage compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Rafhan Maize Product Co ranks #589 out of 1510 companies for Interest Coverage. This puts Rafhan Maize Product Co in the upper half of its industry. The industry median Interest Coverage is 8.64. Rafhan Maize Product Co's value of 21.61 is 150.1% above this benchmark. Historically, Rafhan Maize Product Co's own Interest Coverage has ranged from 13.97 to 625,375.67 over the past decade. While the company's 10-year median is 467.09 vs. the industry median of 8.64, Rafhan Maize Product Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rafhan Maize Product Co's current Interest Coverage of 21.61 is 150.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rafhan Maize Product Co and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rafhan Maize Product Co's current Interest Coverage is 21.61, which is 95% below median its own 10-year median of 467.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rafhan Maize Product Co stock overvalued right now?
Based on GuruFocus' analysis, Rafhan Maize Product Co (KAR:RMPL) is currently considered Fairly Valued. The stock's GF Value™ is ₨9,698.88, compared to a current price of ₨9,506.37 — trading 2% below its estimated fair value. The current Interest Coverage is 21.61, which is 95% below median its 10-year median of 467.09 and 150.1% above the Consumer Packaged Goods industry median of 8.64. Rafhan Maize Product Co's overall GF Score™ is 92/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Rafhan Maize Product Co (KAR:RMPL), the current Interest Coverage is 21.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rafhan Maize Product Co (KAR:RMPL) Overvalued in 2026?

Based on GuruFocus' analysis, Rafhan Maize Product Co stock appears to be undervalued. The current stock price of ₨9,506.37 is trading 2% below its estimated GF Value™ of ₨9,698.88. GuruFocus considers Rafhan Maize Product Co to be Fairly Valued.

Key valuation signals for KAR:RMPL:

  • Interest Coverage: 21.61 (95% below median its 10-year median of 467.09)
  • GF Value™: ₨9,698.88 vs. price of ₨9,506.37 (2% below fair value)
  • GF Score™: 92/100 with 5 warning signs
  • Industry Position: 150.1% above the Consumer Packaged Goods median (#589 of 1510)

No single metric tells the full story. See the KAR:RMPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rafhan Maize Product Co Business Description

Address Rakh Canal, East Road, Faisalabad, PB, PAK, 38060
Rafhan Maize Product Co Ltd is involved in the business of using maize as the basic raw material to manufacture and sell industrial products. Its products are Industrial Starches, Liquid Glucose, Dextrose, Dextrin, and Gluten Meals. It supplies its products to textiles, pharmaceuticals, paper, food, baking, confectionery, and other industries. The company sells its products in Pakistan and also exports them to other countries, of which key revenue is derived within Pakistan.
92GF Score

Get the complete analysis for KAR:RMPL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨9,506.37
Price
₨9,698.88
GF Value