First Takaful Insurance Co KCSC (KUW:FTI) Effective Interest Rate on Debt %: 0.00% (As of Jun. 2026)

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KUW:FTI First Takaful Insurance Co KCSC KUW:FTI
16 GF Score
Price KWD0.21
GF Value KWD0.18
Valuation Modestly Overvalued
! 1 Warning Sign
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What is First Takaful Insurance Co KCSC Effective Interest Rate on Debt %?

First Takaful Insurance Co KCSC KUW:FTI +0.48% 16 Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus rates KUW:FTI with a GF Score™ of 16/100 and a GF Value™ of KWD0.18 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. First Takaful Insurance Co KCSC's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was KWD0.00 Mil. First Takaful Insurance Co KCSC's average total debt for the quarter that ended in Jun. 2026 was KWD0.00 Mil. Therefore, First Takaful Insurance Co KCSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was N/A%.


First Takaful Insurance Co KCSC  (KUW:FTI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


First Takaful Insurance Co KCSC Effective Interest Rate on Debt % Related Terms


First Takaful Insurance Co KCSC Effective Interest Rate on Debt % Historical Data

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The historical data trend for First Takaful Insurance Co KCSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Takaful Insurance Co KCSC Effective Interest Rate on Debt % Chart

First Takaful Insurance Co KCSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
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First Takaful Insurance Co KCSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

KUW:FTI vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison

For the Insurance - Diversified subindustry, First Takaful Insurance Co KCSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Takaful Insurance Co KCSC Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, First Takaful Insurance Co KCSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where First Takaful Insurance Co KCSC's Effective Interest Rate on Debt % falls into.


KUW:FTI
16GF Score
First Takaful Insurance Co KCSC KUW:FTI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Takaful Insurance Co KCSC Effective Interest Rate on Debt % Calculation

First Takaful Insurance Co KCSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.055/( (0+0)/ 1 )
=-1  *  -0.055/0
=N/A %

where

First Takaful Insurance Co KCSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
First Takaful Insurance Co KCSC (KUW:FTI) has a Effective Interest Rate on Debt % of 0.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on First Takaful Insurance Co KCSC and its competitors.
Is First Takaful Insurance Co KCSC's Effective Interest Rate on Debt % too high?
First Takaful Insurance Co KCSC's current Effective Interest Rate on Debt % is 0.00%. Overall, First Takaful Insurance Co KCSC has a GF Score™ of 16/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Takaful Insurance Co KCSC's Effective Interest Rate on Debt % compare to BRK.A and AIG?
First Takaful Insurance Co KCSC's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on First Takaful Insurance Co KCSC and its competitors. First Takaful Insurance Co KCSC's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Takaful Insurance Co KCSC stock overvalued right now?
Based on GuruFocus' analysis, First Takaful Insurance Co KCSC (KUW:FTI) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD0.18, compared to a current price of KWD0.21 — trading 16.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. First Takaful Insurance Co KCSC's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For First Takaful Insurance Co KCSC (KUW:FTI), the current Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Takaful Insurance Co KCSC (KUW:FTI) Overvalued in 2026?

Based on GuruFocus' analysis, First Takaful Insurance Co KCSC stock appears to be overvalued. The current stock price of KWD0.21 is trading 16.1% above its estimated GF Value™ of KWD0.18. GuruFocus considers First Takaful Insurance Co KCSC to be Modestly Overvalued.

Key valuation signals for KUW:FTI:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: KWD0.18 vs. price of KWD0.21 (16.1% above fair value)
  • GF Score™: 16/100 with 1 warning sign

No single metric tells the full story. See the KUW:FTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Takaful Insurance Co KCSC Business Description

Address Al Qibla - Abdullah Al-Mubarak Street, 1st Floor, Office No. 6, P.O. Box 5713, Souq Al-Safat Building, Kuwait, KWT, 13058
First Takaful Insurance Co KCSC is engaged in carrying out all types of insurance takaful activities and related activities, including insurance and reinsurance, and investing the funds available to the company in various activities. The company's product line consists of life and medical, fire and general accidents, motor, marine, and aviation. Geographically, the company provides its services only to the Kuwait market.
16GF Score

Get the complete analysis for KUW:FTI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.21
Price
KWD0.18
GF Value