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First Takaful Insurance Co KCSCKUW:FTI +0.48%16 Return-on-Tangible-Asset is 1.04% as of Jun. 2026, which is 35% above its 10-year median of 0.77. GuruFocus rates KUW:FTI with a GF Score™ of 16/100 and a GF Value™ of KWD0.18 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 502 Insurance companies, First Takaful Insurance Co KCSC ranks worse than 86.25% on this metric.
The historical rank and industry rank for First Takaful Insurance Co KCSC's Return-on-Tangible-Asset or its related term are showing as below:
KUW:FTI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -39.89 Med: 0.77 Max: 8.02
Current: 0.31
During the past 13 years, First Takaful Insurance Co KCSC's highest Return-on-Tangible-Asset was 8.02%. The lowest was -39.89%. And the median was 0.77%.
KUW:FTI's Return-on-Tangible-Asset is ranked worse than 86.25% of 502
companies
in the Insurance industry
Industry Median: 2.785
vs KUW:FTI: 0.31
First Takaful Insurance Co KCSC (KUW:FTI) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
First Takaful Insurance Co KCSC Return-on-Tangible-Asset Related Terms
First Takaful Insurance Co KCSC Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Takaful Insurance Co KCSC Return-on-Tangible-Asset Chart
KUW:FTI vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison
For the Insurance - Diversified subindustry, First Takaful Insurance Co KCSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Takaful Insurance Co KCSC Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, First Takaful Insurance Co KCSC's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where First Takaful Insurance Co KCSC's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.04% mean?
First Takaful Insurance Co KCSC (KUW:FTI) has a Return-on-Tangible-Asset of 1.04% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on First Takaful Insurance Co KCSC and its competitors. This is 35% above median its historical median of 0.77. According to the industry distribution chart, First Takaful Insurance Co KCSC ranks #433 out of 502 companies in the Insurance industry, placing it in the top 86.3%.
Is First Takaful Insurance Co KCSC's Return-on-Tangible-Asset too high?
First Takaful Insurance Co KCSC's current Return-on-Tangible-Asset of 1.04% is 35% above median its 10-year median of 0.77. The Insurance industry median Return-on-Tangible-Asset is 2.79. First Takaful Insurance Co KCSC's value of 1.04% is 62.7% below this industry median. Based on the distribution chart, First Takaful Insurance Co KCSC ranks #433 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, First Takaful Insurance Co KCSC has a GF Score™ of 16/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Takaful Insurance Co KCSC's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, First Takaful Insurance Co KCSC ranks #433 out of 502 companies for Return-on-Tangible-Asset. This places First Takaful Insurance Co KCSC in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.79. First Takaful Insurance Co KCSC's value of 1.04% is 62.7% below this benchmark. While the company's 10-year median is 0.77 vs. the industry median of 2.79, First Takaful Insurance Co KCSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.79, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Takaful Insurance Co KCSC's current Return-on-Tangible-Asset of 1.04% is 62.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on First Takaful Insurance Co KCSC and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Takaful Insurance Co KCSC's current Return-on-Tangible-Asset is 1.04%, which is 35% above median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Takaful Insurance Co KCSC stock overvalued right now?
Based on GuruFocus' analysis, First Takaful Insurance Co KCSC (KUW:FTI) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD0.18, compared to a current price of KWD0.21 — trading 16.1% above its estimated fair value. The current Return-on-Tangible-Asset is 1.04%, which is 35% above median its 10-year median of 0.77 and 62.7% below the Insurance industry median of 2.79. First Takaful Insurance Co KCSC's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For First Takaful Insurance Co KCSC (KUW:FTI), the current Return-on-Tangible-Asset is 1.04% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Takaful Insurance Co KCSC (KUW:FTI) Overvalued in 2026?
Based on GuruFocus' analysis, First Takaful Insurance Co KCSC stock appears to be overvalued.
The current stock price of KWD0.21 is trading 16.1% above its estimated GF Value™ of KWD0.18.
GuruFocus considers First Takaful Insurance Co KCSC to be Modestly Overvalued.
Key valuation signals for KUW:FTI:
Return-on-Tangible-Asset: 1.04% (35% above median its 10-year median of 0.77)
GF Value™: KWD0.18 vs. price of KWD0.21 (16.1% above fair value)
Industry Position: 62.7% below the Insurance median (#433 of 502)
No single metric tells the full story. See the KUW:FTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Takaful Insurance Co KCSC is engaged in carrying out all types of insurance takaful activities and related activities, including insurance and reinsurance, and investing the funds available to the company in various activities. The company's product line consists of life and medical, fire and general accidents, motor, marine, and aviation. Geographically, the company provides its services only to the Kuwait market.
16GF Score
Get the complete analysis for KUW:FTI
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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