KFIC Invest Co (KUW:KFIC) Effective Interest Rate on Debt %: 14.29% (As of Jun. 2026)

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KUW:KFIC KFIC Invest Co KUW:KFIC
29 GF Score
Price KWD0.18
GF Value KWD0.24
Valuation Modestly Undervalued
! 2 Warning Signs
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What is KFIC Invest Co Effective Interest Rate on Debt %?

KFIC Invest Co KUW:KFIC -1.61% 29 Effective Interest Rate on Debt % is 14.29% as of Jun. 2026. GuruFocus rates KUW:KFIC with a GF Score™ of 29/100 and a GF Value™ of KWD0.24 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. KFIC Invest Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was KWD0.70 Mil. KFIC Invest Co's average total debt for the quarter that ended in Jun. 2026 was KWD4.93 Mil. Therefore, KFIC Invest Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 14.29%.


KFIC Invest Co  (KUW:KFIC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


KFIC Invest Co Effective Interest Rate on Debt % Related Terms


KFIC Invest Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for KFIC Invest Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KFIC Invest Co Effective Interest Rate on Debt % Chart

KFIC Invest Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.12 4.45 6.30 6.68 9.30

KFIC Invest Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.58 7.31 14.66 17.19 14.29

KUW:KFIC vs FRHC, VOYA: Effective Interest Rate on Debt % Comparison

For the Financial Conglomerates subindustry, KFIC Invest Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KFIC Invest Co Effective Interest Rate on Debt % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, KFIC Invest Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where KFIC Invest Co's Effective Interest Rate on Debt % falls into.


KUW:KFIC
29GF Score
KFIC Invest Co KUW:KFIC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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KFIC Invest Co Effective Interest Rate on Debt % Calculation

KFIC Invest Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.433/( (5.199+4.112)/ 2 )
=-1  *  -0.433/4.6555
=9.30 %

where

KFIC Invest Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.704/( (4.03+5.825)/ 2 )
=-1  *  -0.704/4.9275
=14.29 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.29% mean?
KFIC Invest Co (KUW:KFIC) has a Effective Interest Rate on Debt % of 14.29% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on KFIC Invest Co and its competitors.
Is KFIC Invest Co's Effective Interest Rate on Debt % too high?
KFIC Invest Co's current Effective Interest Rate on Debt % is 14.29%. Overall, KFIC Invest Co has a GF Score™ of 29/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KFIC Invest Co's Effective Interest Rate on Debt % compare to FRHC and VOYA?
KFIC Invest Co's Effective Interest Rate on Debt % of 14.29% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Diversified Financial Services company?
A good Effective Interest Rate on Debt % depends on the Diversified Financial Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on KFIC Invest Co and its competitors. KFIC Invest Co's current Effective Interest Rate on Debt % is 14.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KFIC Invest Co stock overvalued right now?
Based on GuruFocus' analysis, KFIC Invest Co (KUW:KFIC) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.24, compared to a current price of KWD0.18 — trading 23.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 14.29%. KFIC Invest Co's overall GF Score™ is 29/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For KFIC Invest Co (KUW:KFIC), the current Effective Interest Rate on Debt % is 14.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KFIC Invest Co (KUW:KFIC) Overvalued in 2026?

Based on GuruFocus' analysis, KFIC Invest Co stock appears to be undervalued. The current stock price of KWD0.18 is trading 23.8% below its estimated GF Value™ of KWD0.24. GuruFocus considers KFIC Invest Co to be Modestly Undervalued.

Key valuation signals for KUW:KFIC:

  • Effective Interest Rate on Debt %: 14.29%
  • GF Value™: KWD0.24 vs. price of KWD0.18 (23.8% below fair value)
  • GF Score™: 29/100 with 2 warning signs

No single metric tells the full story. See the KUW:KFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KFIC Invest Co Business Description

Address AL Ma\'arri Street, Block 1, Khaled Tower, Floor 10, P.O. Box 21521, AL Qibla, Safat, Kuwait, KWT, 13037
KFIC Invest Co provides diversified financial services to individuals and corporate entities in Kuwait. The Group's operating segments are: Finance, Asset Management, Investment and corporate finance, and Financial brokerage and online trading. Maximum revenue is generated from the Financial brokerage and online trading segment, which provides brokerage and online trading services to the clients. The Finance segment provides consumer and commercial loans; the Asset management segment provides portfolio management and custody services, as well as management of mutual funds; and the Investment and corporate finance segment monitors the Parent company's direct investments and also provides investment banking and financial consultancy services.
29GF Score

Get the complete analysis for KUW:KFIC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.18
Price
KWD0.24
GF Value