KFIC Invest Co (KUW:KFIC) PB Ratio: 1.34 (As of Aug. 04, 2026) — 168% Above Median

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Director of Data and Quant Analytics at GuruFocus
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KUW:KFIC KFIC Invest Co KUW:KFIC
34 GF Score
Price KWD0.16
GF Value KWD0.24
Valuation Significantly Undervalued
View Full Analysis

What is KFIC Invest Co PB Ratio?

KFIC Invest Co KUW:KFIC +2.53% 34 PB Ratio is 1.34 as of Aug. 04, 2026, which is 168% above its 10-year median of 0.50. GuruFocus rates KUW:KFIC with a GF Score™ of 34/100 and a GF Value™ of KWD0.24 (Significantly Undervalued). Among 460 Diversified Financial Services companies, KFIC Invest Co ranks better than 70.65% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-04), KFIC Invest Co's share price is KWD0.162. KFIC Invest Co's Book Value per Share for the quarter that ended in Mar. 2026 was KWD0.12. Hence, KFIC Invest Co's PB Ratio of today is 1.34.

The historical rank and industry rank for KFIC Invest Co's PB Ratio or its related term are showing as below:

KUW:KFIC' s PB Ratio Range Over the Past 10 Years
Min: 0.27   Med: 0.5   Max: 1.98
Current: 1.24

During the past 13 years, KFIC Invest Co's highest PB Ratio was 1.98. The lowest was 0.27. And the median was 0.50.

KUW:KFIC's PB Ratio is ranked better than
70.65% of 460 companies
in the Diversified Financial Services industry
Industry Median: 1.39 vs KUW:KFIC: 1.24

During the past 12 months, KFIC Invest Co's average Book Value Per Share Growth Rate was 5.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -9.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -9.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -3.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of KFIC Invest Co was 37.30% per year. The lowest was -41.30% per year. And the median was 0.80% per year.

Back to Basics: PB Ratio


KFIC Invest Co  (KUW:KFIC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


KFIC Invest Co PB Ratio Related Terms


KFIC Invest Co PB Ratio Historical Data

* Premium members only.

The historical data trend for KFIC Invest Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KFIC Invest Co PB Ratio Chart

KFIC Invest Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 0.49 0.70 1.60 1.20

KFIC Invest Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.81 1.60 1.23 1.20 1.07

KUW:KFIC vs FRHC, VOYA: PB Ratio Comparison

For the Financial Conglomerates subindustry, KFIC Invest Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KFIC Invest Co PB Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, KFIC Invest Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where KFIC Invest Co's PB Ratio falls into.


KUW:KFIC
34GF Score
KFIC Invest Co KUW:KFIC
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KFIC Invest Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

KFIC Invest Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.162/0.121
=1.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.34 mean?
KFIC Invest Co (KUW:KFIC) has a PB Ratio of 1.34 as of Aug. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on KFIC Invest Co and its competitors. This is 168% above median its historical median of 0.50. Over the past decade, KFIC Invest Co's PB Ratio has ranged from 0.27 to 1.98. According to the industry distribution chart, KFIC Invest Co ranks #135 out of 460 companies in the Diversified Financial Services industry, placing it in the top 29.3%.
Is KFIC Invest Co's PB Ratio too high?
KFIC Invest Co's current PB Ratio of 1.34 is 168% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 1.98. The Diversified Financial Services industry median PB Ratio is 1.39. KFIC Invest Co's value of 1.34 is 3.6% below this industry median. Based on the distribution chart, KFIC Invest Co ranks #135 out of 460 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, KFIC Invest Co has a GF Score™ of 34/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KFIC Invest Co's PB Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, KFIC Invest Co ranks #135 out of 460 companies for PB Ratio. This puts KFIC Invest Co in the upper half of its industry. The industry median PB Ratio is 1.39. KFIC Invest Co's value of 1.34 is 3.6% below this benchmark. Historically, KFIC Invest Co's own PB Ratio has ranged from 0.27 to 1.98 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 1.39, KFIC Invest Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Diversified Financial Services company?
The median PB Ratio among Diversified Financial Services companies is 1.39, based on 460 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KFIC Invest Co's current PB Ratio of 1.34 is 3.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on KFIC Invest Co and its competitors. For the Diversified Financial Services industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KFIC Invest Co's current PB Ratio is 1.34, which is 168% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KFIC Invest Co stock overvalued right now?
Based on GuruFocus' analysis, KFIC Invest Co (KUW:KFIC) is currently considered Significantly Undervalued. The stock's GF Value™ is KWD0.24, compared to a current price of KWD0.16 — trading 32.5% below its estimated fair value. The current PB Ratio is 1.34, which is 168% above median its 10-year median of 0.50 and 3.6% below the Diversified Financial Services industry median of 1.39. KFIC Invest Co's overall GF Score™ is 34/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For KFIC Invest Co (KUW:KFIC), the current PB Ratio is 1.34 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KFIC Invest Co (KUW:KFIC) Overvalued in 2026?

Based on GuruFocus' analysis, KFIC Invest Co stock appears to be undervalued. The current stock price of KWD0.16 is trading 32.5% below its estimated GF Value™ of KWD0.24. GuruFocus considers KFIC Invest Co to be Significantly Undervalued.

Key valuation signals for KUW:KFIC:

  • PB Ratio: 1.34 (168% above median its 10-year median of 0.50)
  • GF Value™: KWD0.24 vs. price of KWD0.16 (32.5% below fair value)
  • GF Score™: 34/100
  • Industry Position: 3.6% below the Diversified Financial Services median (#135 of 460)

No single metric tells the full story. See the KUW:KFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KFIC Invest Co Business Description

Address AL Ma\'arri Street, Block 1, Khaled Tower, Floor 10, P.O. Box 21521, AL Qibla, Safat, Kuwait, KWT, 13037
KFIC Invest Co provides diversified financial services to individuals and corporate entities in Kuwait. The Group's operating segments are: Finance, Asset Management, Investment and corporate finance, and Financial brokerage and online trading. Maximum revenue is generated from the Financial brokerage and online trading segment, which provides brokerage and online trading services to the clients. The Finance segment provides consumer and commercial loans; the Asset management segment provides portfolio management and custody services, as well as management of mutual funds; and the Investment and corporate finance segment monitors the Parent company's direct investments and also provides investment banking and financial consultancy services.
34GF Score

Get the complete analysis for KUW:KFIC

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.16
Price
KWD0.24
GF Value