LFBCF (Life & Banc Split) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)


LFBCF Life & Banc Split Corp LFBCF
45 GF Score
Price $5.98
GF Value $15.03
! 2 Warning Signs
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What is Life & Banc Split Effective Interest Rate on Debt %?

Life & Banc Split LFBCF 45 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates LFBCF with a GF Score™ of 45/100 and a GF Value™ of $15.03. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Life & Banc Split's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.0 Mil. Life & Banc Split's average total debt for the quarter that ended in Dec. 2025 was $0.0 Mil. Therefore, Life & Banc Split's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was N/A%.


Life & Banc Split  (OTCPK:LFBCF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Life & Banc Split Effective Interest Rate on Debt % Related Terms


Life & Banc Split Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Life & Banc Split's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life & Banc Split Effective Interest Rate on Debt % Chart

Life & Banc Split Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Life & Banc Split Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LFBCF vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Life & Banc Split's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Life & Banc Split Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Life & Banc Split's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Life & Banc Split's Effective Interest Rate on Debt % falls into.


LFBCF
45GF Score
Life & Banc Split Corp LFBCF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Life & Banc Split Effective Interest Rate on Debt % Calculation

Life & Banc Split's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

Life & Banc Split's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Life & Banc Split (LFBCF) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Life & Banc Split and its competitors.
Is Life & Banc Split's Effective Interest Rate on Debt % too high?
Life & Banc Split's current Effective Interest Rate on Debt % is 0.00%. Overall, Life & Banc Split has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Life & Banc Split's Effective Interest Rate on Debt % compare to BLK and BX?
Life & Banc Split's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Life & Banc Split and its competitors. Life & Banc Split's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life & Banc Split stock overvalued right now?
Life & Banc Split (LFBCF) has a current Effective Interest Rate on Debt % of 0.00%. The stock's GF Value™ is $15.03, compared to a current price of $5.98 — trading 60.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Life & Banc Split's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Life & Banc Split (LFBCF), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life & Banc Split (LFBCF) Overvalued in 2026?

Based on GuruFocus' analysis, Life & Banc Split stock appears to be undervalued. The current stock price of $5.98 is trading 60.2% below its estimated GF Value™ of $15.03.

Key valuation signals for LFBCF:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $15.03 vs. price of $5.98 (60.2% below fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the LFBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life & Banc Split Business Description

Other Exchanges LBS.PR.A:CanadaLBS:Canada
Address 181 Bay Street, Brookfield Place, Suite 2930, P.O. Box 793, Bay Wellington Tower, Toronto, ON, CAN, M5J 2T3
Life & Banc Split Corp is a mutual fund company. Its investment objectives are to provide holders of preferred shares with fixed cumulative preferential quarterly cash distributions and to return the original issue price on the maturity date, and to provide holders of Class A shares with regular monthly cash distributions and the opportunity for capital appreciation. It invests in a portfolio comprising common shares of Canadian banks and publicly traded Canadian life insurance companies.
45GF Score

Get the complete analysis for LFBCF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.98
Price
$15.03
GF Value