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Life & Banc SplitLFBCF 37 Equity-to-Asset is 0.56 as of Dec. 2025, which is 22% above its 10-year median of 0.46. GuruFocus rates LFBCF with a GF Score™ of 37/100. The stock has 2 warning signs investors should review. Among 1,630 Asset Management companies, Life & Banc Split ranks worse than 78.1% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Life & Banc Split's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $487.6 Mil. Life & Banc Split's Total Assets for the quarter that ended in Dec. 2025 was $873.8 Mil.
Therefore, Life & Banc Split's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.56.
The historical rank and industry rank for Life & Banc Split's Equity-to-Asset or its related term are showing as below:
LFBCF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.37 Med: 0.46 Max: 0.56
Current: 0.56
During the past 13 years, the highest Equity to Asset Ratio of Life & Banc Split was 0.56. The lowest was 0.37. And the median was 0.46.
LFBCF's Equity-to-Asset is ranked worse than 78.1% of 1630
companies
in the Asset Management industry
Industry Median: 0.83
vs LFBCF: 0.56
Life & Banc Split (OTCPK:LFBCF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Life & Banc Split Equity-to-Asset Related Terms
Life & Banc Split Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Life & Banc Split's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Life & Banc Split's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life & Banc Split Equity-to-Asset vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Life & Banc Split's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Life & Banc Split's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Life & Banc Split's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Life & Banc Split (LFBCF) has a Equity-to-Asset of 0.56 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Life & Banc Split and its competitors. This is 22% above median its historical median of 0.46. Over the past decade, Life & Banc Split's Equity-to-Asset has ranged from 0.37 to 0.56. According to the industry distribution chart, Life & Banc Split ranks #1273 out of 1630 companies in the Asset Management industry, placing it in the top 78.1%.
Is Life & Banc Split's Equity-to-Asset too high?
Life & Banc Split's current Equity-to-Asset of 0.56 is 22% above median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.56. The Asset Management industry median Equity-to-Asset is 0.83. Life & Banc Split's value of 0.56 is 32.5% below this industry median. Based on the distribution chart, Life & Banc Split ranks #1273 out of 1630 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Life & Banc Split has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Life & Banc Split's Equity-to-Asset compare to BLK and BX?
According to the Asset Management industry distribution chart, Life & Banc Split ranks #1273 out of 1630 companies for Equity-to-Asset. This places Life & Banc Split in the lower half of its industry. The industry median Equity-to-Asset is 0.83. Life & Banc Split's value of 0.56 is 32.5% below this benchmark. Historically, Life & Banc Split's own Equity-to-Asset has ranged from 0.37 to 0.56 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.83, Life & Banc Split has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Asset Management company?
The median Equity-to-Asset among Asset Management companies is 0.83, based on 1,630 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life & Banc Split's current Equity-to-Asset of 0.56 is 32.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Life & Banc Split and its competitors. For the Asset Management industry, the median Equity-to-Asset is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life & Banc Split's current Equity-to-Asset is 0.56, which is 22% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life & Banc Split stock overvalued right now?
Life & Banc Split (LFBCF) has a current Equity-to-Asset of 0.56. The current Equity-to-Asset is 0.56, which is 22% above median its 10-year median of 0.46 and 32.5% below the Asset Management industry median of 0.83. Life & Banc Split's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Life & Banc Split (LFBCF), the current Equity-to-Asset is 0.56 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Life & Banc Split Corp is a mutual fund company. Its investment objectives are to provide holders of preferred shares with fixed cumulative preferential quarterly cash distributions and to return the original issue price on the maturity date, and to provide holders of Class A shares with regular monthly cash distributions and the opportunity for capital appreciation. It invests in a portfolio comprising common shares of Canadian banks and publicly traded Canadian life insurance companies.
37GF Score
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