Life & Banc SplitLFBCF 45 Return-on-Tangible-Equity is 74.45% as of Dec. 2025, which is 98% above its 10-year median of 37.53. GuruFocus rates LFBCF with a GF Score™ of 45/100 and a GF Value™ of $15.03. The stock has 2 warning signs investors should review. Among 1,587 Asset Management companies, Life & Banc Split ranks better than 94.39% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Life & Banc Split's annualized net income for the quarter that ended in Dec. 2025 was $317.9 Mil. Life & Banc Split's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $427.0 Mil. Therefore, Life & Banc Split's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 74.45%.
The historical rank and industry rank for Life & Banc Split's Return-on-Tangible-Equity or its related term are showing as below:
LFBCF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -33.33 Med: 37.53 Max: 65.75
Current: 55.76
During the past 13 years, Life & Banc Split's highest Return-on-Tangible-Equity was 65.75%. The lowest was -33.33%. And the median was 37.53%.
LFBCF's Return-on-Tangible-Equity is ranked better than 94.39% of 1587
companies
in the Asset Management industry
Industry Median: 7.18
vs LFBCF: 55.76
Life & Banc Split (OTCPK:LFBCF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Life & Banc Split Return-on-Tangible-Equity Related Terms
Life & Banc Split Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Life & Banc Split's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LFBCF vs BLK, BX, KKR: Return-on-Tangible-Equity Comparison
For the Asset Management subindustry, Life & Banc Split's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life & Banc Split Return-on-Tangible-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Life & Banc Split's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Life & Banc Split's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 74.45% mean?
Life & Banc Split (LFBCF) has a Return-on-Tangible-Equity of 74.45% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Life & Banc Split and its competitors. This is 98% above median its historical median of 37.53. According to the industry distribution chart, Life & Banc Split ranks #89 out of 1587 companies in the Asset Management industry, placing it in the top 5.6%.
Is Life & Banc Split's Return-on-Tangible-Equity too high?
Life & Banc Split's current Return-on-Tangible-Equity of 74.45% is 98% above median its 10-year median of 37.53. The Asset Management industry median Return-on-Tangible-Equity is 7.18. Life & Banc Split's value of 74.45% is 936.9% above this industry median. Based on the distribution chart, Life & Banc Split ranks #89 out of 1587 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Life & Banc Split has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Life & Banc Split's Return-on-Tangible-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Life & Banc Split ranks #89 out of 1587 companies for Return-on-Tangible-Equity. This places Life & Banc Split in the top 6% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.18. Life & Banc Split's value of 74.45% is 936.9% above this benchmark. While the company's 10-year median is 37.53 vs. the industry median of 7.18, Life & Banc Split has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.18, based on 1,587 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life & Banc Split's current Return-on-Tangible-Equity of 74.45% is 936.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Life & Banc Split and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life & Banc Split's current Return-on-Tangible-Equity is 74.45%, which is 98% above median its own 10-year median of 37.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life & Banc Split stock overvalued right now?
Life & Banc Split (LFBCF) has a current Return-on-Tangible-Equity of 74.45%. The stock's GF Value™ is $15.03, compared to a current price of $5.98 — trading 60.2% below its estimated fair value. The current Return-on-Tangible-Equity is 74.45%, which is 98% above median its 10-year median of 37.53 and 936.9% above the Asset Management industry median of 7.18. Life & Banc Split's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Life & Banc Split (LFBCF), the current Return-on-Tangible-Equity is 74.45% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life & Banc Split (LFBCF) Overvalued in 2026?
Based on GuruFocus' analysis, Life & Banc Split stock appears to be undervalued.
The current stock price of $5.98 is trading 60.2% below its estimated GF Value™ of $15.03.
Key valuation signals for LFBCF:
Return-on-Tangible-Equity: 74.45% (98% above median its 10-year median of 37.53)
GF Value™: $15.03 vs. price of $5.98 (60.2% below fair value)
Industry Position: 936.9% above the Asset Management median (#89 of 1587)
No single metric tells the full story. See the LFBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life & Banc Split Corp is a mutual fund company. Its investment objectives are to provide holders of preferred shares with fixed cumulative preferential quarterly cash distributions and to return the original issue price on the maturity date, and to provide holders of Class A shares with regular monthly cash distributions and the opportunity for capital appreciation. It invests in a portfolio comprising common shares of Canadian banks and publicly traded Canadian life insurance companies.
45GF Score
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