Marsh & McLennan (LIM:MMC) Effective Interest Rate on Debt %: 4.37% (As of Mar. 2026)

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LIM:MMC Marsh & McLennan Companies Inc LIM:MMC
78 GF Score
Price $169.15
GF Value $239.93
! 4 Warning Signs
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What is Marsh & McLennan Effective Interest Rate on Debt %?

Marsh & McLennan LIM:MMC 78 Effective Interest Rate on Debt % is 4.37% as of Mar. 2026. GuruFocus rates LIM:MMC with a GF Score™ of 78/100 and a GF Value™ of $239.93. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Marsh & McLennan's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $960 Mil. Marsh & McLennan's average total debt for the quarter that ended in Mar. 2026 was $21,950 Mil. Therefore, Marsh & McLennan's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.37%.


Marsh & McLennan  (LIM:MMC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Marsh & McLennan Effective Interest Rate on Debt % Related Terms


Marsh & McLennan Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Marsh & McLennan's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marsh & McLennan Effective Interest Rate on Debt % Chart

Marsh & McLennan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.32 3.52 4.00 3.75 4.43

Marsh & McLennan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.43 4.42 4.41 4.38 4.37

LIM:MMC vs AON, AJG, WTW: Effective Interest Rate on Debt % Comparison

For the Insurance Brokers subindustry, Marsh & McLennan's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marsh & McLennan Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Marsh & McLennan's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Marsh & McLennan's Effective Interest Rate on Debt % falls into.


LIM:MMC
78GF Score
Marsh & McLennan Companies Inc LIM:MMC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Marsh & McLennan Effective Interest Rate on Debt % Calculation

Marsh & McLennan's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -960/( (21862+21449)/ 2 )
=-1  *  -960/21655.5
=4.43 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21018 + 844
=21862

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19849 + 1600
=21449

Marsh & McLennan's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -960/( (21449+22451)/ 2 )
=-1  *  -960/21950
=4.37 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19849 + 1600
=21449

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20423 + 2028
=22451

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.37% mean?
Marsh & McLennan (LIM:MMC) has a Effective Interest Rate on Debt % of 4.37% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Marsh & McLennan and its competitors.
Is Marsh & McLennan's Effective Interest Rate on Debt % too high?
Marsh & McLennan's current Effective Interest Rate on Debt % is 4.37%. Overall, Marsh & McLennan has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Marsh & McLennan's Effective Interest Rate on Debt % compare to AON and AJG?
Marsh & McLennan's Effective Interest Rate on Debt % of 4.37% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Marsh & McLennan and its competitors. Marsh & McLennan's current Effective Interest Rate on Debt % is 4.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marsh & McLennan stock overvalued right now?
Marsh & McLennan (LIM:MMC) has a current Effective Interest Rate on Debt % of 4.37%. The stock's GF Value™ is $239.93, compared to a current price of $169.15 — trading 29.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.37%. Marsh & McLennan's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Marsh & McLennan (LIM:MMC), the current Effective Interest Rate on Debt % is 4.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marsh & McLennan (LIM:MMC) Overvalued in 2026?

Based on GuruFocus' analysis, Marsh & McLennan stock appears to be undervalued. The current stock price of $169.15 is trading 29.5% below its estimated GF Value™ of $239.93.

Key valuation signals for LIM:MMC:

  • Effective Interest Rate on Debt %: 4.37%
  • GF Value™: $239.93 vs. price of $169.15 (29.5% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the LIM:MMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marsh & McLennan Business Description

Address 1166 Avenue of the Americas, New York, NY, USA, 10036-2774
Marsh is a professional services firm that provides advice and solutions in the areas of risk, strategy, and human capital. The company operates through two main segments: risk and insurance services and consulting. In risk and insurance services, the firm offers services via Marsh (an insurance broker) and Guy Carpenter (a risk and reinsurance specialist). The consulting division comprises Mercer (a provider of human resource services) and Oliver Wyman (a management and economic consultancy). About half of its revenue is generated outside the US.
78GF Score

Get the complete analysis for LIM:MMC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$169.15
Price
$239.93
GF Value