LPP (LPPSY) Effective Interest Rate on Debt %: 4.91% (As of Apr. 2026)


LPPSY LPP SA LPPSY
99 GF Score
Price $20.41
GF Value $23.41
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What is LPP Effective Interest Rate on Debt %?

LPP LPPSY +0.84% 99 Effective Interest Rate on Debt % is 4.91% as of Apr. 2026. GuruFocus rates LPPSY with a GF Score™ of 99/100 and a GF Value™ of $23.41. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. LPP's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $102 Mil. LPP's average total debt for the quarter that ended in Apr. 2026 was $2,079 Mil. Therefore, LPP's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 4.91%.


LPP  (OTCPK:LPPSY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


LPP Effective Interest Rate on Debt % Related Terms


LPP Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for LPP's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LPP Effective Interest Rate on Debt % Chart

LPP Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.90 2.50 4.12 4.11 4.05

LPP Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.00 5.45 5.50 5.49 4.91

LPPSY vs RL, LEVI, VFC: Effective Interest Rate on Debt % Comparison

For the Apparel Manufacturing subindustry, LPP's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LPP Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, LPP's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where LPP's Effective Interest Rate on Debt % falls into.


LPPSY
99GF Score
LPP SA LPPSY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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LPP Effective Interest Rate on Debt % Calculation

LPP's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2024 )+Total Debt  (A: Jan. 2025 ))/ count )
=-1  *  -56.646/( (1264.823+1534.49)/ 2 )
=-1  *  -56.646/1399.6565
=4.05 %

where

Total Debt  (A: Jan. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=899.418 + 365.405
=1264.823

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=985.318 + 549.172
=1534.49

LPP's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -102.12/( (1963.721+2194.292)/ 2 )
=-1  *  -102.12/2079.0065
=4.91 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1472.259 + 491.462
=1963.721

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1579.699 + 614.593
=2194.292

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.91% mean?
LPP (LPPSY) has a Effective Interest Rate on Debt % of 4.91% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on LPP and its competitors.
Is LPP's Effective Interest Rate on Debt % too high?
LPP's current Effective Interest Rate on Debt % is 4.91%. Overall, LPP has a GF Score™ of 99/100, reflecting its overall financial health beyond just this single metric.
How does LPP's Effective Interest Rate on Debt % compare to RL and LEVI?
LPP's Effective Interest Rate on Debt % of 4.91% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on LPP and its competitors. LPP's current Effective Interest Rate on Debt % is 4.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPP stock overvalued right now?
LPP (LPPSY) has a current Effective Interest Rate on Debt % of 4.91%. The stock's GF Value™ is $23.41, compared to a current price of $20.41 — trading 12.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.91%. LPP's overall GF Score™ is 99/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For LPP (LPPSY), the current Effective Interest Rate on Debt % is 4.91% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LPP (LPPSY) Overvalued in 2026?

Based on GuruFocus' analysis, LPP stock appears to be undervalued. The current stock price of $20.41 is trading 12.8% below its estimated GF Value™ of $23.41.

Key valuation signals for LPPSY:

  • Effective Interest Rate on Debt %: 4.91%
  • GF Value™: $23.41 vs. price of $20.41 (12.8% below fair value)
  • GF Score™: 99/100 with 1 warning sign

No single metric tells the full story. See the LPPSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LPP Business Description

Other Exchanges LPP:Poland
Address ul. Lakowa 39/44, Gdansk, POL, 80-769
LPP SA makes and sells clothing, footwear, bags, and accessories in Central and Eastern Europe. LPP has nearly 1,500 company-branded retail stores, which serve as the company's primary sales channel. Brands include Reserved, Cropp, House, Mohito, and Sinsay. Reserved stores account for roughly half of the company's sales volume. Geographically, most sales are in Poland, and Poland and Russia account for more than 80% of total sales. LPP purchases most of its materials in Asia, and the company's manufacturers are primarily located in China.
99GF Score

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