LPP (LPPSY) Interest Coverage: 7.64 (As of Apr. 2026) — 37% Below Median


LPPSY LPP SA LPPSY
98 GF Score
Price $20.41
GF Value $22.99
! 1 Warning Sign
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What is LPP Interest Coverage?

LPP LPPSY +0.84% 98 Interest Coverage is 7.64 as of Apr. 2026, which is 37% below its 10-year median of 12.15. GuruFocus rates LPPSY with a GF Score™ of 98/100 and a GF Value™ of $22.99. The stock has 1 warning sign investors should review. Among 742 Manufacturing - Apparel & Accessories companies, LPP ranks better than 62.26% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. LPP's Operating Income for the three months ended in Apr. 2026 was $199 Mil. LPP's Interest Expense for the three months ended in Apr. 2026 was $-26 Mil. LPP's interest coverage for the quarter that ended in Apr. 2026 was 7.64. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for LPP's Interest Coverage or its related term are showing as below:

LPPSY' s Interest Coverage Range Over the Past 10 Years
Min: 1.41   Med: 12.15   Max: 53.5
Current: 10.29


LPPSY's Interest Coverage is ranked better than
62.26% of 742 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.435 vs LPPSY: 10.29

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


LPP  (OTCPK:LPPSY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


LPP Interest Coverage Related Terms


LPP Interest Coverage Historical Data

* Premium members only.

The historical data trend for LPP's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

LPP Interest Coverage Chart

LPP Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.41 12.59 6.04 11.70 11.63

LPP Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.18 11.49 11.98 9.99 7.64

LPPSY vs RL, LEVI, VFC: Interest Coverage Comparison

For the Apparel Manufacturing subindustry, LPP's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LPP Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, LPP's Interest Coverage distribution charts can be found below:

* The bar in red indicates where LPP's Interest Coverage falls into.


LPPSY
98GF Score
LPP SA LPPSY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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LPP Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

LPP's Interest Coverage for the fiscal year that ended in Jan. 2025 is calculated as

Here, for the fiscal year that ended in Jan. 2025, LPP's Interest Expense was $-58 Mil. Its Operating Income was $674 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,008 Mil.

Interest Coverage=-1* Operating Income (A: Jan. 2025 )/Interest Expense (A: Jan. 2025 )
=-1*674.083/-57.965
=11.63

LPP's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, LPP's Interest Expense was $-26 Mil. Its Operating Income was $199 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,616 Mil.

Interest Coverage=-1* Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*199.476/-26.125
=7.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.64 mean?
LPP (LPPSY) has a Interest Coverage of 7.64 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LPP and its competitors. This is 37% below median its historical median of 12.15. Over the past decade, LPP's Interest Coverage has ranged from 1.41 to 53.50. According to the industry distribution chart, LPP ranks #280 out of 742 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 37.7%.
Is LPP's Interest Coverage too high?
LPP's current Interest Coverage of 7.64 is 37% below median its 10-year median of 12.15. Over the past 10 years, this metric has ranged from a low of 1.41 to a high of 53.50. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.44. LPP's value of 7.64 is 40.6% above this industry median. Based on the distribution chart, LPP ranks #280 out of 742 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, LPP has a GF Score™ of 98/100, reflecting its overall financial health beyond just this single metric.
How does LPP's Interest Coverage compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, LPP ranks #280 out of 742 companies for Interest Coverage. This puts LPP in the upper half of its industry. The industry median Interest Coverage is 5.44. LPP's value of 7.64 is 40.6% above this benchmark. Historically, LPP's own Interest Coverage has ranged from 1.41 to 53.50 over the past decade. While the company's 10-year median is 12.15 vs. the industry median of 5.44, LPP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.44, based on 742 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LPP's current Interest Coverage of 7.64 is 40.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LPP and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LPP's current Interest Coverage is 7.64, which is 37% below median its own 10-year median of 12.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPP stock overvalued right now?
LPP (LPPSY) has a current Interest Coverage of 7.64. The stock's GF Value™ is $22.99, compared to a current price of $20.41 — trading 11.2% below its estimated fair value. The current Interest Coverage is 7.64, which is 37% below median its 10-year median of 12.15 and 40.6% above the Manufacturing - Apparel & Accessories industry median of 5.44. LPP's overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For LPP (LPPSY), the current Interest Coverage is 7.64 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LPP (LPPSY) Overvalued in 2026?

Based on GuruFocus' analysis, LPP stock appears to be undervalued. The current stock price of $20.41 is trading 11.2% below its estimated GF Value™ of $22.99.

Key valuation signals for LPPSY:

  • Interest Coverage: 7.64 (37% below median its 10-year median of 12.15)
  • GF Value™: $22.99 vs. price of $20.41 (11.2% below fair value)
  • GF Score™: 98/100 with 1 warning sign
  • Industry Position: 40.6% above the Manufacturing - Apparel & Accessories median (#280 of 742)

No single metric tells the full story. See the LPPSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LPP Business Description

Other Exchanges LPP:Poland
Address ul. Lakowa 39/44, Gdansk, POL, 80-769
LPP SA makes and sells clothing, footwear, bags, and accessories in Central and Eastern Europe. LPP has nearly 1,500 company-branded retail stores, which serve as the company's primary sales channel. Brands include Reserved, Cropp, House, Mohito, and Sinsay. Reserved stores account for roughly half of the company's sales volume. Geographically, most sales are in Poland, and Poland and Russia account for more than 80% of total sales. LPP purchases most of its materials in Asia, and the company's manufacturers are primarily located in China.
98GF Score

Get the complete analysis for LPPSY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.41
Price
$22.99
GF Value