CT Automotive Group (LSE:CTA) Effective Interest Rate on Debt %: 2.52% (As of Dec. 2025)

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LSE:CTA CT Automotive Group PLC LSE:CTA
46 GF Score
Price £0.48
GF Value £0.34
Valuation Significantly Overvalued
! 5 Warning Signs
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What is CT Automotive Group Effective Interest Rate on Debt %?

CT Automotive Group LSE:CTA +6.67% 46 Effective Interest Rate on Debt % is 2.52% as of Dec. 2025. GuruFocus rates LSE:CTA with a GF Score™ of 46/100 and a GF Value™ of £0.34 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CT Automotive Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £0.34 Mil. CT Automotive Group's average total debt for the quarter that ended in Dec. 2025 was £13.59 Mil. Therefore, CT Automotive Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.52%.


CT Automotive Group  (LSE:CTA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


CT Automotive Group Effective Interest Rate on Debt % Related Terms


CT Automotive Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for CT Automotive Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CT Automotive Group Effective Interest Rate on Debt % Chart

CT Automotive Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 8.96 7.01 9.96 11.24 9.92

CT Automotive Group Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.73 12.51 9.92 15.03 2.52

LSE:CTA vs ORLY, AZO, GPC: Effective Interest Rate on Debt % Comparison

For the Auto Parts subindustry, CT Automotive Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CT Automotive Group Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, CT Automotive Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where CT Automotive Group's Effective Interest Rate on Debt % falls into.


LSE:CTA
46GF Score
CT Automotive Group PLC LSE:CTA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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CT Automotive Group Effective Interest Rate on Debt % Calculation

CT Automotive Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.266/( (13.546+11.986)/ 2 )
=-1  *  -1.266/12.766
=9.92 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.992 + 9.554
=13.546

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.473 + 8.513
=11.986

CT Automotive Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.342/( (15.197+11.986)/ 2 )
=-1  *  -0.342/13.5915
=2.52 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.356 + 11.841
=15.197

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.473 + 8.513
=11.986

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.52% mean?
CT Automotive Group (LSE:CTA) has a Effective Interest Rate on Debt % of 2.52% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CT Automotive Group and its competitors.
Is CT Automotive Group's Effective Interest Rate on Debt % too high?
CT Automotive Group's current Effective Interest Rate on Debt % is 2.52%. Overall, CT Automotive Group has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CT Automotive Group's Effective Interest Rate on Debt % compare to ORLY and AZO?
CT Automotive Group's Effective Interest Rate on Debt % of 2.52% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CT Automotive Group and its competitors. CT Automotive Group's current Effective Interest Rate on Debt % is 2.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CT Automotive Group stock overvalued right now?
Based on GuruFocus' analysis, CT Automotive Group (LSE:CTA) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.34, compared to a current price of £0.48 — trading 41.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.52%. CT Automotive Group's overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CT Automotive Group (LSE:CTA), the current Effective Interest Rate on Debt % is 2.52% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CT Automotive Group (LSE:CTA) Overvalued in 2026?

Based on GuruFocus' analysis, CT Automotive Group stock appears to be overvalued. The current stock price of £0.48 is trading 41.2% above its estimated GF Value™ of £0.34. GuruFocus considers CT Automotive Group to be Significantly Overvalued.

Key valuation signals for LSE:CTA:

  • Effective Interest Rate on Debt %: 2.52%
  • GF Value™: £0.34 vs. price of £0.48 (41.2% above fair value)
  • GF Score™: 46/100 with 5 warning signs

No single metric tells the full story. See the LSE:CTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CT Automotive Group Business Description

Address Western Road, 1000 Lakeside North Harbour, Portsmouth, Hampshire, GBR, PO6 3EN
CT Automotive Group PLC technologically-led manufacturer of bespoke automotive interior finishes and kinematic components, mainly produced through polymer moulding processes and with precision finishing techniques such as chrome plating, wrapped assemblies and complex sub-assembly. The group has two segments Tooling - Design, development and sale of tooling for the automotive industry; and Production - Manufacturing and distributing serial production of interior parts for the automotive industry. The company generates majority of revenue from Production segment.
46GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.48
Price
£0.34
GF Value