Mind Gym (LSE:MIND) Effective Interest Rate on Debt %: 6.30% (As of Mar. 2026)

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What is Mind Gym Effective Interest Rate on Debt %?

Mind Gym LSE:MIND Effective Interest Rate on Debt % is 6.30% as of Mar. 2026. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mind Gym's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was £0.12 Mil. Mind Gym's average total debt for the quarter that ended in Mar. 2026 was £1.91 Mil. Therefore, Mind Gym's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.30%.

Mind Gym  (LSE:MIND) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Mind Gym Effective Interest Rate on Debt % Related Terms

Mind Gym Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Mind Gym's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mind Gym Effective Interest Rate on Debt % Chart

Mind Gym Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.66 6.55 6.36 7.04 8.77

Mind Gym Semi-Annual Data
Mar16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.29 9.85 3.94 6.57 6.30

LSE:MIND vs CTAS, CPRT, ULS: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, Mind Gym's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mind Gym Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Mind Gym's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mind Gym's Effective Interest Rate on Debt % falls into.


Mind Gym Effective Interest Rate on Debt % Calculation

Mind Gym's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.117/( (1.164+1.505)/ 2 )
=-1  *  -0.117/1.3345
=8.77 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.646 + 0.518
=1.164

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.181 + 1.324
=1.505

Mind Gym's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.12/( (2.305+1.505)/ 2 )
=-1  *  -0.12/1.905
=6.30 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.425 + 1.88
=2.305

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.181 + 1.324
=1.505

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.30% mean?
Mind Gym (LSE:MIND) has a Effective Interest Rate on Debt % of 6.30% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mind Gym and its competitors.
Is Mind Gym's Effective Interest Rate on Debt % too high?
Mind Gym's current Effective Interest Rate on Debt % is 6.30%.
How does Mind Gym's Effective Interest Rate on Debt % compare to CTAS and CPRT?
Mind Gym's Effective Interest Rate on Debt % of 6.30% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mind Gym and its competitors. Mind Gym's current Effective Interest Rate on Debt % is 6.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mind Gym stock overvalued right now?
Based on GuruFocus' analysis, Mind Gym (LSE:MIND) is currently considered Possible Value Trap. The stock's GF Value™ is £0.16, compared to a current price of £0.09 — trading 46.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.30%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mind Gym (LSE:MIND), the current Effective Interest Rate on Debt % is 6.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mind Gym Business Description

Address 160 Kensington High Street, London, GBR, W8 7RG
Mind Gym PLC is an international behavioural science company delivering business improvement solutions to companies across the world. The firm provides solutions like performance management, management development, reorganization, personal effectiveness, onboarding, employee engagement, and customer service. The group has two operating segments: EMEA (comprising the United Kingdom, Singapore, and the United Arab Emirates), which derives maximum revenue, and America (comprising the United States and Canada). It derives revenue from the provision of human capital and business improvement solutions.