Aramis Group (LTS:0AAA) Effective Interest Rate on Debt %: 4.86% (As of Mar. 2026)

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LTS:0AAA Aramis Group SA LTS:0AAA
66 GF Score
Price €4.02
GF Value €5.24
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Aramis Group Effective Interest Rate on Debt %?

Aramis Group LTS:0AAA +2.03% 66 Effective Interest Rate on Debt % is 4.86% as of Mar. 2026. GuruFocus rates LTS:0AAA with a GF Score™ of 66/100 and a GF Value™ of €5.24 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Aramis Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €7 Mil. Aramis Group's average total debt for the quarter that ended in Mar. 2026 was €142 Mil. Therefore, Aramis Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.86%.


Aramis Group  (LTS:0AAA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Aramis Group Effective Interest Rate on Debt % Related Terms


Aramis Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Aramis Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aramis Group Effective Interest Rate on Debt % Chart

Aramis Group Annual Data
Trend Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 4.40 5.37 5.50 5.52 5.74

Aramis Group Semi-Annual Data
Sep18 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.52 5.85 5.04 4.90 4.86

LTS:0AAA vs CVNA, PAG, KMX: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, Aramis Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aramis Group Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Aramis Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Aramis Group's Effective Interest Rate on Debt % falls into.


LTS:0AAA
66GF Score
Aramis Group SA LTS:0AAA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Aramis Group Effective Interest Rate on Debt % Calculation

Aramis Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -8.365/( (173.72+117.592)/ 2 )
=-1  *  -8.365/145.656
=5.74 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=89.3 + 84.42
=173.72

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=77.663 + 39.929
=117.592

Aramis Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6.912/( (117.592+166.959)/ 2 )
=-1  *  -6.912/142.2755
=4.86 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=77.663 + 39.929
=117.592

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=104.54 + 62.419
=166.959

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.86% mean?
Aramis Group (LTS:0AAA) has a Effective Interest Rate on Debt % of 4.86% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Aramis Group and its competitors.
Is Aramis Group's Effective Interest Rate on Debt % too high?
Aramis Group's current Effective Interest Rate on Debt % is 4.86%. Overall, Aramis Group has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aramis Group's Effective Interest Rate on Debt % compare to CVNA and PAG?
Aramis Group's Effective Interest Rate on Debt % of 4.86% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Aramis Group and its competitors. Aramis Group's current Effective Interest Rate on Debt % is 4.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aramis Group stock overvalued right now?
Based on GuruFocus' analysis, Aramis Group (LTS:0AAA) is currently considered Modestly Undervalued. The stock's GF Value™ is €5.24, compared to a current price of €4.02 — trading 23.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.86%. Aramis Group's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Aramis Group (LTS:0AAA), the current Effective Interest Rate on Debt % is 4.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aramis Group (LTS:0AAA) Overvalued in 2026?

Based on GuruFocus' analysis, Aramis Group stock appears to be undervalued. The current stock price of €4.02 is trading 23.3% below its estimated GF Value™ of €5.24. GuruFocus considers Aramis Group to be Modestly Undervalued.

Key valuation signals for LTS:0AAA:

  • Effective Interest Rate on Debt %: 4.86%
  • GF Value™: €5.24 vs. price of €4.02 (23.3% below fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the LTS:0AAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aramis Group Business Description

Other Exchanges ARAMI:France6T6:Germany
Address 23 Avenue Aristide Briand, Arcueil, FRA, 94110
Aramis Group SA is engaged in the online sales of B2C used cars to private individuals in France, Belgium, Spain, United Kingdom, Austria and Italy. The principal business segments of the company are online vehicle distribution and the development of automotive services. Group offers its customers products and services that are complementary and related to its core business of selling vehicles, including financing, insurance, maintenance and vehicle accessories. The company comprises of six brands: Aramisauto, Cardoen, Clicars, Car Supermarket, Brumbrum and Onlinecars. The group operates in France, Belgium, Spain, UK, Austria, Italy, etc, with maximum revenue from France.
66GF Score

Get the complete analysis for LTS:0AAA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.02
Price
€5.24
GF Value