Lear (MEX:LEA) Effective Interest Rate on Debt %: 3.62% (As of Mar. 2026)


MEX:LEA Lear Corp MEX:LEA
84 GF Score
Price MXN2,120.00
GF Value MXN1,981.40
! 7 Warning Signs
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What is Lear Effective Interest Rate on Debt %?

Lear MEX:LEA 84 Effective Interest Rate on Debt % is 3.62% as of Mar. 2026. GuruFocus rates MEX:LEA with a GF Score™ of 84/100 and a GF Value™ of MXN1,981.40. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lear's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN1,847 Mil. Lear's average total debt for the quarter that ended in Mar. 2026 was MXN50,959 Mil. Therefore, Lear's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.62%.


Lear  (MEX:LEA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Lear Effective Interest Rate on Debt % Related Terms


Lear Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Lear's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lear Effective Interest Rate on Debt % Chart

Lear Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.62 3.51 3.33 4.01 3.21

Lear Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.60 3.51 3.48 3.47 3.62

MEX:LEA vs LKQ, MBLY, GTX: Effective Interest Rate on Debt % Comparison

For the Auto Parts subindustry, Lear's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lear Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Lear's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lear's Effective Interest Rate on Debt % falls into.


MEX:LEA
84GF Score
Lear Corp MEX:LEA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lear Effective Interest Rate on Debt % Calculation

Lear's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1814.975/( (60790.195+52441.602)/ 2 )
=-1  *  -1814.975/56615.8985
=3.21 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=57004.885 + 3785.31
=60790.195

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=48822.456 + 3619.146
=52441.602

Lear's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1846.548/( (52441.602+49476.319)/ 2 )
=-1  *  -1846.548/50958.9605
=3.62 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=48822.456 + 3619.146
=52441.602

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=48897.469 + 578.85
=49476.319

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.62% mean?
Lear (MEX:LEA) has a Effective Interest Rate on Debt % of 3.62% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lear and its competitors.
Is Lear's Effective Interest Rate on Debt % too high?
Lear's current Effective Interest Rate on Debt % is 3.62%. Overall, Lear has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Lear's Effective Interest Rate on Debt % compare to LKQ and MBLY?
Lear's Effective Interest Rate on Debt % of 3.62% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lear and its competitors. Lear's current Effective Interest Rate on Debt % is 3.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lear stock overvalued right now?
Lear (MEX:LEA) has a current Effective Interest Rate on Debt % of 3.62%. The stock's GF Value™ is MXN1,981.40, compared to a current price of MXN2,120.00 — trading 7% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.62%. Lear's overall GF Score™ is 84/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Lear (MEX:LEA), the current Effective Interest Rate on Debt % is 3.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lear (MEX:LEA) Overvalued in 2026?

Based on GuruFocus' analysis, Lear stock appears to be overvalued. The current stock price of MXN2,120.00 is trading 7% above its estimated GF Value™ of MXN1,981.40.

Key valuation signals for MEX:LEA:

  • Effective Interest Rate on Debt %: 3.62%
  • GF Value™: MXN1,981.40 vs. price of MXN2,120.00 (7% above fair value)
  • GF Score™: 84/100 with 7 warning signs

No single metric tells the full story. See the MEX:LEA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lear Business Description

Other Exchanges LEA:USA0JTQ:UK
Address 21557 Telegraph Road, Southfield, MI, USA, 48033
Lear Corp designs, develops, and manufactures automotive seating and electrical systems and components. The company has two reporting segments Seating and E-Systems. Seating components include frames and mechanisms, covers (leather and woven fabric), seat heating and cooling, foam, and headrests. Automotive electrical distribution and connection systems and electronic systems include wiring harnesses, terminals and connectors, on-board battery chargers, high-voltage battery management systems. The company earns majority of its revenue from the seating segment.
84GF Score

Get the complete analysis for MEX:LEA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN2,120.00
Price
MXN1,981.40
GF Value