East African Breweries (NAI:EABL) Effective Interest Rate on Debt %: 10.55% (As of Dec. 2025)

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NAI:EABL East African Breweries PLC NAI:EABL
87 GF Score
Price KES279.25
GF Value KES324.74
Valuation Modestly Undervalued
! 4 Warning Signs
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What is East African Breweries Effective Interest Rate on Debt %?

East African Breweries NAI:EABL -0.27% 87 Effective Interest Rate on Debt % is 10.55% as of Dec. 2025. GuruFocus rates NAI:EABL with a GF Score™ of 87/100 and a GF Value™ of KES324.74 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. East African Breweries's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was KES4,348 Mil. East African Breweries's average total debt for the quarter that ended in Dec. 2025 was KES41,212 Mil. Therefore, East African Breweries's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 10.55%.


East African Breweries  (NAI:EABL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


East African Breweries Effective Interest Rate on Debt % Related Terms


East African Breweries Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for East African Breweries's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

East African Breweries Effective Interest Rate on Debt % Chart

East African Breweries Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.56 9.33 10.25 14.16 12.83

East African Breweries Semi-Annual Data
Jun14 Dec14 Jun15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Jun21 Jun22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.99 15.60 14.31 11.43 10.55

NAI:EABL vs STZ, TAP: Effective Interest Rate on Debt % Comparison

For the Beverages - Brewers subindustry, East African Breweries's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


East African Breweries Effective Interest Rate on Debt % vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, East African Breweries's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where East African Breweries's Effective Interest Rate on Debt % falls into.


NAI:EABL
87GF Score
East African Breweries PLC NAI:EABL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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East African Breweries Effective Interest Rate on Debt % Calculation

East African Breweries's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -5954.804/( (50567.623+42290.136)/ 2 )
=-1  *  -5954.804/46428.8795
=12.83 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=43289.789 + 7277.834
=50567.623

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36885.322 + 5404.814
=42290.136

East African Breweries's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -4348/( (42290.136+40134)/ 2 )
=-1  *  -4348/41212.068
=10.55 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36885.322 + 5404.814
=42290.136

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=33323 + 6811
=40134

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.55% mean?
East African Breweries (NAI:EABL) has a Effective Interest Rate on Debt % of 10.55% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on East African Breweries and its competitors.
Is East African Breweries' Effective Interest Rate on Debt % too high?
East African Breweries' current Effective Interest Rate on Debt % is 10.55%. Overall, East African Breweries has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does East African Breweries' Effective Interest Rate on Debt % compare to STZ and TAP?
East African Breweries' Effective Interest Rate on Debt % of 10.55% can be compared against companies in the Beverages - Alcoholic industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Beverages - Alcoholic company?
A good Effective Interest Rate on Debt % depends on the Beverages - Alcoholic industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on East African Breweries and its competitors. East African Breweries's current Effective Interest Rate on Debt % is 10.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is East African Breweries stock overvalued right now?
Based on GuruFocus' analysis, East African Breweries (NAI:EABL) is currently considered Modestly Undervalued. The stock's GF Value™ is KES324.74, compared to a current price of KES279.25 — trading 14% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.55%. East African Breweries' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For East African Breweries (NAI:EABL), the current Effective Interest Rate on Debt % is 10.55% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is East African Breweries (NAI:EABL) Overvalued in 2026?

Based on GuruFocus' analysis, East African Breweries stock appears to be undervalued. The current stock price of KES279.25 is trading 14% below its estimated GF Value™ of KES324.74. GuruFocus considers East African Breweries to be Modestly Undervalued.

Key valuation signals for NAI:EABL:

  • Effective Interest Rate on Debt %: 10.55%
  • GF Value™: KES324.74 vs. price of KES279.25 (14% below fair value)
  • GF Score™: 87/100 with 4 warning signs

No single metric tells the full story. See the NAI:EABL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


East African Breweries Business Description

Address Corporate Centre, P.O. Box 30161, Block A, 5th Floor, Garden City Business Park, Ruaraka, Nairobi, KEN, 00100
East African Breweries PLC is a branded alcohol beverage company. The firm and its subsidiaries are involved in the marketing, production, and distribution of a collection of brands that range from beer, spirits, and adult non-alcoholic drinks. The company has invested in breweries, distilleries, support industries, and a distribution network across the region. The firm derives its revenue mainly from brewing, marketing, and selling of drinks, malt, and barley. Its geographical segments include Kenya, Uganda, and Tanzania, of which the majority of the revenue is generated from Kenya.
87GF Score

Get the complete analysis for NAI:EABL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES279.25
Price
KES324.74
GF Value