The Standard Group (NAI:SGL) Effective Interest Rate on Debt %: 26.42% (As of Jun. 2025)

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NAI:SGL The Standard Group PLC NAI:SGL
42 GF Score
Price KES5.90
GF Value KES3.38
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is The Standard Group Effective Interest Rate on Debt %?

The Standard Group NAI:SGL -0.34% 42 Effective Interest Rate on Debt % is 26.42% as of Jun. 2025. GuruFocus rates NAI:SGL with a GF Score™ of 42/100 and a GF Value™ of KES3.38 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. The Standard Group's annualized positive value of Interest Expense for the quarter that ended in Jun. 2025 was KES104 Mil. The Standard Group's average total debt for the quarter that ended in Jun. 2025 was KES395 Mil. Therefore, The Standard Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 was 26.42%.


The Standard Group  (NAI:SGL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


The Standard Group Effective Interest Rate on Debt % Related Terms


The Standard Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for The Standard Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Standard Group Effective Interest Rate on Debt % Chart

The Standard Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.11 12.97 20.09 13.08 25.17

The Standard Group Semi-Annual Data
Dec14 Dec15 Jun16 Dec16 Jun17 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.81 8.15 26.03 24.11 26.42

NAI:SGL vs NYT, WLY: Effective Interest Rate on Debt % Comparison

For the Publishing subindustry, The Standard Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Standard Group Effective Interest Rate on Debt % vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, The Standard Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where The Standard Group's Effective Interest Rate on Debt % falls into.


NAI:SGL
42GF Score
The Standard Group PLC NAI:SGL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Standard Group Effective Interest Rate on Debt % Calculation

The Standard Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -110.558/( (483.833+394.651)/ 2 )
=-1  *  -110.558/439.242
=25.17 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=298.496 + 185.337
=483.833

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=224.483 + 170.168
=394.651

The Standard Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Jun. 2025 ))/ count )
=-1  *  -104.268/( (394.651+0)/ 1 )
=-1  *  -104.268/394.651
=26.42 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=224.483 + 170.168
=394.651

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 26.42% mean?
The Standard Group (NAI:SGL) has a Effective Interest Rate on Debt % of 26.42% as of Jun. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Standard Group and its competitors.
Is The Standard Group's Effective Interest Rate on Debt % too high?
The Standard Group's current Effective Interest Rate on Debt % is 26.42%. Overall, The Standard Group has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Standard Group's Effective Interest Rate on Debt % compare to NYT and WLY?
The Standard Group's Effective Interest Rate on Debt % of 26.42% can be compared against companies in the Media - Diversified industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Media - Diversified company?
A good Effective Interest Rate on Debt % depends on the Media - Diversified industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Standard Group and its competitors. The Standard Group's current Effective Interest Rate on Debt % is 26.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Standard Group stock overvalued right now?
Based on GuruFocus' analysis, The Standard Group (NAI:SGL) is currently considered Significantly Overvalued. The stock's GF Value™ is KES3.38, compared to a current price of KES5.90 — trading 74.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 26.42%. The Standard Group's overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For The Standard Group (NAI:SGL), the current Effective Interest Rate on Debt % is 26.42% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Standard Group (NAI:SGL) Overvalued in 2026?

Based on GuruFocus' analysis, The Standard Group stock appears to be overvalued. The current stock price of KES5.90 is trading 74.6% above its estimated GF Value™ of KES3.38. GuruFocus considers The Standard Group to be Significantly Overvalued.

Key valuation signals for NAI:SGL:

  • Effective Interest Rate on Debt %: 26.42%
  • GF Value™: KES3.38 vs. price of KES5.90 (74.6% above fair value)
  • GF Score™: 42/100 with 6 warning signs

No single metric tells the full story. See the NAI:SGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Standard Group Business Description

Address Mombasa Road, P.O. Box 30080, The Standard Group Centre, Nairobi, KEN, 00100
The Standard Group PLC is a multimedia media company in Kenya. The company gathers and shares information through print, Television, Radio, and Digital Media. The company provides a wide range of media products: print titles like The Standard, The Nairobian, and The Standard Courier; radio stations including Radio Maisha, Spice FM, Vybez Radio, and Berur FM; TV channels such as KTN Home, KTN News, BTV, and KTN Farmers TV; and digital services like the E-paper, Reader Revenue, Standardmedia. co.ke, Digger Classifieds, and Value Added Services. The segments of the company are Print and Broadcast.
42GF Score

Get the complete analysis for NAI:SGL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES5.90
Price
KES3.38
GF Value