NAII (Natural Alternatives International) Effective Interest Rate on Debt %: 1.70% (As of Mar. 2026)


NAII Natural Alternatives International Inc NAII
49 GF Score
Price $2.28
GF Value $5.30
Valuation Possible Value Trap
! 5 Warning Signs
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What is Natural Alternatives International Effective Interest Rate on Debt %?

Natural Alternatives International NAII -3.80% 49 Effective Interest Rate on Debt % is 1.70% as of Mar. 2026. GuruFocus rates NAII with a GF Score™ of 49/100 and a GF Value™ of $5.30 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Natural Alternatives International's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1.1 Mil. Natural Alternatives International's average total debt for the quarter that ended in Mar. 2026 was $63.4 Mil. Therefore, Natural Alternatives International's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.70%.


Natural Alternatives International  (NAS:NAII) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Natural Alternatives International Effective Interest Rate on Debt % Related Terms


Natural Alternatives International Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Natural Alternatives International's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Natural Alternatives International Effective Interest Rate on Debt % Chart

Natural Alternatives International Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.34 1.44 0.79 1.53

Natural Alternatives International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.64 1.44 1.53 1.49 1.70

NAII vs LIMX, FAMI, WYGC: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Natural Alternatives International's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Natural Alternatives International Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Natural Alternatives International's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Natural Alternatives International's Effective Interest Rate on Debt % falls into.


NAII
49GF Score
Natural Alternatives International Inc NAII
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Natural Alternatives International Effective Interest Rate on Debt % Calculation

Natural Alternatives International's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.915/( (60.291+59.03)/ 2 )
=-1  *  -0.915/59.6605
=1.53 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.401 + 4.89
=60.291

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=54.598 + 4.432
=59.03

Natural Alternatives International's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.08/( (61.707+65.168)/ 2 )
=-1  *  -1.08/63.4375
=1.70 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=53.271 + 8.436
=61.707

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=52.496 + 12.672
=65.168

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.70% mean?
Natural Alternatives International (NAII) has a Effective Interest Rate on Debt % of 1.70% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Natural Alternatives International and its competitors.
Is Natural Alternatives International's Effective Interest Rate on Debt % too high?
Natural Alternatives International's current Effective Interest Rate on Debt % is 1.70%. Overall, Natural Alternatives International has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Natural Alternatives International's Effective Interest Rate on Debt % compare to LIMX and FAMI?
Natural Alternatives International's Effective Interest Rate on Debt % of 1.70% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Natural Alternatives International and its competitors. Natural Alternatives International's current Effective Interest Rate on Debt % is 1.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Natural Alternatives International stock overvalued right now?
Based on GuruFocus' analysis, Natural Alternatives International (NAII) is currently considered Possible Value Trap. The stock's GF Value™ is $5.30, compared to a current price of $2.28 — trading 57% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.70%. Natural Alternatives International's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Natural Alternatives International (NAII), the current Effective Interest Rate on Debt % is 1.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Natural Alternatives International (NAII) Overvalued in 2026?

Based on GuruFocus' analysis, Natural Alternatives International stock appears to be undervalued. The current stock price of $2.28 is trading 57% below its estimated GF Value™ of $5.30. GuruFocus considers Natural Alternatives International to be Possible Value Trap.

Key valuation signals for NAII:

  • Effective Interest Rate on Debt %: 1.70%
  • GF Value™: $5.30 vs. price of $2.28 (57% below fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the NAII stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Natural Alternatives International Business Description

Address 1535 Faraday Avenue, Carlsbad, CA, USA, 92008
Natural Alternatives International Inc is engaged in formulating, manufacturing, and marketing nutritional supplements. It offers vitamins, minerals, herbs, and other supplements, as well as other healthcare products, to customers within the United States and internationally. Its business activity is operated through Private-Label Contract Manufacturing and Patent & Trademark Licensing segments. The company derives the majority of revenue from Private-Label Contract Manufacturing, which is engaged in providing manufacturing services to companies that market and distribute nutritional supplements and other healthcare products, whereas the Patent and Trademark Licensing segment includes royalty income from its license and supply agreements associated with the sale.
49GF Score

Get the complete analysis for NAII

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.28
Price
$5.30
GF Value