NBBTF (Natural Beauty Bio-Technology) Effective Interest Rate on Debt %: 5.07% (As of Dec. 2025)

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NBBTF Natural Beauty Bio-Technology Ltd NBBTF
41 GF Score
Price $0.06
GF Value $0.12
! 5 Warning Signs
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What is Natural Beauty Bio-Technology Effective Interest Rate on Debt %?

Natural Beauty Bio-Technology NBBTF -0.01% 41 Effective Interest Rate on Debt % is 5.07% as of Dec. 2025. GuruFocus rates NBBTF with a GF Score™ of 41/100 and a GF Value™ of $0.12. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Natural Beauty Bio-Technology's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $1.76 Mil. Natural Beauty Bio-Technology's average total debt for the quarter that ended in Dec. 2025 was $34.68 Mil. Therefore, Natural Beauty Bio-Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.07%.


Natural Beauty Bio-Technology  (OTCPK:NBBTF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Natural Beauty Bio-Technology Effective Interest Rate on Debt % Related Terms


Natural Beauty Bio-Technology Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Natural Beauty Bio-Technology's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Natural Beauty Bio-Technology Effective Interest Rate on Debt % Chart

Natural Beauty Bio-Technology Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.78 3.19 4.92 4.05 3.94

Natural Beauty Bio-Technology Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.55 4.54 4.10 3.32 5.07

NBBTF vs PG, CL, KVUE: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, Natural Beauty Bio-Technology's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Natural Beauty Bio-Technology Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Natural Beauty Bio-Technology's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Natural Beauty Bio-Technology's Effective Interest Rate on Debt % falls into.


NBBTF
41GF Score
Natural Beauty Bio-Technology Ltd NBBTF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Natural Beauty Bio-Technology Effective Interest Rate on Debt % Calculation

Natural Beauty Bio-Technology's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.345/( (27.289+41.037)/ 2 )
=-1  *  -1.345/34.163
=3.94 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.731 + 9.558
=27.289

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.005 + 24.032
=41.037

Natural Beauty Bio-Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.758/( (28.319+41.037)/ 2 )
=-1  *  -1.758/34.678
=5.07 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.206 + 10.113
=28.319

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.005 + 24.032
=41.037

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.07% mean?
Natural Beauty Bio-Technology (NBBTF) has a Effective Interest Rate on Debt % of 5.07% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Natural Beauty Bio-Technology and its competitors.
Is Natural Beauty Bio-Technology's Effective Interest Rate on Debt % too high?
Natural Beauty Bio-Technology's current Effective Interest Rate on Debt % is 5.07%. Overall, Natural Beauty Bio-Technology has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Natural Beauty Bio-Technology's Effective Interest Rate on Debt % compare to PG and CL?
Natural Beauty Bio-Technology's Effective Interest Rate on Debt % of 5.07% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Natural Beauty Bio-Technology and its competitors. Natural Beauty Bio-Technology's current Effective Interest Rate on Debt % is 5.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Natural Beauty Bio-Technology stock overvalued right now?
Natural Beauty Bio-Technology (NBBTF) has a current Effective Interest Rate on Debt % of 5.07%. The stock's GF Value™ is $0.12, compared to a current price of $0.06 — trading 49.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.07%. Natural Beauty Bio-Technology's overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Natural Beauty Bio-Technology (NBBTF), the current Effective Interest Rate on Debt % is 5.07% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Natural Beauty Bio-Technology (NBBTF) Overvalued in 2026?

Based on GuruFocus' analysis, Natural Beauty Bio-Technology stock appears to be undervalued. The current stock price of $0.06 is trading 49.1% below its estimated GF Value™ of $0.12.

Key valuation signals for NBBTF:

  • Effective Interest Rate on Debt %: 5.07%
  • GF Value™: $0.12 vs. price of $0.06 (49.1% below fair value)
  • GF Score™: 41/100 with 5 warning signs

No single metric tells the full story. See the NBBTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Natural Beauty Bio-Technology Business Description

Other Exchanges 00157:Hong Kong
Address 33 Hysan Avenue, Room 1916, 19/F, Lee Garden One, Causeway Bay, Hong Kong, HKG
Natural Beauty Bio-Technology Ltd operates as an investment holding company. It is engaged in the manufacturing and selling of skincare, beauty, and aromatherapeutic products. Its products include the provision of skin treatments, beauty and spa services, and skincare consulting and beauty training services. The company's spas provide various services, including hydrotherapy, facial treatment, body care, and skincare analysis. The company derived its key revenue from franchised spas, self-owned spas, and concessionary counters at department stores. Geographically, it has three segments, which include the PRC, Taiwan, and Others (Hong Kong and Malaysia). Its key revenue is generated from the PRC.
41GF Score

Get the complete analysis for NBBTF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.06
Price
$0.12
GF Value