Time People Group AB (NGM:TPGR) Effective Interest Rate on Debt %: 20.97% (As of Apr. 2026)

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NGM:TPGR Time People Group AB NGM:TPGR
47 GF Score
Price kr0.65
GF Value kr4.01
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Time People Group AB Effective Interest Rate on Debt %?

Time People Group AB NGM:TPGR 47 Effective Interest Rate on Debt % is 20.97% as of Apr. 2026. GuruFocus rates NGM:TPGR with a GF Score™ of 47/100 and a GF Value™ of kr4.01 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Time People Group AB's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was kr2.3 Mil. Time People Group AB's average total debt for the quarter that ended in Apr. 2026 was kr10.9 Mil. Therefore, Time People Group AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 20.97%.


Time People Group AB  (NGM:TPGR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Time People Group AB Effective Interest Rate on Debt % Related Terms


Time People Group AB Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Time People Group AB's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Time People Group AB Effective Interest Rate on Debt % Chart

Time People Group AB Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.75 10.85 8.77 14.79

Time People Group AB Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.99 11.82 12.77 13.51 20.97

NGM:TPGR vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Time People Group AB's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Time People Group AB Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Time People Group AB's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Time People Group AB's Effective Interest Rate on Debt % falls into.


NGM:TPGR
47GF Score
Time People Group AB NGM:TPGR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Time People Group AB Effective Interest Rate on Debt % Calculation

Time People Group AB's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  -1.806/( (14.222+10.2)/ 2 )
=-1  *  -1.806/12.211
=14.79 %

where

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12 + 2.222
=14.222

Time People Group AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -2.292/( (11.657+10.2)/ 2 )
=-1  *  -2.292/10.9285
=20.97 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.2 + 1.457
=11.657

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 20.97% mean?
Time People Group AB (NGM:TPGR) has a Effective Interest Rate on Debt % of 20.97% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Time People Group AB and its competitors.
Is Time People Group AB's Effective Interest Rate on Debt % too high?
Time People Group AB's current Effective Interest Rate on Debt % is 20.97%. Overall, Time People Group AB has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Time People Group AB's Effective Interest Rate on Debt % compare to IBM and ACN?
Time People Group AB's Effective Interest Rate on Debt % of 20.97% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Time People Group AB and its competitors. Time People Group AB's current Effective Interest Rate on Debt % is 20.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Time People Group AB stock overvalued right now?
Based on GuruFocus' analysis, Time People Group AB (NGM:TPGR) is currently considered Significantly Undervalued. The stock's GF Value™ is kr4.01, compared to a current price of kr0.65 — trading 83.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 20.97%. Time People Group AB's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Time People Group AB (NGM:TPGR), the current Effective Interest Rate on Debt % is 20.97% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Time People Group AB (NGM:TPGR) Overvalued in 2026?

Based on GuruFocus' analysis, Time People Group AB stock appears to be undervalued. The current stock price of kr0.65 is trading 83.8% below its estimated GF Value™ of kr4.01. GuruFocus considers Time People Group AB to be Significantly Undervalued.

Key valuation signals for NGM:TPGR:

  • Effective Interest Rate on Debt %: 20.97%
  • GF Value™: kr4.01 vs. price of kr0.65 (83.8% below fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the NGM:TPGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Time People Group AB Business Description

Address Kungsgatan 62, Stockholm, SWE, 111 22
Time People Group AB conducts consulting activities in Stockholm. It offers services that cover the entire chain from plan, change and project management, programs, and system and method development, to test engagement and management. The group operates under its own brands with a clear focus and expertise in IT and Management.
47GF Score

Get the complete analysis for NGM:TPGR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr0.65
Price
kr4.01
GF Value