Japan PC Service Co (NGO:6025) Effective Interest Rate on Debt %: 1.61% (As of Feb. 2026)

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NGO:6025 Japan PC Service Co Ltd NGO:6025
51 GF Score
Price 円746.00
GF Value 円863.42
Valuation Modestly Undervalued
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What is Japan PC Service Co Effective Interest Rate on Debt %?

Japan PC Service Co NGO:6025 -3.12% 51 Effective Interest Rate on Debt % is 1.61% as of Feb. 2026. GuruFocus rates NGO:6025 with a GF Score™ of 51/100 and a GF Value™ of 円863.42 (Modestly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Japan PC Service Co's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円23 Mil. Japan PC Service Co's average total debt for the quarter that ended in Feb. 2026 was 円1,436 Mil. Therefore, Japan PC Service Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.61%.


Japan PC Service Co  (NGO:6025) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Japan PC Service Co Effective Interest Rate on Debt % Related Terms


Japan PC Service Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Japan PC Service Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan PC Service Co Effective Interest Rate on Debt % Chart

Japan PC Service Co Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 0.85 0.97 1.06 1.51

Japan PC Service Co Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 1.62 1.59 1.61 1.78

NGO:6025 vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Japan PC Service Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan PC Service Co Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Japan PC Service Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Japan PC Service Co's Effective Interest Rate on Debt % falls into.


NGO:6025
51GF Score
Japan PC Service Co Ltd NGO:6025
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Japan PC Service Co Effective Interest Rate on Debt % Calculation

Japan PC Service Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -14.969/( (936.194+1043.678)/ 2 )
=-1  *  -14.969/989.936
=1.51 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=353.841 + 582.353
=936.194

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=614.326 + 429.352
=1043.678

Japan PC Service Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -23.06/( (1187.715+1684.352)/ 2 )
=-1  *  -23.06/1436.0335
=1.61 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=550.571 + 637.144
=1187.715

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=929.416 + 754.936
=1684.352

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.61% mean?
Japan PC Service Co (NGO:6025) has a Effective Interest Rate on Debt % of 1.61% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Japan PC Service Co and its competitors.
Is Japan PC Service Co's Effective Interest Rate on Debt % too high?
Japan PC Service Co's current Effective Interest Rate on Debt % is 1.61%. Overall, Japan PC Service Co has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Japan PC Service Co's Effective Interest Rate on Debt % compare to IBM and ACN?
Japan PC Service Co's Effective Interest Rate on Debt % of 1.61% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Japan PC Service Co and its competitors. Japan PC Service Co's current Effective Interest Rate on Debt % is 1.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan PC Service Co stock overvalued right now?
Based on GuruFocus' analysis, Japan PC Service Co (NGO:6025) is currently considered Modestly Undervalued. The stock's GF Value™ is 円863.42, compared to a current price of 円746.00 — trading 13.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.61%. Japan PC Service Co's overall GF Score™ is 51/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Japan PC Service Co (NGO:6025), the current Effective Interest Rate on Debt % is 1.61% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan PC Service Co (NGO:6025) Overvalued in 2026?

Based on GuruFocus' analysis, Japan PC Service Co stock appears to be undervalued. The current stock price of 円746.00 is trading 13.6% below its estimated GF Value™ of 円863.42. GuruFocus considers Japan PC Service Co to be Modestly Undervalued.

Key valuation signals for NGO:6025:

  • Effective Interest Rate on Debt %: 1.61%
  • GF Value™: 円863.42 vs. price of 円746.00 (13.6% below fair value)
  • GF Score™: 51/100

No single metric tells the full story. See the NGO:6025 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan PC Service Co Business Description

Address Osaka Prefecture Hiroshiba-cho, Yubinbango 564-0052 Suita, 9-33 pre-shea Dent building 7F, Osaka, JPN, 564-0052
Japan PC Service Co Ltd provides computer integrated service, personal computer troubleshooting service, personal computer repair service, computer lessons, computer sales, and corporate maintenance.
51GF Score

Get the complete analysis for NGO:6025

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円746.00
Price
円863.42
GF Value