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Japan PC Service CoNGO:6025 45 Interest Coverage is 6.12 as of Feb. 2026, which is 33% below its 10-year median of 9.12. GuruFocus rates NGO:6025 with a GF Score™ of 45/100 and a GF Value™ of 円865.46 (Modestly Undervalued). Among 1,698 Software companies, Japan PC Service Co ranks worse than 65.43% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Japan PC Service Co's
Operating Income
for the
three
months ended in Feb. 2026 was 円35 Mil. Japan PC Service Co's Interest Expense for the
three
months ended in Feb. 2026 was 円-6 Mil.
Japan PC Service Co's interest coverage for the quarter that ended in Feb. 2026 was 6.12.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Japan PC Service Co's Interest Coverage or its related term are showing as below:
NGO:6025'
s Interest Coverage Range Over the Past 10 Years
Min: 2.08 Med: 9.12 Max: 10.59
Current: 10.24
NGO:6025's Interest Coverage is ranked worse than 65.43% of 1698
companies
in the Software industry
Industry Median: 26.18
vs NGO:6025: 10.24
Japan PC Service Co (NGO:6025) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Japan PC Service Co Interest Coverage Related Terms
Japan PC Service Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Japan PC Service Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NGO:6025 vs IBM, ACN, CTSH: Interest Coverage Comparison
For the Information Technology Services subindustry, Japan PC Service Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan PC Service Co Interest Coverage vs Software Industry
For the Software industry and Technology sector, Japan PC Service Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Japan PC Service Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan PC Service Co (NGO:6025) has a Interest Coverage of 6.12 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Japan PC Service Co and its competitors. This is 33% below median its historical median of 9.12. Over the past decade, Japan PC Service Co's Interest Coverage has ranged from 2.08 to 10.59. According to the industry distribution chart, Japan PC Service Co ranks #1111 out of 1698 companies in the Software industry, placing it in the top 65.4%.
Is Japan PC Service Co's Interest Coverage too high?
Japan PC Service Co's current Interest Coverage of 6.12 is 33% below median its 10-year median of 9.12. Over the past 10 years, this metric has ranged from a low of 2.08 to a high of 10.59. The Software industry median Interest Coverage is 26.18. Japan PC Service Co's value of 6.12 is 76.6% below this industry median. Based on the distribution chart, Japan PC Service Co ranks #1111 out of 1698 companies in the Software industry, which is below the industry midpoint. Overall, Japan PC Service Co has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Japan PC Service Co's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Japan PC Service Co ranks #1111 out of 1698 companies for Interest Coverage. This places Japan PC Service Co in the lower half of its industry. The industry median Interest Coverage is 26.18. Japan PC Service Co's value of 6.12 is 76.6% below this benchmark. Historically, Japan PC Service Co's own Interest Coverage has ranged from 2.08 to 10.59 over the past decade. While the company's 10-year median is 9.12 vs. the industry median of 26.18, Japan PC Service Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.18, based on 1,698 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan PC Service Co's current Interest Coverage of 6.12 is 76.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Japan PC Service Co and its competitors. For the Software industry, the median Interest Coverage is 26.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan PC Service Co's current Interest Coverage is 6.12, which is 33% below median its own 10-year median of 9.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan PC Service Co stock overvalued right now?
Based on GuruFocus' analysis, Japan PC Service Co (NGO:6025) is currently considered Modestly Undervalued. The stock's GF Value™ is 円865.46, compared to a current price of 円680.00 — trading 21.4% below its estimated fair value. The current Interest Coverage is 6.12, which is 33% below median its 10-year median of 9.12 and 76.6% below the Software industry median of 26.18. Japan PC Service Co's overall GF Score™ is 45/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Japan PC Service Co (NGO:6025), the current Interest Coverage is 6.12 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan PC Service Co (NGO:6025) Overvalued in 2026?
Based on GuruFocus' analysis, Japan PC Service Co stock appears to be undervalued.
The current stock price of 円680.00 is trading 21.4% below its estimated GF Value™ of 円865.46.
GuruFocus considers Japan PC Service Co to be Modestly Undervalued.
Key valuation signals for NGO:6025:
Interest Coverage: 6.12 (33% below median its 10-year median of 9.12)
GF Value™: 円865.46 vs. price of 円680.00 (21.4% below fair value)
Industry Position: 76.6% below the Software median (#1111 of 1698)
No single metric tells the full story. See the NGO:6025 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan PC Service Co Ltd provides computer integrated service, personal computer troubleshooting service, personal computer repair service, computer lessons, computer sales, and corporate maintenance.
45GF Score
Get the complete analysis for NGO:6025
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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