Crest Ventures (NSE:CREST) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:CREST Crest Ventures Ltd NSE:CREST
84 GF Score
Price ₹360.80
GF Value ₹410.17
Valuation Modestly Undervalued
! 8 Warning Signs
View Full Analysis

What is Crest Ventures Effective Interest Rate on Debt %?

Crest Ventures NSE:CREST -0.89% 84 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates NSE:CREST with a GF Score™ of 84/100 and a GF Value™ of ₹410.17 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Crest Ventures's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹0 Mil. Crest Ventures's average total debt for the quarter that ended in Mar. 2026 was ₹2,820 Mil. Therefore, Crest Ventures's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Crest Ventures  (NSE:CREST) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Crest Ventures Effective Interest Rate on Debt % Related Terms


Crest Ventures Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Crest Ventures's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crest Ventures Effective Interest Rate on Debt % Chart

Crest Ventures Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.10 0.06 0.16 0.00

Crest Ventures Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSE:CREST vs FRHC, VOYA: Effective Interest Rate on Debt % Comparison

For the Financial Conglomerates subindustry, Crest Ventures's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crest Ventures Effective Interest Rate on Debt % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Crest Ventures's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Crest Ventures's Effective Interest Rate on Debt % falls into.


NSE:CREST
84GF Score
Crest Ventures Ltd NSE:CREST
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Crest Ventures Effective Interest Rate on Debt % Calculation

Crest Ventures's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  0/( (1660.155+2820.409)/ 2 )
=-1  *  0/2240.282
=0.00 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=600.65 + 1059.505
=1660.155

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2820.409 + 0
=2820.409

Crest Ventures's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (0+2820.409)/ 1 )
=-1  *  0/2820.409
=0.00 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2820.409 + 0
=2820.409

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Crest Ventures (NSE:CREST) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Crest Ventures and its competitors.
Is Crest Ventures' Effective Interest Rate on Debt % too high?
Crest Ventures' current Effective Interest Rate on Debt % is 0.00%. Overall, Crest Ventures has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Crest Ventures' Effective Interest Rate on Debt % compare to FRHC and VOYA?
Crest Ventures' Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Diversified Financial Services company?
A good Effective Interest Rate on Debt % depends on the Diversified Financial Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Crest Ventures and its competitors. Crest Ventures's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crest Ventures stock overvalued right now?
Based on GuruFocus' analysis, Crest Ventures (NSE:CREST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹410.17, compared to a current price of ₹360.80 — trading 12% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Crest Ventures' overall GF Score™ is 84/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Crest Ventures (NSE:CREST), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crest Ventures (NSE:CREST) Overvalued in 2026?

Based on GuruFocus' analysis, Crest Ventures stock appears to be undervalued. The current stock price of ₹360.80 is trading 12% below its estimated GF Value™ of ₹410.17. GuruFocus considers Crest Ventures to be Modestly Undervalued.

Key valuation signals for NSE:CREST:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ₹410.17 vs. price of ₹360.80 (12% below fair value)
  • GF Score™: 84/100 with 8 warning signs

No single metric tells the full story. See the NSE:CREST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crest Ventures Business Description

Other Exchanges 511413:India
Address 111, Maker Chambers IV, Nariman Point, 11th Floor, Mumbai, MH, IND, 400021
Crest Ventures Ltd is a non-banking finance company. Its operating segment includes Broking and intermediary activities; Real estate and related activities; Investing and financial activities and Others. Broking and intermediary services includes broking and related intermediary services in the wholesale debt market, foreign exchange markets, options and swaps, mutual fund and portfolio management services. Investing and financial services of the group includes investing in subsidiary, associates , joint ventures and other entities, dealing in fixed income securities market and advancing of inter-corporate loans.
84GF Score

Get the complete analysis for NSE:CREST

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹360.80
Price
₹410.17
GF Value