Crest Ventures (NSE:CREST) Return-on-Tangible-Equity: 2.56% (As of Mar. 2026) — 68% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:CREST Crest Ventures Ltd NSE:CREST
84 GF Score
Price ₹376.60
GF Value ₹405.17
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Crest Ventures Return-on-Tangible-Equity?

Crest Ventures NSE:CREST +1.74% 84 Return-on-Tangible-Equity is 2.56% as of Mar. 2026, which is 68% below its 10-year median of 7.98. GuruFocus rates NSE:CREST with a GF Score™ of 84/100 and a GF Value™ of ₹405.17 (Fairly Valued). The stock has 8 warning signs investors should review. Among 481 Diversified Financial Services companies, Crest Ventures ranks better than 80.87% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Crest Ventures's annualized net income for the quarter that ended in Mar. 2026 was ₹334 Mil. Crest Ventures's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹13,027 Mil. Therefore, Crest Ventures's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 2.56%.

The historical rank and industry rank for Crest Ventures's Return-on-Tangible-Equity or its related term are showing as below:

NSE:CREST' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.52   Med: 7.98   Max: 50.47
Current: 3.88

During the past 13 years, Crest Ventures's highest Return-on-Tangible-Equity was 50.47%. The lowest was 0.52%. And the median was 7.98%.

NSE:CREST's Return-on-Tangible-Equity is ranked better than
80.87% of 481 companies
in the Diversified Financial Services industry
Industry Median: 1.65 vs NSE:CREST: 3.88

Crest Ventures  (NSE:CREST) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Crest Ventures Return-on-Tangible-Equity Related Terms


Crest Ventures Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Crest Ventures's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crest Ventures Return-on-Tangible-Equity Chart

Crest Ventures Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.07 50.47 5.79 7.72 3.76

Crest Ventures Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.60 8.53 1.18 3.51 2.56

NSE:CREST vs VOYA, FRHC: Return-on-Tangible-Equity Comparison

For the Financial Conglomerates subindustry, Crest Ventures's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crest Ventures Return-on-Tangible-Equity vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Crest Ventures's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Crest Ventures's Return-on-Tangible-Equity falls into.


NSE:CREST
84GF Score
Crest Ventures Ltd NSE:CREST
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Crest Ventures Return-on-Tangible-Equity Calculation

Crest Ventures's annualized Return-on-Tangible-Equity for the fiscal year that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=468.343/( (11910.149+13026.715 )/ 2 )
=468.343/12468.432
=3.76 %

Crest Ventures's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=334.064/( (0+13026.715)/ 1 )
=334.064/13026.715
=2.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 2.56% mean?
Crest Ventures (NSE:CREST) has a Return-on-Tangible-Equity of 2.56% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Crest Ventures and its competitors. This is 68% below median its historical median of 7.98. Over the past decade, Crest Ventures' Return-on-Tangible-Equity has ranged from 0.52 to 50.47. According to the industry distribution chart, Crest Ventures ranks #92 out of 481 companies in the Diversified Financial Services industry, placing it in the top 19.1%.
Is Crest Ventures' Return-on-Tangible-Equity too high?
Crest Ventures' current Return-on-Tangible-Equity of 2.56% is 68% below median its 10-year median of 7.98. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 50.47. The Diversified Financial Services industry median Return-on-Tangible-Equity is 1.65. Crest Ventures' value of 2.56% is 55.2% above this industry median. Based on the distribution chart, Crest Ventures ranks #92 out of 481 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Crest Ventures has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crest Ventures' Return-on-Tangible-Equity compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Crest Ventures ranks #92 out of 481 companies for Return-on-Tangible-Equity. This places Crest Ventures in the top 19% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 1.65. Crest Ventures' value of 2.56% is 55.2% above this benchmark. Historically, Crest Ventures' own Return-on-Tangible-Equity has ranged from 0.52 to 50.47 over the past decade. While the company's 10-year median is 7.98 vs. the industry median of 1.65, Crest Ventures has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Diversified Financial Services company?
The median Return-on-Tangible-Equity among Diversified Financial Services companies is 1.65, based on 481 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crest Ventures's current Return-on-Tangible-Equity of 2.56% is 55.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Crest Ventures and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Equity is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crest Ventures's current Return-on-Tangible-Equity is 2.56%, which is 68% below median its own 10-year median of 7.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crest Ventures stock overvalued right now?
Based on GuruFocus' analysis, Crest Ventures (NSE:CREST) is currently considered Fairly Valued. The stock's GF Value™ is ₹405.17, compared to a current price of ₹376.60 — trading 7.1% below its estimated fair value. The current Return-on-Tangible-Equity is 2.56%, which is 68% below median its 10-year median of 7.98 and 55.2% above the Diversified Financial Services industry median of 1.65. Crest Ventures' overall GF Score™ is 84/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Crest Ventures (NSE:CREST), the current Return-on-Tangible-Equity is 2.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crest Ventures (NSE:CREST) Overvalued in 2026?

Based on GuruFocus' analysis, Crest Ventures stock appears to be undervalued. The current stock price of ₹376.60 is trading 7.1% below its estimated GF Value™ of ₹405.17. GuruFocus considers Crest Ventures to be Fairly Valued.

Key valuation signals for NSE:CREST:

  • Return-on-Tangible-Equity: 2.56% (68% below median its 10-year median of 7.98)
  • GF Value™: ₹405.17 vs. price of ₹376.60 (7.1% below fair value)
  • GF Score™: 84/100 with 8 warning signs
  • Industry Position: 55.2% above the Diversified Financial Services median (#92 of 481)

No single metric tells the full story. See the NSE:CREST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crest Ventures Business Description

Other Exchanges 511413:India
Address 111, Maker Chambers IV, Nariman Point, 11th Floor, Mumbai, MH, IND, 400021
Crest Ventures Ltd is a non-banking finance company. Its operating segment includes Broking and intermediary activities; Real estate and related activities; Investing and financial activities and Others. Broking and intermediary services includes broking and related intermediary services in the wholesale debt market, foreign exchange markets, options and swaps, mutual fund and portfolio management services. Investing and financial services of the group includes investing in subsidiary, associates , joint ventures and other entities, dealing in fixed income securities market and advancing of inter-corporate loans.
84GF Score

Get the complete analysis for NSE:CREST

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹376.60
Price
₹405.17
GF Value