Housing Development & Infrastructure (NSE:HDIL) Effective Interest Rate on Debt %: 0.00% (As of Sep. 2025)

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NSE:HDIL Housing Development & Infrastructure Ltd NSE:HDIL
44 GF Score
Price ₹1.69
GF Value ₹5.34
Valuation Possible Value Trap
! 5 Warning Signs
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What is Housing Development & Infrastructure Effective Interest Rate on Debt %?

Housing Development & Infrastructure NSE:HDIL -0.59% 44 Effective Interest Rate on Debt % is 0.00% as of Sep. 2025. GuruFocus rates NSE:HDIL with a GF Score™ of 44/100 and a GF Value™ of ₹5.34 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Housing Development & Infrastructure's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was ₹0.00 Mil. Housing Development & Infrastructure's average total debt for the quarter that ended in Sep. 2025 was ₹26,534.29 Mil. Therefore, Housing Development & Infrastructure's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 0.00%.


Housing Development & Infrastructure  (NSE:HDIL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Housing Development & Infrastructure Effective Interest Rate on Debt % Related Terms


Housing Development & Infrastructure Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Housing Development & Infrastructure's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Housing Development & Infrastructure Effective Interest Rate on Debt % Chart

Housing Development & Infrastructure Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Housing Development & Infrastructure Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Housing Development & Infrastructure Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Diversified subindustry, Housing Development & Infrastructure's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Housing Development & Infrastructure Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Housing Development & Infrastructure's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Housing Development & Infrastructure's Effective Interest Rate on Debt % falls into.


NSE:HDIL
44GF Score
Housing Development & Infrastructure Ltd NSE:HDIL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Housing Development & Infrastructure Effective Interest Rate on Debt % Calculation

Housing Development & Infrastructure's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.0039999999999996/( (28232.2+28232.2)/ 2 )
=-1  *  -0.0039999999999996/28232.2
=0.00 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 28232.2
=28232.2

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 28232.2
=28232.2

Housing Development & Infrastructure's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  0/( (28232.2+24836.372)/ 2 )
=-1  *  0/26534.286
=0.00 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 28232.2
=28232.2

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 24836.372
=24836.372

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Housing Development & Infrastructure (NSE:HDIL) has a Effective Interest Rate on Debt % of 0.00% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Housing Development & Infrastructure and its competitors.
Is Housing Development & Infrastructure's Effective Interest Rate on Debt % too high?
Housing Development & Infrastructure's current Effective Interest Rate on Debt % is 0.00%. Overall, Housing Development & Infrastructure has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Housing Development & Infrastructure's Effective Interest Rate on Debt % compare to competitors?
Housing Development & Infrastructure's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Housing Development & Infrastructure and its competitors. Housing Development & Infrastructure's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing Development & Infrastructure stock overvalued right now?
Based on GuruFocus' analysis, Housing Development & Infrastructure (NSE:HDIL) is currently considered Possible Value Trap. The stock's GF Value™ is ₹5.34, compared to a current price of ₹1.69 — trading 68.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Housing Development & Infrastructure's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Housing Development & Infrastructure (NSE:HDIL), the current Effective Interest Rate on Debt % is 0.00% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Housing Development & Infrastructure (NSE:HDIL) Overvalued in 2026?

Based on GuruFocus' analysis, Housing Development & Infrastructure stock appears to be undervalued. The current stock price of ₹1.69 is trading 68.4% below its estimated GF Value™ of ₹5.34. GuruFocus considers Housing Development & Infrastructure to be Possible Value Trap.

Key valuation signals for NSE:HDIL:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ₹5.34 vs. price of ₹1.69 (68.4% below fair value)
  • GF Score™: 44/100 with 5 warning signs

No single metric tells the full story. See the NSE:HDIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Housing Development & Infrastructure Business Description

Other Exchanges 532873:India
Address Anant Kanekar Marg, Station Road, 9-01, HDIL Towers, Bandra (East), Mumbai, MH, IND, 400051
Housing Development & Infrastructure Ltd is engaged in the business of real estate construction, development of residential and commercial properties, infrastructure facilities and other related activities. The company operates across multiple segments of the real estate sector, including residential, commercial, retail, slum rehabilitation, and land development projects. Its residential portfolio includes apartment complexes, residential towers, and township developments, while its commercial activities include office space and multiplex cinema developments. The company is also involved in the development of retail properties such as shopping malls.
44GF Score

Get the complete analysis for NSE:HDIL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.69
Price
₹5.34
GF Value