Housing Development & Infrastructure (NSE:HDIL) 3-Year RORE % : -46.94% (As of Sep. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:HDIL Housing Development & Infrastructure Ltd NSE:HDIL
45 GF Score
Price ₹1.69
GF Value ₹5.28
Valuation Possible Value Trap
! 5 Warning Signs
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What is Housing Development & Infrastructure 3-Year RORE %?

Housing Development & Infrastructure NSE:HDIL -1.74% 45 3-Year RORE % is -46.94 as of Sep. 2025. GuruFocus rates NSE:HDIL with a GF Score™ of 45/100 and a GF Value™ of ₹5.28 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,687 Real Estate companies, Housing Development & Infrastructure ranks worse than 80.62% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Housing Development & Infrastructure's 3-Year RORE % for the quarter that ended in Sep. 2025 was -46.94%.

The industry rank for Housing Development & Infrastructure's 3-Year RORE % or its related term are showing as below:

NSE:HDIL's 3-Year RORE % is ranked worse than
80.62% of 1687 companies
in the Real Estate industry
Industry Median: 5.08 vs NSE:HDIL: -46.94

Housing Development & Infrastructure  (NSE:HDIL) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Housing Development & Infrastructure 3-Year RORE % Related Terms


Housing Development & Infrastructure 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Housing Development & Infrastructure's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Housing Development & Infrastructure 3-Year RORE % Chart

Housing Development & Infrastructure Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 -99.74 0.00 -5.41 0.00

Housing Development & Infrastructure Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.17 -5.41 -5.48 0.00 -46.94

Housing Development & Infrastructure 3-Year RORE % Competitor Comparison

For the Real Estate - Diversified subindustry, Housing Development & Infrastructure's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Housing Development & Infrastructure 3-Year RORE % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Housing Development & Infrastructure's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Housing Development & Infrastructure's 3-Year RORE % falls into.


NSE:HDIL
45GF Score
Housing Development & Infrastructure Ltd NSE:HDIL
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Housing Development & Infrastructure 3-Year RORE % Calculation

Housing Development & Infrastructure's 3-Year RORE % for the quarter that ended in Sep. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( -0.02--0.25 )/( -0.49-0 )
=0.23/-0.49
=-46.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Sep. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -46.94 mean?
Housing Development & Infrastructure (NSE:HDIL) has a 3-Year RORE % of -46.94 as of Sep. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Housing Development & Infrastructure and its competitors. According to the industry distribution chart, Housing Development & Infrastructure ranks #1360 out of 1687 companies in the Real Estate industry, placing it in the top 80.6%.
Is Housing Development & Infrastructure's 3-Year RORE % too high?
Housing Development & Infrastructure's current 3-Year RORE % is -46.94. Based on the distribution chart, Housing Development & Infrastructure ranks #1360 out of 1687 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Housing Development & Infrastructure has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Housing Development & Infrastructure's 3-Year RORE % compare to competitors?
According to the Real Estate industry distribution chart, Housing Development & Infrastructure ranks #1360 out of 1687 companies for 3-Year RORE %. This places Housing Development & Infrastructure in the lower half of its industry. The industry median 3-Year RORE % is 5.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Real Estate company?
The median 3-Year RORE % among Real Estate companies is 5.08, based on 1,687 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Housing Development & Infrastructure and its competitors. For the Real Estate industry, the median 3-Year RORE % is 5.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Housing Development & Infrastructure's current 3-Year RORE % is -46.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing Development & Infrastructure stock overvalued right now?
Based on GuruFocus' analysis, Housing Development & Infrastructure (NSE:HDIL) is currently considered Possible Value Trap. The stock's GF Value™ is ₹5.28, compared to a current price of ₹1.69 — trading 68% below its estimated fair value. The current 3-Year RORE % is -46.94. Housing Development & Infrastructure's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Housing Development & Infrastructure (NSE:HDIL), the current 3-Year RORE % is -46.94 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Housing Development & Infrastructure (NSE:HDIL) Overvalued in 2026?

Based on GuruFocus' analysis, Housing Development & Infrastructure stock appears to be undervalued. The current stock price of ₹1.69 is trading 68% below its estimated GF Value™ of ₹5.28. GuruFocus considers Housing Development & Infrastructure to be Possible Value Trap.

Key valuation signals for NSE:HDIL:

  • 3-Year RORE %: -46.94
  • GF Value™: ₹5.28 vs. price of ₹1.69 (68% below fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the NSE:HDIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Housing Development & Infrastructure Business Description

Other Exchanges 532873:India
Address Anant Kanekar Marg, Station Road, 9-01, HDIL Towers, Bandra (East), Mumbai, MH, IND, 400051
Housing Development & Infrastructure Ltd is engaged in the business of real estate construction, development of residential and commercial properties, infrastructure facilities and other related activities. The company operates across multiple segments of the real estate sector, including residential, commercial, retail, slum rehabilitation, and land development projects. Its residential portfolio includes apartment complexes, residential towers, and township developments, while its commercial activities include office space and multiplex cinema developments. The company is also involved in the development of retail properties such as shopping malls.
45GF Score

Get the complete analysis for NSE:HDIL

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.69
Price
₹5.28
GF Value