United Breweries (NSE:UBL) Effective Interest Rate on Debt %: 7.00% (As of Jun. 2026)

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NSE:UBL United Breweries Ltd NSE:UBL
72 GF Score
Price ₹1,400.00
GF Value ₹2,164.06
Valuation Significantly Undervalued
! 4 Warning Signs
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What is United Breweries Effective Interest Rate on Debt %?

United Breweries NSE:UBL +1.24% 72 Effective Interest Rate on Debt % is 7.00% as of Jun. 2026. GuruFocus rates NSE:UBL with a GF Score™ of 72/100 and a GF Value™ of ₹2,164.06 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. United Breweries's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹922 Mil. United Breweries's average total debt for the quarter that ended in Jun. 2026 was ₹13,165 Mil. Therefore, United Breweries's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 7.00%.


United Breweries  (NSE:UBL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


United Breweries Effective Interest Rate on Debt % Related Terms


United Breweries Effective Interest Rate on Debt % Historical Data

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The historical data trend for United Breweries's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Breweries Effective Interest Rate on Debt % Chart

United Breweries Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.78 34.94 11.39 3.56 7.41

United Breweries Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.21 7.54 8.68 8.82 7.00

NSE:UBL vs STZ, TAP: Effective Interest Rate on Debt % Comparison

For the Beverages - Brewers subindustry, United Breweries's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Breweries Effective Interest Rate on Debt % vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, United Breweries's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where United Breweries's Effective Interest Rate on Debt % falls into.


NSE:UBL
72GF Score
United Breweries Ltd NSE:UBL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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United Breweries Effective Interest Rate on Debt % Calculation

United Breweries's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -717.2/( (6199.8+13165.3)/ 2 )
=-1  *  -717.2/9682.55
=7.41 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=356.9 + 5842.9
=6199.8

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1088 + 12077.3
=13165.3

United Breweries's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -921.6/( (13165.3+0)/ 1 )
=-1  *  -921.6/13165.3
=7.00 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1088 + 12077.3
=13165.3

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.00% mean?
United Breweries (NSE:UBL) has a Effective Interest Rate on Debt % of 7.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on United Breweries and its competitors.
Is United Breweries' Effective Interest Rate on Debt % too high?
United Breweries' current Effective Interest Rate on Debt % is 7.00%. Overall, United Breweries has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Breweries' Effective Interest Rate on Debt % compare to STZ and TAP?
United Breweries' Effective Interest Rate on Debt % of 7.00% can be compared against companies in the Beverages - Alcoholic industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Beverages - Alcoholic company?
A good Effective Interest Rate on Debt % depends on the Beverages - Alcoholic industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on United Breweries and its competitors. United Breweries's current Effective Interest Rate on Debt % is 7.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Breweries stock overvalued right now?
Based on GuruFocus' analysis, United Breweries (NSE:UBL) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹2,164.06, compared to a current price of ₹1,400.00 — trading 35.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.00%. United Breweries' overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For United Breweries (NSE:UBL), the current Effective Interest Rate on Debt % is 7.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Breweries (NSE:UBL) Overvalued in 2026?

Based on GuruFocus' analysis, United Breweries stock appears to be undervalued. The current stock price of ₹1,400.00 is trading 35.3% below its estimated GF Value™ of ₹2,164.06. GuruFocus considers United Breweries to be Significantly Undervalued.

Key valuation signals for NSE:UBL:

  • Effective Interest Rate on Debt %: 7.00%
  • GF Value™: ₹2,164.06 vs. price of ₹1,400.00 (35.3% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the NSE:UBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Breweries Business Description

Other Exchanges 532478:India
Address No. 24, Vittal Mallya Road, UB Tower, UB City, Bengaluru, KA, IND, 560001
United Breweries Ltd brews and sells beer and flavored malt beverages in India. The company has dozens of production facilities in India, and it licenses its brands to be manufactured in the United Kingdom, Australia, and New Zealand. The company's flagship brand is Kingfisher, which is prominent in India and is sold in dozens of countries around the world. It has two segments Beer and Non-alcoholic beverages. It derives the majority of its revenue from the Beer segment. The company's other brands include Bullet, Cannon 10000, Kalyani, UB Export, Zingaro, London Pilsner, and Heineken among others. Geographically, it derives key revenue from its business in India and the rest from other regions.
72GF Score

Get the complete analysis for NSE:UBL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,400.00
Price
₹2,164.06
GF Value