United BreweriesNSE:UBL +1.67%74 Interest Coverage is 2.18 as of Mar. 2026, which is 91% below its 10-year median of 24.53. GuruFocus rates NSE:UBL with a GF Score™ of 74/100 and a GF Value™ of ₹2,161.17 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 159 Beverages - Alcoholic companies, United Breweries ranks worse than 58.49% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. United Breweries's
Operating Income
for the
three
months ended in Mar. 2026 was ₹632 Mil. United Breweries's Interest Expense for the
three
months ended in Mar. 2026 was ₹-290 Mil.
United Breweries's interest coverage for the quarter that ended in Mar. 2026 was 2.18.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for United Breweries's Interest Coverage or its related term are showing as below:
NSE:UBL'
s Interest Coverage Range Over the Past 10 Years
Min: 6.85 Med: 24.53 Max: 91.58
Current: 7.44
NSE:UBL's Interest Coverage is ranked worse than 58.49% of 159
companies
in the Beverages - Alcoholic industry
Industry Median: 8.63
vs NSE:UBL: 7.44
United Breweries (NSE:UBL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
United Breweries Interest Coverage Related Terms
United Breweries Interest Coverage Historical Data
* Premium members only.
The historical data trend for United Breweries's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:UBL vs BUD, STZ, TAP: Interest Coverage Comparison
For the Beverages - Brewers subindustry, United Breweries's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Breweries Interest Coverage vs Beverages - Alcoholic Industry
For the Beverages - Alcoholic industry and Consumer Defensive sector, United Breweries's Interest Coverage distribution charts can be found below:
* The bar in red indicates where United Breweries's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Breweries (NSE:UBL) has a Interest Coverage of 2.18 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Breweries and its competitors. This is 91% below median its historical median of 24.53. Over the past decade, United Breweries' Interest Coverage has ranged from 6.85 to 91.58. According to the industry distribution chart, United Breweries ranks #93 out of 159 companies in the Beverages - Alcoholic industry, placing it in the top 58.5%.
Is United Breweries' Interest Coverage too high?
United Breweries' current Interest Coverage of 2.18 is 91% below median its 10-year median of 24.53. Over the past 10 years, this metric has ranged from a low of 6.85 to a high of 91.58. The Beverages - Alcoholic industry median Interest Coverage is 8.63. United Breweries' value of 2.18 is 74.7% below this industry median. Based on the distribution chart, United Breweries ranks #93 out of 159 companies in the Beverages - Alcoholic industry, which is below the industry midpoint. Overall, United Breweries has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Breweries' Interest Coverage compare to BUD and STZ?
According to the Beverages - Alcoholic industry distribution chart, United Breweries ranks #93 out of 159 companies for Interest Coverage. This places United Breweries in the lower half of its industry. The industry median Interest Coverage is 8.63. United Breweries' value of 2.18 is 74.7% below this benchmark. Historically, United Breweries' own Interest Coverage has ranged from 6.85 to 91.58 over the past decade. While the company's 10-year median is 24.53 vs. the industry median of 8.63, United Breweries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Beverages - Alcoholic company?
The median Interest Coverage among Beverages - Alcoholic companies is 8.63, based on 159 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Breweries's current Interest Coverage of 2.18 is 74.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Breweries and its competitors. For the Beverages - Alcoholic industry, the median Interest Coverage is 8.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Breweries's current Interest Coverage is 2.18, which is 91% below median its own 10-year median of 24.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Breweries stock overvalued right now?
Based on GuruFocus' analysis, United Breweries (NSE:UBL) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹2,161.17, compared to a current price of ₹1,359.30 — trading 37.1% below its estimated fair value. The current Interest Coverage is 2.18, which is 91% below median its 10-year median of 24.53 and 74.7% below the Beverages - Alcoholic industry median of 8.63. United Breweries' overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For United Breweries (NSE:UBL), the current Interest Coverage is 2.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Breweries (NSE:UBL) Overvalued in 2026?
Based on GuruFocus' analysis, United Breweries stock appears to be undervalued.
The current stock price of ₹1,359.30 is trading 37.1% below its estimated GF Value™ of ₹2,161.17.
GuruFocus considers United Breweries to be Significantly Undervalued.
Key valuation signals for NSE:UBL:
Interest Coverage: 2.18 (91% below median its 10-year median of 24.53)
GF Value™: ₹2,161.17 vs. price of ₹1,359.30 (37.1% below fair value)
Industry Position: 74.7% below the Beverages - Alcoholic median (#93 of 159)
No single metric tells the full story. See the NSE:UBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Breweries Ltd brews and sells beer and flavored malt beverages in India. The company has dozens of production facilities in India, and it licenses its brands to be manufactured in the United Kingdom, Australia, and New Zealand. The company's flagship brand is Kingfisher, which is prominent in India and is sold in dozens of countries around the world. It has two segments Beer and Non-alcoholic beverages. It derives the majority of its revenue from the Beer segment. The company's other brands include Bullet, Cannon 10000, Kalyani, UB Export, Zingaro, London Pilsner, and Heineken among others. Geographically, it derives key revenue from its business in India and the rest from other regions.
74GF Score
Get the complete analysis for NSE:UBL
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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